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United Sec Bancshares Calif SEC Filings

UBFO Nasdaq

Welcome to our dedicated page for United Sec Bancshares Calif SEC filings (Ticker: UBFO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Parsing a regional bank’s SEC paperwork can feel like sifting through amortization tables and footnotes on loan-loss provisions. United Security Bancshares’ disclosures go deep into Central Valley ag loans, interest-rate gaps and branch-level deposit trends—details investors can’t ignore yet rarely have time to read. Our AI-powered platform turns those pages into clear, actionable highlights so you see credit-quality shifts before the next call.

You’ll find every filing in one place—10-K annual reports, 10-Q quarterly earnings, 8-K material event notices, Form 4 insider trading records and proxy statements. Need the United Security Bancshares annual report 10-K simplified? We tag the allowance-for-loan-loss table and summarize risk factors in everyday language. Want the United Security Bancshares quarterly earnings report 10-Q filing? Our AI extracts net-interest-margin changes and segment breakouts. Looking for United Security Bancshares insider trading Form 4 transactions? Real-time alerts show exactly when directors buy or sell. Each document arrives moments after EDGAR posts—no manual refresh required.

Because community-bank investors often ask, “How do rising rates hit UBFO’s balance sheet?” or “Which executives sold shares last quarter?”, we map questions to filings. Click once and review United Security Bancshares proxy statement executive compensation, scan United Security Bancshares 8-K material events explained for dividend declarations, or dive into United Security Bancshares earnings report filing analysis for quarter-over-quarter trends. With AI-powered summaries, expert commentary and downloadable spreadsheets, understanding United Security Bancshares SEC documents with AI becomes straightforward—so you can focus on decisions, not document hunts.

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United Security Bancshares agreed to merge with Community West Bancshares in a stock‑for‑stock transaction where each United Security share will be exchanged for 0.4520 shares of Community West common stock, implying a deal value of approximately $193.1 million based on Community West’s $10.40 share price on December 15, 2025.

After closing, United Security shareholders are expected to own about 29% of the combined company, and United Security Bank will merge into Community West Bank, with all branches becoming Community West Bank locations. As of September 30, 2025, United Security had total assets of $1.24 billion, net loans of $942.1 million, and deposits of $1.08 billion.

Two United Security‑designated directors, including Jagroop “Jay” Gill, will join Community West’s board, and Chairman, President and CEO Dennis Woods will serve as Chairman Emeritus of Community West Bank for two years. The merger, targeted for completion in the second quarter of 2026, is subject to shareholder and regulatory approvals and includes a $7.7 million termination fee payable by United Security to Community West in certain circumstances.

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United Security Bancshares reported insider stock purchases by its SVP & Chief Risk Officer. On 12/01/2025, the officer acquired 1,586 shares of common stock at $9.92 per share, increasing direct beneficial ownership to 22,324.734 shares. A second transaction that same day shows an additional 1,683 shares acquired at $9.92 per share, with direct beneficial ownership rising to 24,007.734 shares. The filing is made by a single reporting person and reflects non-derivative equity holdings; no derivative securities activity is reported.

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United Security Bancshares director reported routine share acquisitions of the company’s common stock, largely through a dividend reinvestment plan. On 08/04/2025, the director acquired 507.53 shares at $8.734 per share, bringing directly held shares to 39,462.143. On 10/30/2025, a further 491.756 shares were acquired at $9.138, increasing direct holdings to 39,953.899.

In an IRA account, the director acquired 195.075 shares on 07/22/2025 at $8.927, resulting in 14,712.561 shares held indirectly. Another IRA acquisition of 198.597 shares on 10/21/2025 at $8.89 brought indirect holdings to 14,911.158. The filing notes that the shares reported as acquisitions were obtained through a dividend reinvestment plan.

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United Security Bancshares (UBFO) reported insider share purchases by a senior executive through its dividend reinvestment plan. On 08/04/2025, the reporting person acquired 846.831 shares of common stock at $8.734 per share, bringing direct beneficial ownership to 71,869.529 shares. On 10/30/2025, the same executive acquired an additional 820.511 shares at $9.138 per share, increasing direct holdings to 72,690.04 shares. The filer is an officer of the company, serving as SVP & CCO, and reported no derivative security transactions.

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United Security Bancshares (UBFO) reported Q3 results. Net income was $4.023 million (EPS $0.23), up from $3.829 million a year ago, as net interest income rose to $12.419 million and interest expense declined year over year. The provision for credit losses was $0.948 million, down from $1.558 million. For the first nine months, net income totaled $8.874 million versus $12.287 million in the prior year, reflecting higher credit provisions and operating costs.

Total assets were $1,235,620 thousand. Loans increased to $960,329 thousand and deposits to $1,075,900 thousand. The allowance for credit losses on loans ended at $16,235 thousand. Available‑for‑sale securities carried a fair value of $140,917 thousand, with accumulated other comprehensive loss improving to $(10,566) thousand. Nonaccrual construction and development loans were $5,699 thousand, and accruing loans 90+ days past due in installment/student loans were $555 thousand. The company declared quarterly dividends of $0.12 per share during the quarter.

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United Security Bancshares (UBFO) director reported an acquisition of common stock. On 10/28/2025, the reporting person acquired 2,804 shares at $0, noted as compensation for director fees.

After this transaction, the filer beneficially owned 98,420 shares, held indirectly in a trustee capacity.

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United Security Bancshares (UBFO) reported an insider transaction on Form 4. CEO and Director Dennis R. Woods acquired 1,308 shares of common stock on 10/28/2025 as compensation for director fees.

The shares were acquired at a stated price of $0. Following the transaction, Woods beneficially owned 946,735 shares on an indirect basis through trustees.

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United Security Bancshares (UBFO) reported an insider stock transaction. Director Dora Westerlund acquired 2,401 shares of common stock on 10/28/2025 at a $0 price, coded “A.” The filing explains this as compensation for director fees.

Following the grant, she beneficially owns 18,770 shares, held directly.

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United Security Bancshares (UBFO) — Form 4 insider update: A company director reported acquiring 1,599 shares of common stock on 10/28/2025 at a price of $0. The filing states this was compensation for director fees, a routine, non-cash equity grant. Following the transaction, the director’s directly held shares totaled 16,871.

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United Security Bancshares (UBFO) filed a Form 4 reporting that a director acquired common stock as part of board compensation. On 10/28/2025, the director acquired 1,840 shares of common stock at $0 per share, coded “A” for acquisition. The filing notes this was compensation for director fees.

Following the transaction, the director beneficially owns 24,887 shares, held directly. The report was filed by one reporting person and pertains to non-derivative securities.

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FAQ

What is the current stock price of United Sec Bancshares Calif (UBFO)?

The current stock price of United Sec Bancshares Calif (UBFO) is $10.13 as of December 26, 2025.

What is the market cap of United Sec Bancshares Calif (UBFO)?

The market cap of United Sec Bancshares Calif (UBFO) is approximately 179.6M.
United Sec Bancshares Calif

Nasdaq:UBFO

UBFO Rankings

UBFO Stock Data

179.64M
13.66M
21.81%
36.09%
1.36%
Banks - Regional
National Commercial Banks
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United States
FRESNO