The Toronto-Dominion Bank files as a Canadian foreign private issuer whose U.S. SEC record documents bank-level financial reporting, capital securities, governance and shareholder matters. Its Form 6-K reports are incorporated into registration statements and include materials tied to medium term notes, non-viability contingent capital subordinated indebtedness, redemptions, legal opinions and consents.
TD filings also document annual meeting and proxy materials, director elections, auditor and executive-compensation votes, shareholder proposals, the board charter, the Code of Conduct and Ethics, stock incentive plan amendments, IFRS financial information and insurance catastrophe claims within the Wealth Management and Insurance segment. The disclosures reflect a banking group operating Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, and Wholesale Banking businesses.
The Toronto-Dominion Bank is offering senior unsecured notes linked to the S&P 500® Index with a term of about 54 weeks and a $1,000 principal amount per Note. Investors may receive a contingent interest payment of $21.525 per $1,000 on each Review Date if the index is at or above a specified barrier.
The Notes are subject to an automatic call if the index is at or above the Initial Level on any non-final Review Date, in which case investors receive principal plus applicable contingent interest and no further payments. If the Notes are not called and the Final Level is below 80% of the Initial Level of 6,798.40, investors lose 1% of principal for each 1% decline and can lose their entire investment.
The barrier level is 5,438.72, and contingent interest has a “memory” feature that can pay previously missed coupons when conditions are later met. The Notes are not listed, are subject to TD’s credit risk, have complex tax treatment, and their estimated value on the pricing date is expected to be between $955.00 and $990.00 per Note, below the $1,000 public offering price.
The Toronto-Dominion Bank is offering senior unsecured Callable Contingent Interest Barrier Notes linked to the S&P 500 Index, with a maturity date of February 19, 2031. Each Note has a $1,000 principal amount and offers a 7.65% per annum contingent interest rate, paid monthly when the index is at or above 70% of its initial level on the relevant observation date.
TD can, at its discretion, call the Notes in whole on monthly call dates starting with the twelfth interest payment date, returning $1,000 per Note plus any due interest, after which no further payments are made. If the Notes are not called and the S&P 500 closes below 70% of its initial level on the final valuation date, investors lose 1% of principal for each 1% index decline and can lose their entire investment. The estimated initial value is expected between $950 and $985 per $1,000 Note, reflecting structuring and hedging costs, and the Notes will not be listed on any exchange.
The Toronto-Dominion Bank is offering senior unsecured Callable Contingent Interest Barrier Notes linked to the least performing of the Russell 2000® Index, S&P 500® Index and the State Street® Industrial Select Sector SPDR® ETF. Each Note has a $1,000 principal amount, with a term to February 14, 2029.
The Notes pay a monthly Contingent Interest Payment at an annual rate of approximately 8.20% only if, on the relevant observation date, the closing value of each reference asset is at or above its Contingent Interest Barrier, set at 70% of its Initial Value. TD may, at its discretion, call the Notes in whole (but not in part) on monthly call dates starting from the twelfth interest payment date, repaying principal plus any due interest.
If the Notes are not called, repayment at maturity depends on the final value of each reference asset versus its Barrier Value, set at 60% of its Initial Value. If any final value is below its Barrier Value, investors lose 1% of principal for each 1% decline in the least performing asset, up to a total loss of the $1,000 principal. The Notes are unsecured obligations of TD, not insured by any government agency, will not be listed on an exchange, and have an estimated initial value between $940 and $975 per $1,000 Note. U.S. tax disclosure indicates TD and investors agree to treat the Notes as prepaid derivative contracts, though alternative tax characterizations are possible.
The Toronto-Dominion Bank reports that it expects approximately $7 million in catastrophe insurance claims, after reinsurance and before tax, to be recorded in its Wealth Management & Insurance segment for the first quarter of fiscal 2026.
These catastrophe claims arise from single events in the quarter where total claims exceed the Bank’s internal threshold of $5 million before reinsurance, and are recorded in Insurance service expenses with related reinsurance impacts in Other income (loss). TD, which had $2.1 trillion in assets as of October 31, 2025, plans to release its first quarter 2026 financial results and host an earnings call on February 26, 2026.
The Toronto-Dominion Bank is offering Autocallable Fixed Interest Barrier Notes linked to GE, LMT, NOC and RTX with a principal of $1,000 per Note. The Notes pay fixed monthly interest at an annual rate of approximately 8.00%, regardless of stock performance, unless they are automatically called.
The Notes can be called monthly starting in August 2026 if each stock is at or above 100% of its initial value, returning principal plus the due interest. If never called, principal repayment in 2028 depends on the worst-performing stock versus a 50.00% barrier of its initial value; if that stock ends below its barrier, repayment is reduced one-for-one with its decline and investors can lose their entire principal.
The Notes are unsecured senior debt of TD, not insured by U.S. or Canadian deposit insurers, will not be listed on an exchange, and have an estimated value on the pricing date expected between $895.00 and $930.00 per $1,000 Note, below the public offering price.
The Toronto-Dominion Bank is offering unsecured callable contingent interest barrier notes linked to Salesforce and Uber common stock. Investors receive monthly contingent interest at approximately 19.40% per annum only when both stocks close at or above 60% of their initial values on observation dates.
TD can call the notes monthly starting with the third interest payment date, returning the $1,000 principal per note plus any due interest, after which no further payments are made. If the notes are not called and, at maturity in February 2028, any stock finishes below its 60% barrier, repayment of principal is reduced one-for-one with the worst stock’s decline and can fall to zero.
The notes are not listed, have limited liquidity, and embed issuer credit risk. The estimated value on the pricing date is expected to be $935–$970 per $1,000 note, below the public offering price, reflecting structuring, distribution, and hedging costs.
The Toronto-Dominion Bank is offering Callable Contingent Interest Barrier Notes linked to the Dow Jones Industrial Average, Nasdaq-100 and Russell 2000. The Notes pay a contingent interest rate of 10.50% per annum, but only for periods when the closing value of each index is at or above 70% of its Initial Value on the relevant observation date.
TD may, at its discretion, call the Notes quarterly starting on the third interest payment date, returning the $1,000 principal per Note plus any due interest, after which no further payments are owed. If the Notes are not called and, on the final valuation date, any index closes below 70% of its Initial Value, investors lose 1% of principal for each 1% decline in the worst-performing index and could lose their entire investment.
The Notes are unsecured obligations of TD, will not be listed, and have an estimated value at pricing between $940 and $975 per $1,000 Note. They are treated for U.S. federal income tax purposes as prepaid derivative contracts under the issuer’s intended approach, with complex and uncertain tax consequences.
The Toronto-Dominion Bank is offering senior unsecured Callable Contingent Income Securities linked to the worst performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes pay a quarterly contingent coupon of $21.625 per $1,000 (8.65% per annum) only if each index stays at or above 65% of its initial value on every trading day in the observation period.
TD may redeem the notes early on specified dates at par plus any due coupon, regardless of index performance. If held to maturity and any index finishes below 65% of its initial value, repayment is reduced 1-to-1 with the worst index decline and can fall to zero, so principal is fully at risk. The securities are unsecured obligations subject to TD’s credit risk and will not be listed on any exchange.
The Toronto-Dominion Bank is offering unsecured senior notes linked to three U.S. equity ETFs: iShares Russell 2000 ETF, Invesco QQQ Trust and SPDR S&P 500 ETF Trust. The total offering shown is $500,000, at $1,000 principal per Note.
The Notes run about 54 weeks and may be automatically called quarterly if each ETF closes at or above its initial price, returning principal plus a contingent interest payment of $25.30 per $1,000, with missed coupons potentially paid later under a “memory” feature. If not called, investors get principal back at maturity only if each final ETF price is at least 70% of its initial level; otherwise repayment is reduced one-for-one with the decline of the worst-performing ETF, and principal can be wiped out.
The estimated value on the pricing date is $984.60 per Note, below the $1,000 offering price, and the Notes will not be listed on any exchange. Payments depend entirely on TD’s credit, and the document highlights significant risks around equity volatility, ETF tracking, liquidity, conflicts of interest and complex U.S. and Canadian tax treatment, including possible 30% U.S. withholding on contingent interest for certain non-U.S. holders.
The Toronto-Dominion Bank is offering senior unsecured Callable Contingent Interest Barrier Notes linked to Micron Technology, Inc. common stock. Each Note has a $1,000 principal amount, with a total initial offering of $620,000.
The Notes pay a contingent interest at approximately 27.20% per annum, calculated and paid monthly only if, on each observation date, Micron’s closing price is at or above the Contingent Interest Barrier of $227.64 (60% of the $379.40 Initial Value). TD may call the Notes monthly starting on the sixth interest payment date, returning principal plus any due interest.
If the Notes are not called, repayment at maturity depends on Micron’s closing price on the Final Valuation Date relative to the Barrier Value of $189.70 (50% of the Initial Value. If the Final Value is at or above the Barrier, investors receive full principal (plus any due interest). If it is below, repayment is reduced 1% for each 1% Micron has fallen from the Initial Value, up to a total loss of principal. The Notes are unsecured obligations of TD, are not insured, and will not be listed. The estimated value on the pricing date is $946.60 per Note, less than the public offering price of $1,000.