Welcome to our dedicated page for United Bancorp Ohio SEC filings (Ticker: UBCP), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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United Bancorp, Inc. reported a modest improvement in earnings and balance sheet growth for the quarter ended June 30, 2025. Total assets rose to $847.9 million from $816.7 million year-end 2024, driven by higher cash and deposit inflows. Net loans were $496.6 million, up from $486.9 million, while total deposits increased to $642.9 million from $613.5 million.
Quarterly net income was $1.914 million ($0.33 per share), up from $1.739 million a year earlier; six-month net income was $3.786 million ($0.65 per share). Net interest income improved to $6.595 million for the quarter. The company recorded $206 thousand provision for credit losses and an ACL on loans of $4.156 million. Available-for-sale securities declined in fair value to $227.3 million with $17.7 million of unrealized losses, expanding accumulated other comprehensive loss to $(14.496) million and reducing total equity to $59.658 million.
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