Toronto Domin SEC Filings

Toronto-Dominion Bank (TD) is issuing $1.5 million of Callable Contingent Interest Barrier Notes (Series H) linked to three reference assets: Nasdaq-100 Index (NDX), Russell 2000 Index (RTY) and Real Estate Select Sector SPDR Fund (XLRE). Each note has a $1,000 principal, priced at par on 18 Jun 2025 and settling 24 Jun 2025 (T+3). The notes mature on 23 Dec 2026 unless TD exercises its quarterly call option (first eligible on the third interest payment date).

Holders are eligible for a contingent interest rate of ~12.70% p.a., paid monthly (Principal × Rate × 1/12), only when the closing value of each reference asset is ≥ 70 % of its initial value on the relevant observation date. If any asset closes < 70 %, that period’s interest is forfeited.

Principal repayment is also conditional. At maturity, if each asset is ≥ 70 % of its initial value, investors receive $1,000. If any asset is < 70 %, repayment equals $1,000 plus 1 % loss for every 1 % decline in the worst-performing asset, exposing investors to up to 100 % principal loss.

Key structural features include:

• Issuer Call: TD may redeem the notes quarterly at par plus any accrued contingent interest.
• Estimated value: $980.40 per note, below the $1,000 offering price, reflecting fees and hedging costs.
• Distribution economics: underwriting discount $4.00 (0.40%) per note; proceeds to TD $996.00.
• Credit & liquidity: senior unsecured TD obligation; not FDIC/CDIC insured; not exchange-listed.

The product offers elevated income potential but carries significant market, call, liquidity and credit risks. Investors must be comfortable with losing some or all principal and with periods of zero income should any reference asset breach the 70 % barrier.

Toronto Dominion Bank has issued $523,000 in Callable Contingent Interest Barrier Notes linked to the S&P 500 Index, due June 23, 2028. The notes offer a 7.00% per annum contingent interest rate, payable monthly if the S&P 500 closes at or above the barrier value of 70.00% of the initial value.

Key features include:

• Initial Value: 5,980.87
• Contingent Interest Barrier: 4,186.609 (70% of initial value)
• Final Barrier Value: 3,588.522 (60% of initial value)
• Callable quarterly after first year
• Principal at risk if final value falls below 60% barrier

The notes carry significant risks including potential loss of principal, credit risk of TD Bank, and no guaranteed interest payments. The estimated value at pricing ($988.20) is less than the offering price of $1,000 per note. TD Securities will receive a commission of up to $4.50 per note.

Toronto Dominion Bank has issued $1.708 million in Callable Contingent Interest Barrier Notes linked to the performance of Nasdaq-100, Russell 2000, and S&P 500 indices, due June 24, 2027. The notes offer a 11.25% per annum contingent interest rate, payable monthly if all reference assets close at or above their 75% barrier value.

Key features include:

• Monthly callable by issuer after third payment date
• Principal protection if all indices remain above 70% of initial values at maturity
• Risk of principal loss if any index falls below 70% barrier at maturity
• Initial estimated value of $976.50 per $1,000 note

The notes carry significant market risk as investors are exposed to the worst-performing index. If any index falls below its barrier value at maturity, investors lose 1% of principal for each 1% decline in the worst-performing index. The notes are subject to TD's credit risk and are not FDIC insured.

Toronto Dominion Bank has issued $2,325,000 in Callable Contingent Interest Barrier Notes linked to the performance of three major indices: Dow Jones Industrial Average, Russell 2000 Index, and S&P 500 Index. The notes, due June 24, 2027, offer a 10.35% per annum contingent interest rate.

Key features include:

• Contingent interest payments if all reference assets close at or above 70% of their initial values
• Quarterly call option by TD starting from third payment date
• Principal protection if all reference assets close at or above 65% of initial values at maturity
• Risk of principal loss if any reference asset closes below its barrier value

The notes' estimated value is $988.40 per $1,000 principal amount. They are unsecured, not FDIC insured, and subject to TD's credit risk. The offering includes no underwriting discount, with proceeds to TD of $1,000 per note.

Toronto Dominion Bank has issued $650,000 in Callable Contingent Interest Barrier Notes linked to the performance of the Nasdaq-100, Russell 2000, and S&P 500 indices, due June 23, 2028. The notes offer:

• A contingent interest rate of 10.18% per annum, payable monthly if all reference assets close at or above 70% of their initial values
• Callable feature allowing TD to redeem notes quarterly after the first 6 months at principal plus any accrued interest
• Principal protection if all indices remain above 65% of initial values at maturity
• Risk of principal loss proportional to the worst-performing index if any falls below 65% barrier at maturity

The notes were priced at $1,000 per unit with an estimated value of $979.80. They represent complex financial instruments with significant risks, including potential loss of principal and dependence on TD's credit worthiness. The notes are not FDIC insured and won't be listed on any exchange.

Toronto Dominion Bank has issued $3,205,000 in Callable Fixed Rate Notes due June 23, 2030, offering a 5.15% annual interest rate. The notes will pay interest quarterly on March 23, June 23, September 23, and December 23, starting September 23, 2025.

Key features include:

• Notes are callable by TD starting June 23, 2026, with 5 business days' notice
• Issue price is 100% of principal ($1,000 per note)
• Notes are bail-inable debt securities subject to conversion into common shares under CDIC Act
• Not insured by CDIC or FDIC; subject to TD's credit risk
• Underwriting discount of $6.1977 per note, with total proceeds to TD of $3,185,136.37

The notes will not be listed on any securities exchange and represent senior debt securities. They are subject to Canadian bail-in powers, allowing conversion into common shares of TD or affiliates under specified conditions.

Toronto Dominion Bank has filed a prospectus supplement for Digital S&P 500 Index-Linked Notes with expected maturity between 27-30 months. The notes offer a threshold settlement amount of $1,163.90 to $1,192.80 per $1,000 principal if the S&P 500 index's final level is at least 85% of its initial level.

Key features include:

• No regular interest payments
• Principal at risk: If index falls below 85% threshold, investors lose approximately 1.1765% for every 1% decline
• Initial estimated value between $965.40 and $995.40 per $1,000 principal
• Public offering price: $1,000 per note
• Notes are unsecured and subject to TD's credit risk
• Not FDIC or CDIC insured

The notes will not be listed on any exchange. TD Securities (USA) LLC serves as the agent, with minimum investment of $1,000. The offering represents a structured investment product with digital payout features tied to S&P 500 performance.