Toast posts quarter ended Sept 30, 2025 results; see Exhibit 99.1

Rhea-AI Filing Summary

Toast, Inc. furnished an 8-K announcing its financial results for the fiscal quarter ended September 30, 2025. The detailed results are provided in a press release attached as Exhibit 99.1.

The information in this report and Exhibit 99.1 is furnished, not filed, under the Exchange Act and is not subject to Section 18 liabilities, nor incorporated by reference into other filings except if specifically referenced.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

0001650164FALSE00016501642025-11-042025-11-04

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

___________________________________

FORM 8-K

___________________________________

CURRENT REPORT PURSUANT

TO SECTION 13 or 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): November 4, 2025

___________________________________

Toast, Inc.

(Exact name of registrant as specified in its charter)

___________________________________

Delaware (State or other jurisdiction of Incorporation)			001-40819 (Commission File Number)			45-4168768 (I.R.S. Employer Identification No.)
333 Summer Street Boston, Massachusetts						02210
(Address of principal executive offices)						(Zip code)
(617) 297-1005
(Registrant's telephone number, including area code)
			N/A
(Former name or former address, if changed since last report)

___________________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each class			Trading Symbol			Name of each exchange on which registered
Class A common stock, par value $0.000001 per share			TOST			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 - Results of Operations and Financial Condition.

On November 4, 2025, Toast, Inc. announced its financial results for the fiscal quarter ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

The information in this Current Report on Form 8-K and Exhibit 99.1 attached hereto is intended to be furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such filing.

Item 9.01 - Financial Statements and Exhibits

(d) The following exhibits are being filed herewith:

Exhibit No.						Description
99.1						Press Release issued by the registrant on November 4, 2025, furnished herewith.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: November 4, 2025						TOAST, INC.
						By:			/s/ Elena Gomez
						Name:			Elena Gomez
						Title:			President, Chief Financial Officer and Chief Accounting Officer (Principal Financial Officer and Principal Accounting Officer)

FAQ

What did Toast (TOST) announce in this 8-K?

Toast furnished an announcement of its financial results for the quarter ended September 30, 2025, with details in Exhibit 99.1.

Which period do the results cover for TOST?

The results cover the fiscal quarter ended September 30, 2025.

Where can I find the detailed results for Toast’s Q3 2025?

The detailed results are in the press release furnished as Exhibit 99.1.

Is the information considered filed with the SEC?

No. The information in the 8-K and Exhibit 99.1 is furnished, not filed, and not subject to Section 18 liabilities.

Can the Exhibit 99.1 be incorporated into other SEC filings?

It is not incorporated by reference except where specifically set forth by reference in a filing.

Did Toast include financial statements in this 8-K?

The exhibit list includes Exhibit 99.1 (press release) and the Cover Page Inline XBRL file.