Truist posts Q3 2025 earnings release, summary, presentation (8‑K)

Rhea-AI Filing Summary

Truist Financial (TFC) furnished materials for its third quarter 2025 results via an 8-K dated October 17, 2025. The company posted its Q3 2025 Earnings Release, Quarterly Performance Summary, and Earnings Release Presentation and made them available as investor materials.

The documents are furnished as Exhibits 99.1, 99.2, and 99.3 and are not deemed “filed” for purposes of Section 18 of the Exchange Act. They may be incorporated by reference only if a subsequent filing specifically references them. The materials include forward-looking statements with cautionary language and speak as of their date.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

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Accepted by SEC EDGAR 10/17/2025 - 06:30 AM Learn about SEC filing dates

FAQ

What did Truist Financial (TFC) announce in its 8-K?

Truist furnished its Q3 2025 Earnings Release, Quarterly Performance Summary, and Earnings Release Presentation.

Which exhibits contain Truist’s Q3 2025 materials?

Exhibit 99.1 is the Earnings Release, 99.2 is the Quarterly Performance Summary, and 99.3 is the Earnings Release Presentation.

Are the Q3 2025 materials considered “filed” with the SEC?

No. They are furnished and not deemed “filed” for purposes of Section 18 of the Exchange Act.

Can the Q3 2025 materials be incorporated by reference?

Yes, but only if a subsequent filing specifically references them.

Do the Q3 2025 materials contain forward-looking statements?

Yes. They include forward-looking statements along with cautionary language about factors that could cause actual results to differ.

When were the Q3 2025 materials furnished?

October 17, 2025.

What securities are listed for Truist (TFC)?

Common Stock (TFC) and depositary shares/other preferred-related securities listed on the NYSE, including TFC.PI, TFC.PJ, TFC.PO, and TFC.PR.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_____________________________________________

Form 8-K

Current Report

_____________________________________________

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

October 17, 2025

Date of Report (Date of earliest event reported)

Truist Financial Corporation

(Exact name of registrant as specified in its charter)

_____________________________________________

North Carolina			1-10853			56-0939887
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

214 North Tryon Street
Charlotte,			North Carolina			28202
(Address of principal executive offices)						(Zip Code)

(844) 487-8478

(Registrant’s telephone number, including area code)

Not Applicable

(Former name, former address and former fiscal year, if changed since last report)

_____________________________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $5 par value			TFC			New York Stock Exchange
Depositary Shares each representing 1/4,000th interest in a share of Series I Perpetual Preferred Stock			TFC.PI			New York Stock Exchange
5.853% Fixed-to-Floating Rate Normal Preferred Purchase Securities each representing 1/100th interest in a share of Series J Perpetual Preferred Stock			TFC.PJ			New York Stock Exchange
Depositary Shares each representing 1/1,000th interest in a share of Series O Non-Cumulative Perpetual Preferred Stock			TFC.PO			New York Stock Exchange
Depositary Shares each representing 1/1,000th interest in a share of Series R Non-Cumulative Perpetual Preferred Stock			TFC.PR			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

ITEM 2.02    Results of Operations and Financial Condition.

On October 17, 2025, Truist Financial Corporation (“Truist”) issued a press release announcing its reporting of third quarter 2025 results and posted on its website its third quarter 2025 Earnings Release, Quarterly Performance Summary, and Earnings Release Presentation. The materials contain forward-looking statements regarding Truist and include cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The Earnings Release, Quarterly Performance Summary, and Earnings Release Presentation are furnished as Exhibits 99.1, 99.2, and 99.3, respectively. Consequently, they are not deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. Such materials may only be incorporated by reference into another filing under the Exchange Act or Securities Act of 1933 if such subsequent filing specifically references this Form 8-K. All information in the Earnings Release, Quarterly Performance Summary, and Earnings Release Presentation speaks as of the date thereof, and Truist does not assume any obligation to update such information in the future.

ITEM 9.01    Financial Statements and Exhibits.

(d)    Exhibits.

Exhibit No.						Description
99.1						Earnings Release issued October 17, 2025.
99.2						Quarterly Performance Summary issued October 17, 2025.
99.3						Earnings Release Presentation issued October 17, 2025.
104						The cover page from this Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			TRUIST FINANCIAL CORPORATION
						(Registrant)
			By:			/s/ Cynthia B. Powell
						Cynthia B. Powell
						Executive Vice President and Corporate Controller
						(Principal Accounting Officer)

Date: October 17, 2025