Welcome to our dedicated page for Toast SEC filings (Ticker: TOST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Every swipe of a card at a neighborhood café or a national fast-casual chain flows through Toast’s end-to-end restaurant platform, and the numbers behind those transactions appear first in its SEC disclosures. If you’re wondering how gross payment volume, SaaS subscription growth or hardware margins are holding up, this page delivers every Toast SEC filing—10-K, 10-Q, 8-K and more—seconds after they hit EDGAR. Stock Titan’s AI-powered engine turns hundred-page reports into plain-English takeaways, so you get Toast SEC filings explained simply without sifting through technical footnotes.
Need to monitor Toast insider trading Form 4 transactions? Our real-time alerts surface Toast Form 4 insider transactions real-time, flag unusual buying or selling, and link each trade to the exact risk factors outlined in the latest 8-K. Curious about liquidity trends? Open the Toast quarterly earnings report 10-Q filing and let AI highlight payment volume shifts in seconds. For governance questions, the Toast proxy statement executive compensation tab details how leadership bonuses track gross payment volume.
Whether you’re preparing a model, checking covenant compliance, or simply understanding Toast SEC documents with AI, this hub keeps you current. Dive into a Toast annual report 10-K simplified summary, scan an 8-K headline in our Toast 8-K material events explained view, or run a side-by-side Toast earnings report filing analysis across quarters. From Toast executive stock transactions Form 4 to non-GAAP reconciliations, every disclosure is tagged, summarized and ready for action—saving hours and improving the quality of your decisions.
Toast, Inc. (TOST) received an amended Schedule 13G (Amendment No. 3) from Technology Investment Dining Group, LLC, reporting beneficial ownership of 32,728,056 shares of Class A common stock, equal to 6.35% of Class A shares outstanding as reported in the company’s Form 10-Q for the quarter ended September 30, 2025.
The filing lists shared voting power and shared dispositive power over 32,728,056 shares. The report notes that 11,843,646 shares are pledged to secure obligations under prepaid variable forward sales contracts with unaffiliated third parties, including an obligation to deliver up to that number of shares at the contracts’ maturities. On an as-converted basis (assuming all Class B convert to Class A), the reported holdings would represent 5.57% of the company’s common stock. Steve Papa owns 100% of Technology Investment Dining Group, LLC.
Toast, Inc. (TOST) disclosed that its General Counsel filed a Form 4 reporting the sale of 1,059 Class A shares on 11/04/2025 at $35.539 per share. The filing states the shares were sold solely to cover tax withholding from the vesting and settlement of RSUs and does not represent a discretionary trade by the reporting person.
Following the transaction, beneficial ownership stands at 229,017 shares held directly and 39,368 shares held indirectly by the Brian R. Elworthy Irrevocable Trust of 2019.
Toast, Inc. (TOST) insider Stephen Fredette, a Director and President, reported the sale of 1,732 shares of Class A common stock on 11/04/2025 at $35.539 per share (code S). According to the footnote, the shares were sold solely to cover tax withholding upon RSU vesting and were not a discretionary trade.
Following the transaction, he beneficially owns 900,264 Class A shares directly, and indirectly holds 66,896 shares via the Fredette Family Nominee Trust, 1,718,029 via the SHFA 2021 Nominee Trust, and 224,853 via the SHFA Family Trust. As of the report date, he also owns 25,722,670 shares of Class B common stock, each convertible into one Class A share.
Toast, Inc. (TOST) reported an insider transaction by its President and CFO, Elena Gomez. On 11/04/2025, Gomez sold 2,021 shares of Class A common stock at $35.539 per share.
The filing notes the sale was to cover tax withholding obligations tied to the vesting and settlement of RSUs and was not a discretionary trade. Following the transaction, Gomez beneficially owns 151,463 shares directly.
Toast, Inc. (TOST) insider transaction: CEO and Director Aman Narang reported the sale of 1,732 shares of Class A common stock on 11/04/2025 at $35.539 per share. The filing states the shares were sold to cover tax withholding tied to RSU vesting and were not a discretionary trade. Following the transaction, he beneficially owns 319,939 Class A shares directly.
The report also notes ownership of 18,912,840 shares of Class B common stock, each convertible into one Class A share.
Toast, Inc. (TOST) reported an insider transaction by Chief Revenue Officer Jonathan Vassil. On 11/04/2025, he sold 1,442 shares of Class A common stock at $35.539 per share.
According to the footnote, the sale was made to cover tax withholding obligations from the vesting and settlement of RSUs, and was not a discretionary trade. After the transaction, he beneficially owns 71,424 shares, held directly.
Toast, Inc. reported strong Q3 performance with revenue of $1,633 million, up 25% year over year, driven by growth in subscription services and financial technology solutions. Net income was $105 million, and diluted EPS was $0.16, reflecting improved operating leverage as gross profit rose to $432 million.
Key operating metrics continued to scale: Gross Payment Volume reached $51.5 billion in the quarter (up 24%), and ARR was $2,016 million as of September 30, 2025 (up 30%). Adjusted EBITDA was $176 million for the quarter and $470 million year-to-date, highlighting expanded profitability after excluding non-cash and one-time items.
Liquidity strengthened, with cash and cash equivalents of $1,357 million and marketable securities of $500 million, plus $346 million available under the credit facility. Year-to-date, operating cash flow was $467 million and free cash flow was $430 million. The company repurchased $23 million of Class A stock in Q3 and $54 million year-to-date, with approximately $140 million remaining under the authorization.
Toast, Inc. (TOST) reported an insider transaction on a Form 4 for its Chief Revenue Officer, reflecting routine RSU settlement. On November 1, 2025, 2,934 Class A shares were acquired following the vesting of restricted stock units (Code M).
After the transaction, the officer directly beneficially owned 72,866 shares. The derivative table shows 2,935 RSUs remaining outstanding. The RSUs vest in sixteen equal quarterly installments beginning February 1, 2022, and convert to Class A common stock on a one-for-one basis upon vesting and settlement.
Toast, Inc. filed a Form 4 reporting an officer equity transaction. On 11/01/2025, President and CFO Elena Gomez acquired 3,912 shares of Class A Common Stock through the vesting/settlement of restricted stock units (Form 4 code M) at a price of $0, bringing her directly held shares to 153,484.
The RSUs convert to Class A Common Stock on a one-for-one basis and vest in sixteen equal quarterly installments following February 1, 2022.
Toast, Inc. (TOST) reported an insider equity transaction on a Form 4. President and Director Stephen Fredette settled 3,521 Restricted Stock Units (RSUs) on 11/01/2025 (Code M), converting them one-for-one into Class A common stock.
After the transaction, he held 901,996 Class A shares directly, plus indirect holdings of 66,896 (Fredette Family Nominee Trust), 1,718,029 (SHFA 2021 Nominee Trust), and 224,853 (SHFA Family Trust). The filing notes RSUs vest in sixteen equal quarterly installments following February 1, 2022. It also states ownership of 25,722,670 Class B shares, each convertible into one Class A share.
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