Welcome to our dedicated page for United Sec Bancshares Calif SEC filings (Ticker: UBFO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The United Security Bancshares (NASDAQ: UBFO) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a California-based bank holding company. United Security Bancshares files with the U.S. Securities and Exchange Commission as the parent of United Security Bank, a commercial bank founded in 1987 and headquartered in Fresno, California.
Investors can review Current Reports on Form 8-K that United Security Bancshares uses to report material events. Recent 8-K filings include disclosures about the Agreement and Plan of Merger with Community West Bancshares, the related voting and support agreements, and the expectation that United Security Bancshares will merge with and into Community West Bancshares, with Community West Bancshares as the surviving corporation. Other 8-K filings report regular quarterly cash dividend declarations, as well as earnings press releases furnished under results of operations and financial condition items.
In addition to 8-Ks, the company’s Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q (referenced in its press releases and filings) provide more detailed information on financial condition, results of operations, and risk factors. These periodic reports are important for understanding the performance of United Security Bancshares and United Security Bank over time.
For the proposed merger with Community West Bancshares, investors are directed to a planned registration statement on Form S-4 that will include a joint proxy statement/prospectus. Company communications emphasize that this document will contain important information about both companies and the merger transaction, and that shareholders should read it carefully when it becomes available.
On Stock Titan, AI-powered tools can help interpret these filings by highlighting key sections, summarizing complex language, and pointing out items such as dividend declarations, merger terms, and governance changes. Users can follow UBFO’s filings to monitor material agreements, corporate actions, and ongoing reporting obligations as disclosed through the SEC’s EDGAR system.
UNITED SECURITY BANCSHARES director Nabeel Mahmood reported disposing of his equity in connection with the company’s merger into Community West Bancshares. He surrendered 23,556.883 shares of common stock at $10.51 per share and 15,000 stock options back to the issuer.
Under the merger agreement, each United Security common share (other than excluded and dissenting shares) was converted into the right to receive 0.4520 of a share of Community West common stock, and unvested restricted stock awards vested and became entitled to this merger consideration. The filing shows Mahmood with zero United Security common shares and options remaining after these issuer dispositions.
UNITED SECURITY BANCSHARES director Kenneth D. Newby reported disposing of his common stock in connection with the company’s merger into Community West Bancshares. On April 1, 2026, his directly held and IRA-held shares were surrendered to the issuer as part of the merger closing.
Under the merger terms, each United Security share, other than excluded and dissenting shares, was converted into the right to receive 0.4520 of a Community West common share, and all outstanding unvested restricted stock awards vested and received the same consideration.
UNITED SECURITY BANCSHARES director Susan Quigley disposed of stock and options in connection with the company’s merger into Community West Bancshares. On April 1, 2026, 24,887 shares of common stock were surrendered to the issuer at $10.51 per share as part of the merger consideration.
At the same time, 15,000 stock options with a $9.25 exercise price and a May 23, 2027 expiration were also disposed of to the issuer. Under the merger agreement, each company share became entitled to receive 0.4520 of a Community West share, and each of Quigley’s options was converted into a right to receive any value above a reference price of $10.29.
UNITED SECURITY BANCSHARES SVP & Chief Financial Officer David A. Kinross reported indirect dispositions of common stock in connection with the company’s merger into Community West Bancshares. As trustee, he disposed of 95,733 indirectly held shares back to the issuer and now reports zero shares held in that indirect account.
The filing also shows a prior disposition of 28,236 indirectly held shares as a tax-withholding event. According to the merger agreement, effective at 12:01 a.m. on April 1, 2026, each share of United Security common stock was converted into the right to receive 0.4520 of a share of Community West common stock, and each unvested restricted stock award vested and became entitled to the same merger consideration.
UNITED SECURITY BANCSHARES director Dora Westerlund reported disposing of her holdings in connection with the company’s merger into Community West Bancshares. She returned 18,770 shares of common stock to the issuer and also disposed of 15,000 stock options. Each share of United Security common stock was converted into the right to receive 0.4520 of a Community West common share as merger consideration. According to the filing, these transactions left her with no remaining United Security common shares or stock options following the merger’s effective time.
United Security Bancshares notified Nasdaq of the removal/withdrawal of its Common Stock from listing and registration. Nasdaq certified that it complied with rules to strike the class, and the issuer complied with Exchange requirements governing voluntary withdrawal. The notice is signed by a Nasdaq CDO analyst.
Community West Bancshares completed its all-stock merger with United Security Bancshares, creating a larger Central California community banking franchise. United Security shareholders received 0.4520 shares of Community West Bancshares common stock for each United Security share, valuing the deal at approximately $185.5 million, or $10.53 per share based on Community West’s March 31, 2026 closing price of $23.30.
The combined company has roughly $5 billion in total assets, retains both banks’ offices across 13 counties and 31 communities, and adds two former United Security directors to the Community West boards. United Security’s stock will be delisted from NASDAQ, and its SEC registration and reporting obligations will be terminated.
United Security Bancshares reported results of a special meeting of shareholders held on March 30, 2026. Shareholders representing 12,019,562 shares, or 68.27% of the 17,604,923 issued and outstanding shares entitled to vote, were present, establishing a quorum.
Shareholders approved the principal terms of the Agreement and Plan of Merger dated December 16, 2025, between Community West Bancshares and United Security Bancshares, under which United Security Bancshares will merge with and into Community West Bancshares. They also approved a proposal to adjourn the special meeting if needed to solicit additional proxies in support of the merger.
UNITED SECURITY BANCSHARES SVP & Chief Risk Officer Robert C. Oberg Jr. exercised derivative rights to acquire 7,391 shares of common stock on 2026-03-24. To cover obligations related to this exercise, 3,036 shares were disposed of through tax withholding, a non-market transaction.
These transactions resulted in a net increase of 4,355 shares, bringing Oberg’s directly owned common stock holdings to 29,469.392 shares after the reported activity. The filing characterizes the acquisition as an exercise or conversion of a derivative security and the disposition as payment of tax liability using shares.
United Security Bancshares filed its annual report and reported 2025 net income of $12.3 million, down from $14.8 million in 2024, as higher credit loss provisions and operating costs offset margin gains. Net interest margin improved to 4.41% and the average cost of deposits rose to 1.08%.
The company signed an all‑stock merger agreement with Community West Bancshares, with closing expected in the second quarter of 2026. Loans ended 2025 at $915.4 million while deposits grew to $1.09 billion. It also redeemed $6.0 million of trust preferred subordinated debentures and paid total cash dividends of $0.48 per share in 2025.