Toast director Anutthara Bharadwaj receives 3,566 shares

The RSUs convert one-for-one upon vesting and settlement, with vesting in three equal annual installments beginning October 24, 2026.

Rhea-AI Filing Summary

Toast, Inc. (TOST) director Anutthara Bharadwaj converted 3,566 restricted stock units into 3,566 shares of Class A Common Stock on October 24, 2026. The units convert one-for-one upon vesting and settlement and vest in three equal annual installments beginning October 24, 2026. After the transaction, her reported direct holdings were 3,566 Class A shares and 7,133 RSUs. No Rule 10b5-1 plan was reported.

Insider Trade Summary

3,566 shares exercised/converted

Exercise 2 txns

Insider BHARADWAJ ANUTTHARA

Role Director

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units F1, F2, F3	3,566	$0.00	$0.00
Exercise	Class A Common Stock F1	3,566	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 7,133 contracts (Direct); Class A Common Stock — 3,566 shares (Direct)

Footnotes (3)

1. F1. Restricted Stock Units ("RSUs") convert into Class A Common Stock on a one-for-one basis upon vesting and settlement.
2. F2. The RSUs shall vest in three equal annual installments beginning on October 24, 2026.
3. F3. Not Applicable.

Key Figures

RSUs converted: 3,566 RSUs Class A Common Stock acquired: 3,566 shares Direct Class A Common Stock after transaction: 3,566 shares +2 more

5 metrics

RSUs converted 3,566 RSUs October 24, 2026

Class A Common Stock acquired 3,566 shares October 24, 2026

Direct Class A Common Stock after transaction 3,566 shares Reported following the transaction

RSUs after transaction 7,133 RSUs Reported following the transaction

Vesting schedule Three equal annual installments Beginning October 24, 2026

Key Terms

Restricted Stock Units, one-for-one basis, vesting

3 terms

Restricted Stock Units financial

"Restricted Stock Units ("RSUs") convert into Class A Common Stock"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

one-for-one basis financial

"convert into Class A Common Stock on a one-for-one basis"

vesting financial

"The RSUs shall vest in three equal annual installments"

Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

How many Toast (TOST) shares did director Anutthara Bharadwaj receive?

Director Anutthara Bharadwaj received 3,566 shares of Class A Common Stock on October 24, 2026, when 3,566 RSUs converted one-for-one. After the transaction, her reported direct holdings were 3,566 Class A shares and 7,133 RSUs. No Rule 10b5-1 plan was reported.

How do Toast (TOST) RSUs vest?

The RSUs convert into Class A Common Stock on a one-for-one basis upon vesting and settlement, and vest in three equal annual installments beginning October 24, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 10/27/2026 - 04:33 PM EDT Accepted by SEC EDGAR 10/27/2026 - 04:32 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BHARADWAJ ANUTTHARA

(Last) (First) (Middle)

TOAST, INC.

333 SUMMER STREET

(Street)

BOSTON MASSACHUSETTS 02210

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Toast, Inc. [ TOST ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
10/24/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	10/24/2026		M		3,566	A	$0(1)	3,566	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0(1)	10/24/2026		M			3,566	(2)	(3)	Class A Common Stock	3,566	$0	7,133	D

Explanation of Responses:

1. Restricted Stock Units ("RSUs") convert into Class A Common Stock on a one-for-one basis upon vesting and settlement.

2. The RSUs shall vest in three equal annual installments beginning on October 24, 2026.

3. Not Applicable.

Remarks:

	/s/ Xing Yan as Attorney-in-Fact for Anutthara Bharadwaj	10/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)