The Toronto-Dominion Bank files as a Canadian foreign private issuer whose U.S. SEC record documents bank-level financial reporting, capital securities, governance and shareholder matters. Its Form 6-K reports are incorporated into registration statements and include materials tied to medium term notes, non-viability contingent capital subordinated indebtedness, redemptions, legal opinions and consents.
TD filings also document annual meeting and proxy materials, director elections, auditor and executive-compensation votes, shareholder proposals, the board charter, the Code of Conduct and Ethics, stock incentive plan amendments, IFRS financial information and insurance catastrophe claims within the Wealth Management and Insurance segment. The disclosures reflect a banking group operating Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, and Wholesale Banking businesses.
The Toronto-Dominion Bank is offering senior unsecured Callable Contingent Interest Barrier Notes linked to the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index. Each $1,000 Note pays a contingent interest coupon at an annual rate of approximately 10.10%, but only for months when the closing value of every index is at least 70% of its Initial Value.
TD can redeem the Notes in whole, at its discretion, on monthly Call Payment Dates starting with the third coupon date, returning the $1,000 principal per Note plus any due contingent interest, after which no further payments are made. If the Notes are not called, maturity payment depends on the least performing index on the final observation date. If each index is at or above 65% of its Initial Value, investors receive full principal (plus any due interest). If any index finishes below 65%, principal is reduced 1% for each 1% decline in that least performing index, potentially to zero.
The Notes are unsecured obligations of TD, are not insured by any government agency, and will not be listed on an exchange. The estimated value on the pricing date is expected to be between $950.00 and $985.00 per $1,000 Note, which is less than the $1,000 public offering price.
The Toronto-Dominion Bank is offering $10-per-unit Autocallable Strategic Accelerated Redemption Securities linked to the EURO STOXX 50 Index, maturing in about three years if not called. The notes are automatically called, and pay a fixed Call Amount, if the index closes at or above its starting level on observation dates about one, two, or three years after pricing, with indicative call payouts of [$10.925 to $11.025], [$11.850 to $12.050], or [$12.775 to $13.075] per unit, respectively.
If the notes are never called and the final index level is below the starting level, repayment of principal is reduced 1-to-1 with the index decline, so up to 100% of invested principal is at risk. The notes pay no periodic interest, are senior unsecured obligations of TD, and are not insured by CDIC or FDIC. The initial estimated value per unit is expected to be between $9.25 and $9.55, below the $10 public offering price, reflecting an underwriting discount of $0.20 per unit, a hedging-related charge of $0.05 per unit, and TD’s internal funding rate; proceeds to TD before expenses are $9.80 per unit. The notes are not exchange-listed and secondary market liquidity is expected to be limited.
The Toronto-Dominion Bank is offering senior unsecured Callable Contingent Interest Barrier Notes linked to the SPDR® S&P 500® ETF Trust (SPY). Each Note has a $1,000 principal amount, a Strike Date of January 15, 2026 and a scheduled Maturity Date of January 19, 2029.
The Notes pay a 7.00% per annum contingent interest, evaluated semiannually. A payment is made only if SPY’s Closing Value on the observation date is at or above the Contingent Interest Barrier of $484.568, which is 70.00% of the Initial Value of $692.24. TD may, at its discretion, call the Notes in whole on any semiannual Call Payment Date, returning the $1,000 principal plus any due contingent interest, after which no further payments are made.
If the Notes are not called, principal repayment depends on SPY’s Closing Value on the Final Valuation Date. If the Final Value is at or above the Barrier Value of $484.568, investors receive the full $1,000 per Note (plus any contingent interest). If the Final Value is below the Barrier, repayment is $1,000 + ($1,000 × Percentage Change), so investors lose 1% of principal for each 1% SPY has fallen from the Initial Value and can lose their entire investment. The Notes are not insured, will not be listed, and all payments are subject to TD’s credit risk. The estimated value on the pricing date is expected to be between $945.00 and $980.00 per Note, less than the $1,000 public offering price.
The Toronto-Dominion Bank plans to issue senior unsecured Digital Barrier Notes linked to the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index. Each Note has a $1,000 principal amount, is priced on January 26, 2026, issued on January 29, 2026, and matures on January 31, 2030.
At maturity, investors receive principal plus a fixed 30.45% Digital Return if the final level of each index is at or above 65% of its initial level. If any index finishes below its 65% barrier, repayment is reduced one-for-one with the decline of the worst-performing index, and investors can lose their entire investment. The Notes pay no interest, are not listed, and secondary liquidity may be limited. The estimated value on the pricing date is expected between $905 and $940 per $1,000 Note, reflecting fees, hedging and TD’s internal funding rate. All payments depend on TD’s creditworthiness and the U.S. and Canadian tax treatment is complex and uncertain.
The Toronto-Dominion Bank is offering Callable Contingent Interest Barrier Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. Each Note has a $1,000 principal amount and pays a monthly contingent interest at a rate of at least 10.20% per annum only when all three indexes are at or above 75% of their Initial Values on the observation date.
TD can call the Notes monthly starting on the sixth interest payment date, returning the $1,000 principal plus any due interest, after which no further payments are made. If the Notes are not called and on the final valuation date any index is below 70% of its Initial Value, repayment is reduced 1% for every 1% decline in the worst-performing index, down to a possible total loss of principal. The estimated value on the pricing date is expected between $940 and $975 per Note, below the $1,000 public offering price, with an underwriting discount of up to $8.50 per Note and proceeds to TD of at least $991.50 per Note.
The Toronto-Dominion Bank is offering 54-week senior unsecured notes linked to the S&P 500 Index, issued at $1,000 per Note with a minimum investment of $10,000. The Initial Level is 6,926.60 and the Buffer Level is 5,887.61, providing a 15% downside buffer.
If, on the Valuation Date, the Index is at or above the Initial Level, investors receive the principal plus the Index gain, capped by a Maximum Upside Return of 7.75% (a Payment at Maturity of $1,077.50 per Note). If the Index is below the Initial Level but at or above the Buffer Level, investors earn a Contingent Absolute Return of +1% for each 1% Index decline, up to 15%.
If the Index finishes below the Buffer Level, losses are leveraged: holders lose approximately 1.1765% of principal for each 1% Index drop beyond the 15% buffer and can lose their entire investment. The Notes pay no interest, are not listed, and secondary market liquidity may be limited. The estimated value on the Pricing Date is expected between $950 and $985 per Note, below the public offering price, and all payments are subject to TD’s credit and complex U.S. and Canadian tax treatment.
The Toronto-Dominion Bank is offering senior unsecured Callable Contingent Interest Barrier Notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes target a contingent interest rate of 11.10% per year, paid monthly only when each index on the observation date is at or above 70% of its initial level.
TD can redeem the notes in whole, at its discretion, on monthly dates starting with the third interest payment, paying back the $1,000 principal per note plus any due interest and then stopping all future payments. If the notes are not called and on the final valuation date any index is below 70% of its initial level, investors lose 1% of principal for each 1% decline in the worst-performing index and could lose the entire principal.
The notes are not listed, are subject to TD’s credit risk, and had an estimated value of $989.60 per $1,000 on the pricing date, below the public offering price. U.S. holders are expected to treat them as prepaid derivative contracts for tax purposes, and sales to retail investors in the EEA and UK are restricted.
The Toronto-Dominion Bank is offering senior unsecured Callable Contingent Interest Barrier Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. Each Note has a $1,000 principal amount and can be called monthly by TD starting on the third Contingent Interest Payment Date.
The Notes pay a monthly contingent coupon at a per annum rate of at least 10.95% only if, on the related observation date, the closing value of each index is at or above 70% of its initial value. If any index is below this 70% barrier, no interest is paid for that month.
If the Notes are not called and on the Final Valuation Date any index is below 70% of its initial value, repayment of principal is reduced 1-for-1 with the decline of the worst-performing index, up to a total loss of principal. Estimated value on the pricing date is expected between $935 and $970 per $1,000 Note, and the Notes will not be listed. U.S. tax treatment is expected to follow a prepaid derivative contract approach, with contingent interest taxed as ordinary income.
The Toronto-Dominion Bank is offering senior unsecured Callable Contingent Interest Barrier Notes linked to the Nasdaq-100 Technology Sector Index, Russell 2000 Index and S&P 500 Index. Each Note has a $1,000 principal amount, a scheduled maturity on January 4, 2028, and pays a contingent interest rate of at least approximately 8.90% per year, paid monthly, but only if on each observation date all three indexes are at or above 70% of their initial values.
TD can call the Notes monthly starting on the third interest payment date, returning $1,000 per Note plus any due interest, after which no further payments are made. If the Notes are not called and on the final valuation date any index finishes below its 70% barrier, repayment of principal is reduced 1% for each 1% decline of the worst-performing index, down to possible total loss. The Notes are not CDIC or FDIC insured, will not be listed on an exchange, and any payments depend on TD’s credit. The initial estimated value is $920–$955 per $1,000. For U.S. holders, TD intends to treat the Notes as prepaid derivative contracts for tax purposes, with interest taxed as ordinary income.
The Toronto-Dominion Bank is offering Callable Contingent Interest Barrier Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indexes. These senior unsecured notes pay a contingent coupon at a per annum rate of at least approximately 9.10% only when, on a monthly observation date, the closing value of each index is at or above 75% of its initial level. If any index is below this contingent interest barrier on an observation date, no interest is paid for that month.
TD can, at its discretion, call the notes in whole on monthly call dates starting with the 12th interest payment date, returning the $1,000 principal per note plus any due interest, after which no further amounts are owed. If the notes are not called, repayment at maturity in November 2030 depends on the worst-performing index. If the final level of every index is at or above 65% of its initial value, investors receive full principal (plus any due interest). If any index finishes below 65%, principal is reduced 1% for each 1% decline in the worst index, down to a possible total loss. The estimated initial value is expected between $930 and $965 per $1,000 note, less than the public offering price, and the notes will not be listed, with limited or no secondary market expected.