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The Hanover Insurance Group (THG) 10-Q Filings

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Here are the 10-Q quarterly reports from The Hanover Insurance Group, Inc. (THG) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow THG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full THG filings page.

Rhea-AI Summary

The Hanover Insurance Group, Inc. amended its third-quarter 2026 report solely to correct two Section 906 certifications that identified the reporting period as the second quarter rather than the third quarter. The amendment says it does not amend, modify, or update any other portion of the original report.

For the third quarter, total revenues were $1,735.5 million, versus $1,665.0 million in 2025; premiums were $1,611.5 million and net investment income was $131.9 million. Net income was $172.6 million, compared with $178.7 million. For the first nine months, total revenues were $5,163.1 million and net income was $551.0 million, compared with $4,922.6 million and $464.0 million, respectively, in 2025. Net cash provided by operating activities was $850.9 million, versus $799.9 million. Comprehensive loss was $124.8 million, compared with comprehensive income of $267.6 million a year earlier, alongside other comprehensive loss of $297.4 million versus other comprehensive income of $88.9 million.

Rhea-AI Summary

The Hanover Insurance Group, Inc. reported results for the three and nine months ended September 30, 2026. Third-quarter total revenues were $1,735.5 million and net income was $172.6 million, compared with $1,665.0 million and $178.7 million, respectively, a year earlier. For the nine months, revenues were $5,163.1 million and net income was $551.0 million, versus $4,922.6 million and $464.0 million in 2025.

Net cash provided by operating activities for the nine months was $850.9 million, compared with $799.9 million in 2025. Financing activities used $705.5 million, including $375.0 million in debt repayments and $228.3 million in common-stock repurchases. Short-term debt was $50.1 million at September 30, 2026, compared with $375.0 million at December 31, 2025.

Third-quarter comprehensive income was a loss of $124.8 million, alongside net income of $172.6 million. Other comprehensive loss was $297.4 million and included $301.6 million of net unrealized losses on available-for-sale securities. Net income and comprehensive income are different accounting measures.

Rhea-AI Summary

The Hanover Insurance Group, Inc. reported strong profitability for the quarter and six months ended June 30, 2026. Second‑quarter total revenues were $1,726.2 million, up from $1,654.4 million a year earlier, driven primarily by higher premiums of $1,597.6 million and net investment income of $119.6 million.

Quarterly net income rose to $191.6 million, compared with $157.1 million, with diluted earnings per share of $5.38 versus $4.30. For the first half of 2026, net income was $378.4 million and diluted EPS $10.58, up from $285.3 million and $7.80. Operating cash flow for the half-year was $331.1 million. The investment portfolio totaled $10,902.0 million, including fixed maturities at fair value of $10,061.1 million; management characterizes gross unrealized losses on these securities as non‑credit related. As of June 30, 2026, total assets were $16,863.9 million, shareholders’ equity $3,672.5 million, and debt $844.0 million, while cash and cash equivalents declined to $266.1 million after sizable investing activity, debt repayment, and share repurchases.

Rhea-AI Summary

The Hanover Insurance Group reported stronger quarterly results, with net income of $186.8 million versus $128.2 million a year earlier. Total revenues rose to $1.70 billion from $1.60 billion, driven by higher premiums and a notable increase in net investment income.

Basic earnings per share increased to $5.30 from $3.56, helped by improved current accident year underwriting results, including across Core Commercial and Specialty, and higher yields on the investment portfolio. The company also benefited from $73.8 million of net favorable prior-year reserve development.

Hanover reduced total debt to $843.8 million from $1.22 billion mainly by redeeming $375 million of senior debentures, while repurchasing about 503,000 shares for $87.5 million. Cash and cash equivalents declined to $243.5 million as operating cash generation was offset by investing and financing outflows.

Rhea-AI Summary

The Hanover Insurance Group (THG) reported stronger Q3 2025 results. Total revenues were $1,665.0 million, up from $1,565.3 million a year ago, driven by premiums of $1,550.7 million and higher net investment income of $117.0 million. Income from continuing operations rose to $178.6 million versus $102.1 million, and diluted EPS from continuing operations increased to $4.90 from $2.80. Net income was $178.7 million.

Underwriting costs remained controlled as losses and loss adjustment expenses were $927.1 million versus $954.0 million. Other comprehensive income improved with available‑for‑sale securities appreciation of $88.4 million. On the balance sheet, cash and cash equivalents were $915.7 million versus $435.5 million at December 31, 2024, while total investments reached $10,367.4 million. Debt rose with short‑term debt at $436.8 million and long‑term debt at $843.0 million. For the nine months, operating cash flow was $799.9 million; dividends paid were $98.2 million and share repurchases were $74.9 million. Shares outstanding were 35,583,964 as of October 28, 2025.