Welcome to our dedicated page for TransUnion SEC filings (Ticker: TRU), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The TransUnion (NYSE: TRU) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. These documents offer detailed information on TransUnion’s financial performance, governance and significant corporate events, complementing its role as a global information and insights company and major U.S. credit bureau.
Investors can review current reports on Form 8-K, where TransUnion reports material events such as quarterly earnings announcements and board changes. For example, the company has used 8-K filings to furnish press releases on results for specific quarters and to disclose the appointment of new directors and committee assignments. Such filings help readers understand how TransUnion’s leadership and reporting practices evolve over time.
In addition to 8-Ks, users typically look to annual reports on Form 10-K and quarterly reports on Form 10-Q for comprehensive discussions of business segments, risk factors, credit and fraud solution portfolios, and geographic footprint. These filings explain how TransUnion’s core credit bureau activities, fraud and identity solutions, marketing datasets and analytics offerings contribute to its overall business.
The Stock Titan platform enhances this information by providing AI-powered summaries that highlight key points from lengthy filings, helping readers navigate complex disclosures more efficiently. Real-time updates from the SEC’s EDGAR system ensure that new TransUnion filings appear promptly, while dedicated sections for insider transaction reports on Form 4 and proxy materials give additional insight into executive and director activity and governance matters.
Together, these resources allow investors, analysts and other stakeholders to examine TransUnion’s regulatory history, financial reporting and material events in a structured, accessible format.
TransUnion filed its annual report describing how it operates as a global information and insights company serving financial services, insurance, government and other sectors in over 30 countries. The company highlights its OneTru solutions enablement platform and hybrid cloud infrastructure, which centralize data, identity resolution and AI-powered analytics.
Management emphasizes recurring, diversified revenues, strong cash flows and expansion through strategic initiatives. These include deeper use of AI, growth in fraud and marketing solutions, and broader international reach, particularly in India, Latin America, Africa and Asia Pacific. TransUnion also outlines plans to complete its U.S. credit migration to OneTru, extend the platform internationally, and integrate recent and pending acquisitions such as Monevo, Trans Union de Mexico and RealNetworks’ mobile division.
Dodge & Cox has disclosed a significant stake in TransUnion. As of December 31, 2025, the firm beneficially owned 9,842,006 shares of TransUnion common stock, representing 5.1% of the outstanding class. Dodge & Cox reports sole voting power over 9,343,848 shares and sole dispositive power over the full 9,842,006 shares, with no shared voting or dispositive power.
The filing explains that these shares are held on behalf of Dodge & Cox clients, including registered investment companies and other managed accounts, which have rights to dividends and sale proceeds. Dodge & Cox certifies that the position is held in the ordinary course of business and not for the purpose of changing or influencing control of TransUnion.
TransUnion senior executive Jennifer A. Williams acquired additional company stock through an equity award. On February 10, 2026, she received 2,478 shares of TransUnion common stock at a price of $0 per share as a grant, award, or other acquisition.
These shares were earned based on performance goals under a performance share unit award originally granted on February 28, 2023, and are scheduled to vest on February 28, 2026. Following this transaction, Williams beneficially owns 8,169 shares of TransUnion common stock held directly.
TransUnion’s President, International, Todd C. Skinner acquired 16,310 shares of TransUnion common stock on February 10, 2026 as a grant at a price of $0 per share. The shares were earned upon meeting performance goals from performance share units granted on February 28, 2023 and will vest on February 28, 2026, increasing his directly held stake to 48,034.727 shares.
TransUnion executive Heather J. Russell, EVP and Chief Legal Officer, reported acquiring 15,222 shares of TransUnion common stock on February 10, 2026. The shares were earned upon achievement of performance goals tied to performance share units granted on February 28, 2023, and will vest on February 28, 2026.
After this grant, Russell directly beneficially owns 38,233 shares of TransUnion common stock. The transaction was recorded at a price of $0 per share, reflecting an equity compensation award rather than an open-market purchase.
TransUnion officer Steven M. Chaouki, President, US Markets, reported acquiring 23,921 shares of TransUnion common stock on February 10, 2026 through a grant, at a stated price of $0 per share. After this award, he beneficially owns 85,513 common shares, held directly.
The footnote explains these shares were earned by meeting performance goals tied to performance share units originally granted on February 28, 2023. The earned shares are scheduled to vest on February 28, 2026, meaning full ownership rights are tied to that future vesting date.
TransUnion executive Achanta Venkat reported an equity award of 26,644 shares of Common Stock on February 10, 2026. The shares were earned after meeting performance goals tied to performance share units originally granted on February 28, 2023 and June 30, 2023, and will vest on February 28, 2026.
Following this grant, Venkat directly beneficially owns 124,075 shares of TransUnion common stock, reflecting his role as EVP, Chief Tech, Data & Analytics and aligning part of his compensation with company performance targets over the multi‑year award period.
TransUnion executive Todd M. Cello, EVP & CFO, reported an acquisition of 27,184 shares of Common Stock on February 10, 2026, at a price of $0 per share. These shares were earned based on performance goals tied to performance share units granted on February 28, 2023, and are scheduled to vest on February 28, 2026. Following this award, Cello directly holds 118,841 TransUnion shares.
TransUnion President and CEO Christopher A. Cartwright reported an award of 97,866 shares of TransUnion common stock on February 10, 2026. The shares were earned upon meeting performance goals tied to performance share units granted on February 28, 2023, and are scheduled to vest on February 28, 2026. Following this award, he beneficially owns 495,748 shares directly, plus 5,691 shares held indirectly through a limited liability company.
TransUnion reported strong fourth quarter and full-year 2025 results and expanded its revolving credit facility. Q4 revenue reached $1,171 million, up 13% from a year earlier, with net income attributable to TransUnion of $101 million and diluted EPS of $0.52 versus $0.34. Adjusted EBITDA was $417 million, up 10%, with a 35.6% margin.
For 2025, revenue was $4,576 million, up 9%, and net income attributable to TransUnion rose to $455 million from $284 million, with diluted EPS of $2.32 and adjusted diluted EPS of $4.30. The company repurchased about $300 million of shares in 2025, raised its quarterly dividend to $0.125 per share, and ended the year with a leverage ratio of 2.6x.
On February 11, 2026, TransUnion increased incremental revolving credit commitments by $400 million, bringing total revolving commitments under its credit agreement to $1,000 million. For 2026, it guides revenue growth of 8–9%, adjusted EBITDA of $1,756–$1,777 million, and adjusted diluted EPS of $4.63–$4.71, implying 8–10% EPS growth.