Truist (NYSE: TFC) furnishes new income statement presentation data

Rhea-AI Filing Summary

Truist Financial Corporation is updating how it presents its Consolidated Statements of Income and has furnished supporting information to help compare past periods to the new format. Effective December 31, 2025, the company made certain changes and reclassifications to its income statement presentation. As of January 12, 2026, Truist is providing unaudited supplemental historical financial information that aligns prior-period presentations with the new format.

The supplemental information, furnished as Exhibit 99.1, does not revise or restate Truist’s previously reported consolidated financial results for any period. The material is being furnished under Regulation FD and is not deemed filed or subject to liability under Section 18 of the Exchange Act, unless specifically incorporated by reference in another filing.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_____________________________

Form 8-K

Current Report

_____________________________

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

January 12, 2026

Date of Report (Date of earliest event reported)

Truist Financial Corporation

(Exact name of registrant as specified in its charter)

_____________________________

North Carolina			1-10853			56-0939887
(State or other jurisdiction of incorporation)			(Commission File Number)			(IRS Employer Identification No.)

214 North Tryon Street
Charlotte,			North Carolina			28202
(Address of principal executive offices)						(Zip Code)

(844) 487-8478

(Registrant's telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report.)

_____________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, $5 par value			TFC			New York Stock Exchange
Depositary Shares each representing 1/4,000th interest in a share of Series I Perpetual Preferred Stock			TFC.PI			New York Stock Exchange
5.853% Fixed-to-Floating Rate Normal Preferred Purchase Securities each representing 1/100th interest in a share of Series J Perpetual Preferred Stock			TFC.PJ			New York Stock Exchange
Depositary Shares each representing 1/1,000th interest in a share of Series O Non-Cumulative Perpetual Preferred Stock			TFC.PO			New York Stock Exchange
Depositary Shares each representing 1/1,000th interest in a share of Series R Non-Cumulative Perpetual Preferred Stock			TFC.PR			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 7.01    Regulation FD Disclosure.

Effective December 31, 2025, Truist Financial Corporation ("Truist") made certain changes and reclassifications to the presentation of its Consolidated Statements of Income. As of January 12, 2026, Truist is providing unaudited supplemental financial information that conforms the historical financial statement presentation to the new financial statement presentation, for the periods presented.

The unaudited supplemental historical financial information is furnished as Exhibit 99.1 and incorporated by reference herein. The unaudited supplemental historical financial information does not revise or restate the previously reported consolidated financial results of Truist for any period.

The information provided pursuant to this Item 7.01, including the attached exhibit, is being furnished and shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into Truist’s other filings with the Securities and Exchange Commission, except as otherwise expressly stated in any such other filing.

ITEM 9.01    Financial Statements and Exhibits.

(d)    Exhibits.

Exhibit No.						Description
99.1						Unaudited Supplemental Historical Financial Information
104						The cover page from this Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			TRUIST FINANCIAL CORPORATION
						(Registrant)
			By:			/s/ Cynthia B. Powell
						Cynthia B. Powell
						Executive Vice President and Corporate Controller
						(Principal Accounting Officer)

Date: January 12, 2026

FAQ

What did Truist Financial Corporation (TFC) disclose in this 8-K?

Truist Financial Corporation disclosed that it has changed and reclassified the presentation of its Consolidated Statements of Income effective December 31, 2025, and is providing unaudited supplemental historical financial information to conform prior periods to the new presentation.

What is included in Truist (TFC) Exhibit 99.1?

Exhibit 99.1 contains unaudited supplemental historical financial information that aligns earlier income statement presentations with Truist’s new Consolidated Statements of Income format for the periods presented.

Does the supplemental information change Truist’s previously reported financial results?

No. Truist states that the unaudited supplemental historical financial information does not revise or restate its previously reported consolidated financial results for any period.

Why is Truist providing unaudited supplemental historical financial information?

Truist is providing the unaudited supplemental historical financial information so that past periods are presented consistently with the new income statement presentation that became effective on December 31, 2025.

Is Truist’s supplemental financial information considered filed with the SEC?

No. Truist specifies that the information provided under Item 7.01, including Exhibit 99.1, is being furnished and is not deemed filed for purposes of Section 18 of the Exchange Act or otherwise subject to that section’s liabilities, unless expressly incorporated into other filings.

Which Truist securities are listed on the New York Stock Exchange?

Truist lists its Common Stock, $5 par value, under the symbol TFC, and various depositary shares and preferred-related securities under symbols TFC.PI, TFC.PJ, TFC.PO, and TFC.PR on the New York Stock Exchange.