United Security Bancshares (UBFO) CFO gains 2,872 trust-held shares

Rhea-AI Filing Summary

United Security Bancshares executive David A. Kinross, SVP & Chief Financial Officer, reported an acquisition of common stock through a trust-related holding. On January 27, 2026, an account for which he serves as Trustee acquired 2,872 shares of common stock at $0 per share.

Following this transaction, that indirect trust-related position holds 123,969 shares of United Security Bancshares common stock beneficially owned.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kinross David A

(Last) (First) (Middle)

2126 INYO STREET

(Street)

FRESNO CA 93721

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED SECURITY BANCSHARES [ UBFO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP & CHIEF FINANCIAL OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/27/2026		A		2,872	A	$0	123,969	I	Trustee

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/S/ DAVID A. KINROSS	01/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UBFO report for David A. Kinross?

United Security Bancshares reported that David A. Kinross, its SVP & Chief Financial Officer, had 2,872 shares of common stock acquired on January 27, 2026 in an indirect account where he is Trustee, at a stated price of $0 per share.

How many UBFO shares does the Kinross-related trust hold after this Form 4?

After the reported transaction, the trust-related account associated with David A. Kinross holds 123,969 shares of United Security Bancshares common stock beneficially owned, according to the Form 4, all reported as indirectly owned in his capacity as Trustee.

Was the UBFO insider transaction by David A. Kinross a purchase or an award?

The Form 4 lists the transaction code as "A" for an acquisition of common stock at a price of $0 per share, indicating shares were acquired without a cash price, rather than bought on the open market.

Is the UBFO CFO’s new holding reported as direct or indirect ownership?

The 2,872 acquired shares and the 123,969 total shares following the transaction are reported as indirectly owned, with the nature of ownership shown as "Trustee," meaning they are held through an account where David A. Kinross serves as Trustee.

What role does David A. Kinross hold at United Security Bancshares (UBFO)?

David A. Kinross is identified in the filing as an officer of United Security Bancshares, serving as Senior Vice President and Chief Financial Officer, and he is the reporting person on this Form 4 insider transaction.