TWFG director granted 4,000 RSUs

Ferracone Robin A reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Ferracone Robin A reported acquisition or exercise transactions in this Form 4 filing.

TWFG, Inc. director Robin A. Ferracone received an equity grant of 4,000 shares of Class A Common Stock in the form of restricted stock units. The RSUs were awarded as director compensation at a stated price of $0.00 per share and vest in full on the first anniversary of the grant date, contingent on her continued board service. Following this award, she directly holds 26,117 shares of Class A Common Stock.

Insider Trade Summary

Grant/Award: 4,000 shares

Grant/Award 1 txn

Insider Ferracone Robin A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	4,000	$0.00	$0.00

Holdings After Transaction: Class A Common Stock — 26,117 shares (Direct)

Footnotes (1)

1. F1. Represents restricted stock units ("RSUs") granted to the reporting person in her capacity as a director of the issuer. The RSUs vest in full on the first anniversary of the grant date, subject to her continued service as a director through the vesting date.

Key Figures

RSUs granted: 4,000 shares Grant price: $0.00 per share Post-transaction holdings: 26,117 shares +1 more

4 metrics

RSUs granted 4,000 shares Restricted stock units granted to director on grant date

Grant price $0.00 per share Stated price for RSU award

Post-transaction holdings 26,117 shares Class A Common Stock held directly after grant

Vesting period 1 year RSUs vest in full on first anniversary of grant date

Key Terms

restricted stock units ("RSUs"), vest in full, grant, award, or other acquisition

3 terms

restricted stock units ("RSUs") financial

"Represents restricted stock units ("RSUs") granted to the reporting person"

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

vest in full financial

"The RSUs vest in full on the first anniversary of the grant date"

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did TWFG (TWFG) director Robin A. Ferracone acquire in this Form 4 filing?

Robin A. Ferracone received 4,000 restricted stock units of TWFG Class A Common Stock as director compensation. These RSUs represent a right to receive shares in the future, rather than an immediate open-market stock purchase, aligning her interests with long-term shareholder value.

At what price were the TWFG (TWFG) restricted stock units granted to the director?

The 4,000 restricted stock units were granted at a stated price of $0.00 per share to director Robin A. Ferracone. This indicates a compensation award, not a cash purchase, providing equity-based pay that depends on future vesting and ongoing board service.

When do Robin A. Ferracone’s TWFG (TWFG) RSUs vest?

The restricted stock units vest in full on the first anniversary of the grant date for Robin A. Ferracone. Vesting is conditioned on her continued service as a director through that one-year vesting date, reinforcing retention and long-term alignment with the company.

How many TWFG (TWFG) shares does Robin A. Ferracone hold after this Form 4 transaction?

After the grant of 4,000 restricted stock units, Robin A. Ferracone directly holds 26,117 shares of TWFG Class A Common Stock. This figure reflects her position following the reported transaction, illustrating her ongoing equity stake as a member of the board.

Is the TWFG (TWFG) Form 4 transaction an open-market stock purchase or sale?

The Form 4 reports a grant of restricted stock units, not an open-market purchase or sale. The transaction is coded as a grant or award acquisition, meaning it is part of equity compensation for board service rather than a discretionary trade in the public market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/02/2026 - 03:42 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Ferracone Robin A

(Last) (First) (Middle)

10055 GROGANS MILL RD, SUITE 500

(Street)

THE WOODLANDS TEXAS 77380

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
TWFG, Inc. [ TWFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/31/2026		A		4,000(1)	A	$0	26,117	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents restricted stock units ("RSUs") granted to the reporting person in her capacity as a director of the issuer. The RSUs vest in full on the first anniversary of the grant date, subject to her continued service as a director through the vesting date.

Remarks:

	/s/ Julie E. Benes, as Attorney-In-Fact for Robin A. Ferracone	04/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)