UBFO furnishes Item 2.02 results press release (Exhibit 99.1)

Rhea-AI Filing Summary

United Security Bancshares furnished an 8-K to announce it issued a press release with results for the quarter and the nine months ended September 30, 2025. The press release is attached as Exhibit 99.1 and incorporated by reference.

The company notes that the information in Item 2.02 and Exhibit 99.1 is furnished, not filed, under the Exchange Act.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

October 16, 2025

Date of Report (Date of earliest event reported)

UNITED SECURITY BANCSHARES

(Exact Name of Registrant as Specified in its Charter)

California

(State or Other Jurisdiction of Incorporation)

000-32987						91-2112732
(Commission File Number)						(I.R.S. Employer Identification No.)
2126 Inyo Street, Fresno, California						93721
(Address of principal executive offices)						(Zip Code)

559-490-6261

(Registrant’s Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, no par value			UBFO			NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐ 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ 

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On October 16, 2025, United Security Bancshares (the “Company”) issued a press release announcing results for the quarter and the nine months ended September 30, 2025 (the “Press Release”). A copy of the Press Release is furnished as Exhibit 99.1 and is incorporated herein by reference.

The information in Item 2.02 of this Current Report on Form 8-K and the Press Release attached hereto as Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.

(d)    Exhibits.

EXHIBIT #

99.1 Press release of United Security Bancshares dated October 16, 2025

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.

									United Security Bancshares
Date:			October 16, 2025						By: /s/ David A. Kinross
									David A. Kinross
									Senior Vice President and Chief Financial Officer

FAQ

What did UBFO disclose in this 8-K?

The company announced it issued a press release with results for the quarter and nine months ended September 30, 2025, furnished as Exhibit 99.1.

Which periods do the disclosed results cover for UBFO?

The results cover the quarter and the nine months ended September 30, 2025.

Where can I find the detailed results for UBFO?

They are in the press release furnished as Exhibit 99.1 to the 8-K.

Is the UBFO information considered filed or furnished?

The company states the information in Item 2.02 and Exhibit 99.1 is furnished, not filed, under the Exchange Act.

What is the UBFO trading symbol and exchange?

Common stock trades as UBFO on NASDAQ.