The Toronto-Dominion Bank files as a Canadian foreign private issuer whose U.S. SEC record documents bank-level financial reporting, capital securities, governance and shareholder matters. Its Form 6-K reports are incorporated into registration statements and include materials tied to medium term notes, non-viability contingent capital subordinated indebtedness, redemptions, legal opinions and consents.
TD filings also document annual meeting and proxy materials, director elections, auditor and executive-compensation votes, shareholder proposals, the board charter, the Code of Conduct and Ethics, stock incentive plan amendments, IFRS financial information and insurance catastrophe claims within the Wealth Management and Insurance segment. The disclosures reflect a banking group operating Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, and Wholesale Banking businesses.
The Toronto-Dominion Bank is offering $11,269,000 of Callable Contingent Income Securities linked to the S&P 500® Index, maturing on December 21, 2027. Each security has a $1,000 stated principal amount and may pay a contingent quarterly coupon of $20.15 (equivalent to 8.06% per annum) if on the relevant determination date the index closing value is at least 80.00% of the 6,800.26 initial index value, the coupon threshold level. TD can redeem the notes in whole on any coupon date (other than maturity) at $1,000 plus any due coupon, regardless of index performance.
If the notes are not called and the final index value is at least the 80.00% downside threshold level of 5,440.208, investors receive $1,000 plus any final coupon. If the final index value is below this threshold, repayment is reduced 1-to-1 with the index decline and can be zero, so investors may lose their entire principal. Investors do not participate in any upside of the index beyond coupons. The notes are unsecured senior debt of TD, not listed on any exchange, and their estimated value on the pricing date is $978.00 per $1,000 security, below the public offering price.
The Toronto-Dominion Bank is offering $820,000 of Performance Leveraged Upside Securities (PLUS), senior unsecured notes linked to the Russell 2000 ae Index, maturing on April 5, 2027. Each PLUS has a stated principal amount and issue price of $1,000 and pays no coupons or dividends.
At maturity, if the index is above the initial level of 2,519.304, investors receive $1,000 plus 300% of the index gain, capped at a maximum payment of $1,207.60 per PLUS, a 20.76% maximum gain. If the index is flat, investors receive only the $1,000 principal. If the index is below the initial level, investors lose 1% of principal for every 1% index decline, with no minimum payment, so the entire investment can be lost.
The PLUS are subject to TD 27s credit risk, are not insured by any government agency, and will not be listed on any exchange. The estimated value on the pricing date was $974.80 per PLUS, below the $1,000 public offering price, reflecting fees, hedging and funding costs.
The Toronto-Dominion Bank is offering Capped Contingent Absolute Return Buffered Notes linked to the S&P 500® Index, each with a $1,000 principal amount and maturing on June 29, 2028. The Notes provide unleveraged exposure to S&P 500 price moves, with a maximum payment of $1,236.50 per Note, capping upside at 23.65%. They feature a 20.00% downside buffer: if the index ends between 80.00% and 100.00% of its initial level, investors receive a positive "contingent absolute" return equal to the magnitude of the index move. If the index falls below 80.00% of its initial level, investors lose 1% of principal for each 1% decline beyond the 20.00% buffer, for a possible loss of up to 80.00% of principal.
The Notes pay no interest, are senior unsecured obligations of TD, and are not insured by any government agency. The estimated value on the pricing date is expected to be $955.00–$990.00 per Note, below the $1,000 public offering price, reflecting structuring, distribution and hedging costs. An underwriting discount of up to $7.50 per Note will be paid, and the Notes will not be listed on any exchange, so liquidity will depend on dealer market-making.
The Toronto-Dominion Bank is offering senior unsecured market-linked notes that pay no interest and return a variable amount at maturity based on an equity basket of Amazon, NVIDIA and Microsoft, each weighted at roughly one-third. Each security has a $1,000 face amount, with an upside participation rate of 125% of any basket gain, capped at a 31.00% maximum return, so the most an investor can receive at maturity is $1,310 per security.
The notes include a 15% downside buffer: if the basket decline is 15% or less, investors receive their full principal back. If the basket falls more than 15%, investors lose 1% of principal for each additional 1% drop, and may lose up to 85% of the face amount. The starting level is 100, the threshold level is 85, and the notes mature on December 22, 2027.
The securities are issued at $1,000 but had an estimated value of $956.90 at pricing, reflecting structuring and hedging costs. They are not listed on any exchange, may have limited or no secondary market, and all payments depend on TD’s credit as senior unsecured debt.
The Toronto-Dominion Bank is offering callable contingent interest barrier notes linked to the least performing of the Nasdaq-100 Index®, Russell 2000® Index and S&P 500® Index. Each Note has a $1,000 principal amount, pays a contingent interest rate of approximately 7.10% per annum and matures on December 20, 2030, unless TD calls the Notes early.
Contingent interest is paid monthly only if on each observation date every index is at or above its contingent interest barrier, set at 75% of its initial value. At maturity, if the Notes have not been called and any index is below its 60% barrier, repayment of principal is reduced one-for-one with the decline of the worst-performing index, and investors can lose their entire investment.
TD may, at its discretion, call the Notes monthly starting with the twelfth interest payment date, returning principal plus any due interest. The Notes are unsecured obligations subject to TD’s credit risk, will not be listed, and had an estimated value of $931.60 per Note versus a $1,000 public offering price, reflecting selling costs and hedging-related factors.
The Toronto-Dominion Bank is offering Leveraged Contingent Absolute Return Barrier Notes linked to the S&P 500® Index. Each Note has a $1,000 principal amount, a Pricing Date of December 23, 2025 and matures on December 27, 2030.
The Notes provide 101.75% leveraged upside if the index finishes above its initial level. If the index is at or below the initial level but at least 70% of it, investors receive a positive “contingent absolute return” on the size of the decline, capped at a 30% gain. If the index closes below 70% of the initial level, repayment is reduced one-for-one with the index loss and investors can lose their entire principal.
The Notes pay no interest, are unsecured senior debt of TD, and are not listed on any exchange. The estimated value on the pricing date is expected between $950 and $985 per $1,000 Note, reflecting selling costs and TD’s internal funding rate. Returns also depend on TD’s credit and complex U.S. and Canadian tax treatment.
The Toronto-Dominion Bank is offering $258,000 of Callable Contingent Interest Barrier Notes linked to the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. Each Note has a $1,000 principal amount and pays a contingent coupon at 10.95% per annum only if, on a monthly observation date, the closing value of each index is at or above 70% of its initial level.
TD can redeem the Notes in whole, at its discretion, on monthly call dates starting with the third coupon date, returning principal plus any due interest. If the Notes are not called and, at maturity on November 22, 2027, any index is below 70% of its initial level, repayment is reduced one-for-one with the decline of the worst-performing index, down to a total loss of principal. The Notes are unsecured senior debt, will not be listed on an exchange, and had an estimated value of $964.70 per Note at pricing versus a $1,000 public offering price.
The Toronto-Dominion Bank is offering senior unsecured structured notes linked to the S&P 500® Index with a term expected between 15 and 17 months. The notes pay no interest and your return depends on the index level on a single valuation date near maturity.
For each $1,000 note, if the index rises, you earn 120% of the index gain, but your payment is capped at a maximum amount expected to be between $1,131.16 and $1,153.84. If the index falls by up to 10%, you receive $1,000 back. If it falls by more than 10%, you lose about 1.1111% of principal for each additional 1% decline, and you could lose your entire investment.
The initial estimated value is expected to be between $954.60 and $984.60 per $1,000, below the public offering price of $1,000, reflecting structuring, hedging costs and dealer compensation. The notes are TD’s unsecured obligations, are not insured, will not be listed on an exchange, and their market value and liquidity may be limited.
The Toronto-Dominion Bank is offering Callable Contingent Interest Barrier Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The Notes pay a monthly contingent interest at an annual rate of approximately 7.90% only if, on each observation date, the closing value of each index is at or above 75% of its initial level. If any index is below this barrier, no interest is paid for that month.
TD can, at its discretion, call the Notes in whole on monthly dates starting with the twelfth interest payment date, returning the $1,000 principal per Note plus any interest due; no further payments are made after a call. If the Notes are not called, at maturity in 2030 investors receive $1,000 only if every index is at or above 70% of its initial level. If any index finishes below 70%, repayment of principal is reduced one-for-one with the percentage decline of the worst-performing index, up to a total loss of principal. The Notes are unsecured TD obligations with an estimated value of $936.60 per $1,000 Note, lower than the public offering price.
The Toronto-Dominion Bank is offering Autocallable Contingent Interest Barrier Notes with Memory Interest linked to the iShares® Russell 2000 ETF (IWM), Invesco QQQ TrustSM, Series 1 (QQQ) and SPDR® S&P 500® ETF Trust (SPY). The Notes pay a contingent quarterly interest at a 9.00% per annum rate only if on each observation date the closing value of every ETF is at or above 70.00% of its Initial Value; missed coupons may be paid later under a memory feature.
The Notes are automatically called if on any call observation date each ETF is at or above 100.00% of its Initial Value, returning the $1,000 Principal Amount plus any due interest, after which no further payments are made. If not called and on the Final Valuation Date any ETF is below its 70.00% barrier, principal is reduced 1% for each 1% decline of the worst-performing ETF, and investors can lose their entire investment.
The Notes are senior unsecured obligations of TD, not insured by any government agency and will not be listed on an exchange. The estimated value on the pricing date is expected to range from $945.00 to $980.00 per Note, below the $1,000 public offering price, and the U.S. tax disclosure treats them as prepaid derivative contracts with contingent interest taxed as ordinary income.