Welcome to our dedicated page for Third Coast Bancshares SEC filings (Ticker: TCBX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission (SEC) filings for Third Coast Bancshares, Inc. (TCBX), a commercially focused, Texas-based bank holding company for Third Coast Bank. Through these filings, investors can review the company’s regulatory disclosures, financial condition, and material corporate events.
Third Coast Bancshares files periodic reports and current reports with the SEC, including Forms 10-K and 10-Q (not reproduced here) and multiple Forms 8-K. The 8-K filings in the provided information cover topics such as quarterly financial results, dividend declarations on the company’s 6.75% Series A Convertible Non-Cumulative Preferred Stock, executive retirement and related separation agreements, and material definitive agreements. For example, an 8-K dated October 22, 2025 describes an Agreement and Plan of Reorganization under which a wholly owned subsidiary of Third Coast will merge with Keystone Bancshares, Inc., followed by the integration of Keystone and Keystone Bank into Third Coast and Third Coast Bank.
Filings also document changes in listing status and exchange transfers. An 8-K filed on September 22, 2025 reports that the company provided written notice of its intention to voluntarily withdraw the principal listing of its common stock from the Nasdaq Global Select Market and transfer the listing to the New York Stock Exchange and NYSE Texas. A related Form 25 dated October 3, 2025 confirms the voluntary removal of the company’s common stock from listing and registration on Nasdaq under SEC Rule 12d2-2(c), in connection with this transfer of listing.
Additional 8-Ks and 8-K/A filings furnish press releases and investor presentations related to quarterly results, Regulation FD disclosures, and the Keystone merger transaction. These documents include financial highlights such as net income, net interest margin, loan growth, deposit composition, and asset quality measures, as well as explanatory notes regarding non-GAAP metrics.
On Stock Titan, users can view Third Coast Bancshares’ SEC filings as they are made available through EDGAR, with AI-powered summaries that explain the key points of lengthy documents such as annual reports (Form 10-K), quarterly reports (Form 10-Q), and current reports (Form 8-K). The platform also surfaces information from registration statements, including the planned Form S-4 related to the Keystone transaction, and can help users quickly identify items on corporate actions, listing changes, executive arrangements, and other material events.
Third Coast Bancshares, Inc. reported that it has released its financial results for the quarter and year ended December 31, 2025 through a press release dated January 21, 2026. The detailed results are provided in that press release.
The company also plans to host an investor call and webcast to discuss these results on January 22, 2026 at 10:00 a.m. Central Time. An investor presentation with additional information is being made available to analysts and investors alongside the call.
Third Coast Bancshares, Inc. filed an update providing supplemental disclosures about its planned merger with Keystone Bancshares, Inc. after receiving four demand letters claiming the original joint proxy statement/prospectus omitted material information. The company and Keystone deny these allegations but are adding details without changing the merger consideration or the timing of their shareholder meetings.
The new disclosures expand on Raymond James’ valuation work, including discounted cash flow assumptions, updated peer and transaction comparison tables, and additional fee information. Third Coast now shares unaudited financial projections for both banks through 2030, which Raymond James used in its fairness opinion. A pro forma analysis indicates the merger could be 1.9% dilutive to Third Coast’s estimated tangible book value per share and 0.4% dilutive on a fully diluted basis at March 31, 2026, but 5.2% and 5.3% accretive to estimated EPS in 2027 and 2028.
Third Coast Bancshares, Inc. filed an update related to its pending merger with Keystone Bancshares, Inc., providing extra details in response to four shareholder demand letters claiming the joint proxy statement/prospectus lacked material information. Third Coast and Keystone deny the allegations but are issuing these supplemental disclosures without changing the merger consideration or the timing of either company’s special shareholder meeting.
The company adds specifics on Raymond James’ fairness opinion, including use of a 10.6x terminal price-to-earnings multiple, 2030 adjusted net income assumptions of $79.3 million for Third Coast and $13.3 million for Keystone, and terminal value ranges for both banks. Pro forma analysis shows the merger is estimated to be 1.9% dilutive to tangible book value per share at March 31, 2026, but 5.2% and 5.3% accretive to Third Coast’s projected 2027 and 2028 EPS. The update also discloses Raymond James’ compensation and provides detailed standalone and synergy-adjusted financial projections for both banks through 2030 and 2031.
Third Coast Bancshares, Inc. and Keystone Bancshares, Inc. are proposing a strategic bank merger in Texas. Arch Merger Sub, a Third Coast subsidiary, will merge into Keystone, which will then be combined into Third Coast, leaving Third Coast as the surviving company. Each Keystone common share will convert at closing into either 0.45925 shares of Third Coast common stock or a cash amount equal to 0.45925 multiplied by the volume‑weighted average price of Third Coast shares over a specified 20‑day trading period, at each holder’s election, subject to a total cash cap of
The exchange ratio may be reduced if Keystone’s adjusted equity is below
On a pro forma basis as of September 30, 2025, the combined company would have total assets of about
Third Coast Bancshares, Inc. reported that its Board of Directors has declared a quarterly cash dividend of $17.25 per share on its 6.75% Series A Convertible Non-Cumulative Preferred Stock. This reflects a scheduled cash payment to holders of that preferred series.
The dividend is payable on January 15, 2026 to shareholders of record at the close of business on December 31, 2025, so ownership of the preferred shares on that record date determines who receives the distribution. The company provided additional details and forward-looking statement cautions in a press release that is attached as an exhibit.
Third Coast Bancshares is proposing to acquire Keystone Bancshares in a stock-and-cash merger. Each Keystone share will convert into the right to receive 0.45925 shares of Third Coast common stock or a cash amount based on the 20-trading-day volume-weighted average TCBX price, with total cash elections capped at $20,000,000 and subject to proration if elections exceed that cap. The exchange ratio can be reduced if Keystone’s adjusted equity is below $94,576,000. Based on current share counts and a full $20,000,000 cash election, former Third Coast holders would own about 84% of the combined company and former Keystone holders about 16%.
Both boards unanimously support the transaction and obtained fairness opinions from their financial advisors. Third Coast shareholders will vote on issuing new shares and a possible meeting adjournment on January 23, 2026, while Keystone shareholders will vote on the merger and a possible adjournment on January 29, 2026. Third Coast reported total assets of $5.06 billion and Keystone $1.1 billion as of September 30, 2025, so the deal would create a larger Texas-focused commercial bank if completed.
Third Coast Bancshares, Inc. reported that Vicki Alexander, Executive Vice President and Chief Risk and Operations Officer, will retire and resign as Principal Operating Officer of Third Coast Bank effective December 31, 2025.
In connection with her retirement, she and the bank entered into a Separation Agreement and Release dated December 1, 2025. She is eligible to receive $211,562.96 in cash, described as approximately six months of base salary, plus an additional payment equal to six months of the cost of continuation health coverage under COBRA.
The company has begun searching for a new Chief Operations Officer and Chief Risk Officer. Until successors are in place, her responsibilities will be divided among the bank’s management team.
Third Coast Bancshares, Inc.
Third Coast Bancshares, Inc. (TCBX) insider trade reported. An executive officer, identified in the remarks as the Executive Vice President and Chief Banking Officer, reported an open market sale of common stock on 11/17/2025.
The filing shows a sale of 245 shares of Third Coast Bancshares common stock at a weighted average price of $36.3032 per share, reported as transaction code “S” for a sale. After this transaction, the reporting person beneficially owned 47,106 shares directly, 2,020 shares through an ESOP, and 11,750 shares through an IRA.
The sale resulted from a broker-dealer trade order that was executed in multiple same‑day open market trades, with prices ranging from $36.1501 to $36.42 per share. These trades are reported on an aggregate basis using the weighted average price, and the reporting person has undertaken to provide detailed price breakdowns upon request.
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