[8-K] TransUnion Reports Material Event

Rhea-AI Filing Summary

TransUnion (TRU) filed a Form 8-K on 24 Jul 2025 to furnish, not file, its second-quarter 2025 earnings materials. Item 2.02 reports the release of a press statement (Ex. 99.1) announcing results for the quarter ended 30 Jun 2025. Item 7.01 furnishes a slide deck (Ex. 99.2) reviewed during the same-day earnings call and intended for future investor presentations. Both exhibits are expressly excluded from Exchange Act §18 liability and are not incorporated by reference into other SEC filings. Aside from furnishing these materials, the 8-K contains no quantitative financial data, strategic transactions, leadership changes, or other material events. The filing was signed by EVP & CFO Todd M. Cello.

Insights

Securities Analyst

TL;DR (25 words)

Earnings press release and slides furnished; no financial figures disclosed in the 8-K, so immediate valuation impact is neutral pending exhibit review.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

____________________

FORM 8-K

____________________

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date Earliest Event Reported): July 24, 2025

____________________

TransUnion

(Exact name of registrant as specified in its charter)

____________________

Delaware

001-37470

61-1678417

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

555 West Adams Street,

Chicago,

Illinois

60661

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s telephone number, including area code: (312) 985-2000

____________________

Check the appropriate box below if the Form 8−K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a−12 under the Exchange Act (17 CFR 240.14a−12)

☐    Pre−commencement communications pursuant to Rule 14d−2(b) under the Exchange Act (17 CFR 240.14d−2(b))

☐    Pre−commencement communications pursuant to Rule 13e−4(c) under the Exchange Act (17 CFR 240.13e− 4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $0.01 par value

TRU

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On July 24, 2025, TransUnion (the “Company”) issued a press release announcing results for the quarter ended June 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

The information furnished pursuant to this Item 2.02, including Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities under that Section and shall not be deemed to be incorporated by reference in any filing made by the Company under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act.

Item 7.01 Regulation FD Disclosure.

On July 24, 2025, management reviewed a slide presentation during the Company’s fiscal 2025 second quarter earnings conference call. The presentation materials are attached hereto as Exhibit 99.2 and incorporated herein by reference. These materials may also be used by the Company at one or more subsequent conferences with analysts, investors, or other stakeholders.

The information contained in the attached presentation materials is summary information that is intended to be considered in the context of the Company’s Securities and Exchange Commission filings and other public announcements. The Company undertakes no duty or obligation to publicly update or revise this information, although it may do so from time to time.

The information furnished pursuant to this Item 7.01, including Exhibit 99.2, shall not be deemed “filed” for purposes of Section 18 of the Exchange Act or otherwise subject to the liabilities under that Section and shall not be deemed to be incorporated by reference in any filing made by the Company under the Securities Act or the Exchange Act.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.			Description
99.1			Press release of TransUnion dated July 24, 2025, announcing results for the quarter ended June 30, 2025.
99.2			Earnings call presentation materials for the quarter ended June 30, 2025.
104			Cover page Interactive Data File (embedded within the inline XBRL file).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed by the undersigned hereunto duly authorized.

			TRANSUNION
Date: July 24, 2025			By:			/s/ Todd M. Cello
			Name:			Todd M. Cello
			Title:			Executive Vice President, Chief Financial Officer

FAQ

What did TransUnion disclose in its July 24 2025 Form 8-K?

TRU furnished a press release (Ex. 99.1) and an earnings slide deck (Ex. 99.2) covering Q2 2025 results.

Are the Q2 2025 financial numbers included in the filing?

No. The 8-K only references the exhibits; no revenue, EPS, or guidance figures appear in the filing itself.

Why are the exhibits described as "furnished" rather than "filed"?

Furnished items are not subject to Exchange Act §18 liability and are not automatically incorporated into other SEC documents.

Who signed the Form 8-K for TransUnion?

Todd M. Cello, Executive Vice President and Chief Financial Officer, signed on July 24 2025.

Where can investors find the detailed Q2 2025 results?

The full numbers are contained in Exhibit 99.1 (press release) and Exhibit 99.2 (slide deck), available on the SEC website.