Truist Financial (TFC) director reports 4,027-unit stock award and updated holdings

Rhea-AI Filing Summary

Truist Financial Corp director Donna S. Morea received a grant of 4,027 restricted stock units on Truist common stock. The award was made at a price of $0.00 per unit under the 2022 Incentive Plan and is subject to a deferral election, with share payments beginning after she leaves the Board. These units convert to common stock on a one-for-one basis and bring her total restricted stock units to 23,542. Her directly held common stock position is 38,351 shares, which includes shares accumulated through dividend reinvestment. The reported amounts exclude 1,064 shares that were inadvertently reported on prior Forms 4 due to computational errors.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider MOREA DONNA S

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Unit	4,027	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Unit — 23,542 shares (Direct); Common Stock — 38,351 shares (Direct)

Footnotes (1)

1. Amount does not include 1,064 shares inadvertently reported in prior Forms 4 due to computational errors. Represents restricted stock units granted under the Truist Financial Corporation 2022 Incentive Plan, as amended, for which a deferral election has been made pursuant to the Truist Financial Corporation Amended and Restated Non-Employee Directors' Deferred Compensation Plan. Payments in the form of shares of common stock commence following the reporting person's departure from the Board of Directors of Truist Financial Corporation. These securities convert to common stock on a one-for-one basis. Includes shares acquired as a result of dividend reinvestment since the last reported transaction.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MOREA DONNA S

(Last) (First) (Middle)

214 N. TRYON STREET

(Street)

CHARLOTTE NC 28202

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
TRUIST FINANCIAL CORP [ TFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/24/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								38,351(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	(2)	02/24/2026		A		4,027		(2)	(2)	Common Stock	4,027	$0.0000	23,542(3)	D

Explanation of Responses:

1. Amount does not include 1,064 shares inadvertently reported in prior Forms 4 due to computational errors.

2. Represents restricted stock units granted under the Truist Financial Corporation 2022 Incentive Plan, as amended, for which a deferral election has been made pursuant to the Truist Financial Corporation Amended and Restated Non-Employee Directors' Deferred Compensation Plan. Payments in the form of shares of common stock commence following the reporting person's departure from the Board of Directors of Truist Financial Corporation. These securities convert to common stock on a one-for-one basis.

3. Includes shares acquired as a result of dividend reinvestment since the last reported transaction.

	Carla Brenwald, Attorney-in-fact	02/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Truist Financial (TFC) director Donna S. Morea report on this Form 4?

Donna S. Morea reported receiving a grant of 4,027 restricted stock units tied to Truist common stock. The filing also updates her total restricted stock unit and common share holdings, including shares accumulated through dividend reinvestment since her last reported transaction.

How many restricted stock units did Donna S. Morea receive from Truist Financial (TFC)?

She received 4,027 restricted stock units at a stated price of $0.00 per unit. These units were granted under Truist’s 2022 Incentive Plan and increase her total restricted stock unit holdings to 23,542, all of which convert to common stock on a one-for-one basis.

When will Donna S. Morea’s Truist (TFC) restricted stock units be paid out?

Payments in shares of Truist common stock will begin after Donna S. Morea departs the Board of Directors. The grant is subject to a deferral election under the Non-Employee Directors' Deferred Compensation Plan, which determines that payouts occur following her service on the Board.

What is Donna S. Morea’s total common stock holding in Truist Financial (TFC) after this filing?

Her directly held Truist common stock position is 38,351 shares following the reported transactions. This amount includes additional shares acquired through dividend reinvestment since her last reported transaction, as noted in the footnotes accompanying the Form 4 filing.

How do the restricted stock units reported by Donna S. Morea in Truist (TFC) convert to common stock?

The restricted stock units convert into Truist common stock on a one-for-one basis. This means each unit becomes one share when paid out, with distributions in shares commencing after she leaves the Truist Board, consistent with her deferral election.

What correction to prior reporting does this Truist Financial (TFC) Form 4 disclose?

The filing notes that 1,064 shares were inadvertently reported on prior Forms 4 due to computational errors. The current reported holdings exclude those 1,064 shares, clarifying Donna S. Morea’s correct ownership position in Truist common stock going forward.