Every 424B that Truist Financial Corporation (TFC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow TFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full TFC filings page.
Truist Financial Corporation is issuing $1,250,000,000 aggregate principal amount of 4.957% Fixed-to-Floating Rate Senior Notes due July 23, 2030 under its Medium-Term Notes, Series I program. The notes are senior unsecured obligations, issued in book-entry form at 100.000% of principal.
From the July 23, 2026 issue date to the July 23, 2029 reset date, the notes pay a fixed rate of 4.957% per annum with semi-annual interest on January 23 and July 23. From the reset date to maturity, interest is paid quarterly at Compounded SOFR plus 87.5 basis points, using an Actual/360 day count.
Truist expects net proceeds of $1,248,875,000 before expenses, after a 0.090% underwriters’ discount. The company may redeem the notes at a make-whole price after 180 days from issuance and before the reset date, and at 100% of principal (plus accrued interest) on the reset date or on or after June 23, 2030. The notes are not bank deposits and are not insured by the FDIC or any government agency, and sales to EEA and UK retail investors are prohibited.
Truist Financial Corporation is offering Medium-Term Notes, Series I, structured as fixed-to-floating rate senior unsecured notes due July 2030. The notes pay a fixed interest rate on a semi-annual basis from the issue date until a reset date in July 2029, then a floating quarterly rate based on Compounded SOFR with an Observation Period Shift plus a spread. Denominations are $2,000 and integral multiples of $1,000. Truist may redeem the notes at a make-whole price beginning 180 days after issuance and at par on the reset date and in specified periods before maturity. Interest during the fixed-rate period uses a 30/360 day count and New York/Charlotte business days; during the floating period it uses Actual/360 and adds U.S. Government Securities Business Days. The notes are underwritten on a firm commitment basis by a syndicate led by Truist Securities, BofA Securities, Goldman Sachs & Co. and TD Securities, are not bank deposits or FDIC-insured, and are restricted from retail distribution in the EEA and the UK.
Truist Financial Corporation is offering 500,000 depositary shares, each representing a 1/25th interest in a share of 6.250% Series S Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock. The offering is priced at $1,000.00 per depositary share for gross proceeds of $500,000,000, with estimated net proceeds of approximately $495,000,000 after an underwriting discount of $5,000,000.
The depositary shares pay dividends quarterly, initially at a fixed 6.250% annual rate on the $25,000 liquidation preference per preferred share (equivalent to $1,000 per depositary share) through June 15, 2031, then reset to the five-year U.S. treasury rate plus 2.129%. Dividends are non-cumulative and payable only when declared by the board and out of legally available funds. Redemption is at Truist’s option on or after June 15, 2031, or earlier following a "regulatory capital treatment event," in each case subject to prior approval of the Federal Reserve where required.
Truist Financial Corporation is offering depositary shares, each representing a 1/25th interest in a share of Series S Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock. The depositary shares pay dividends when declared and will reset to a floating rate based on the five-year U.S. treasury rate on the first reset date.
The prospectus supplement describes dividend mechanics, redemption rights (redeemable at Truist’s option on or after and upon certain regulatory capital treatment events, subject to Federal Reserve approval), regulatory and subordination risks, and intended use of net proceeds for general corporate purposes. Key context includes consolidated assets of $549.0 billion and consolidated shareholders’ equity of $64.2 billion as of March 31, 2026.
Truist Financial Corporation filed a pricing supplement relating to an effective registration statement for Medium-Term Notes, Series I — Fixed-to-Floating Rate Senior Notes due April, 2037. The supplement is subject to completion and supplements the prospectus dated January 19, 2024. The Notes carry a fixed interest rate for the initial period through the Reset Date and a floating rate thereafter tied to Compounded SOFR plus a specified spread. Denominations are $2,000 and integral multiples of $1,000. The company may redeem the Notes under a make-whole optional redemption provision prior to the Reset Date and at par on or after specified dates; detailed pricing, aggregate principal amount and issue price are not filled in on the excerpt. The Notes will be delivered in book-entry form through DTC and related clearing systems.
Truist Financial Corporation is issuing $1,250,000,000 of Medium-Term Notes, Series I (Senior), structured as 4.597% fixed-to-floating rate senior notes due January 27, 2032. The notes pay a fixed interest rate of 4.597% per year on a semi-annual basis from the January 27, 2026 issue date until the reset date on January 27, 2031. After that, interest switches to a floating rate paid quarterly, based on Compounded SOFR with an observation period shift plus a spread of 96.5 basis points, with a zero minimum rate and a maximum rate limited by New York law.
The notes are unsecured, not deposits, and are not insured or guaranteed by the FDIC or any other government agency. Truist will receive net proceeds of $1,248,125,000 before expenses, reflecting a 0.150% underwriting discount. The company may redeem the notes early at a make-whole price after 180 days from issuance and before the reset date, and at par (plus accrued interest) on the reset date or at any time on or after December 27, 2031. Sales to retail investors in the EEA and the UK are restricted.
Truist Financial Corporation is offering Medium-Term Notes, Series I, structured as fixed-to-floating rate senior notes due in January 2032. The notes pay a fixed interest rate on a semi-annual basis from issuance until a reset date in January 2031, then switch to a quarterly floating rate based on Compounded SOFR plus a spread, using an observation period and Actual/360 day count during the floating period.
Truist may redeem the notes at a make-whole price after 180 days from issuance and before the reset date, and at par on the reset date or on specified dates thereafter prior to maturity. The notes are unsecured, not bank deposits, and are not insured by the FDIC or any government agency. Distribution is on an underwritten basis through major investment banks, settlement will occur through DTC’s book-entry system, and sales to retail investors in the EEA and UK are prohibited.