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United Community Banks Inc. SEC Filings

UCBI NASDAQ

Welcome to our dedicated page for United Community Banks SEC filings (Ticker: UCBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Credit-loss tables, deposit-mix shifts and net-interest margin math can make United Community Banks’ disclosures feel like a second language. If you have ever searched for “UCBI SEC filings explained simply” or wondered how to locate a “UCBI quarterly earnings report 10-Q filing,” you know the challenge. Community banking may look straightforward on the branch floor, yet its 10-K runs hundreds of pages and the 8-K reports every dividend declaration and branch acquisition in regulatory detail.

Stock Titan solves the complexity. Our AI instantly scans each new document on EDGAR and delivers plain-English highlights within minutes. Whether you need a “UCBI annual report 10-K simplified” overview of loan-portfolio credit quality, or real-time alerts on “UCBI Form 4 insider transactions real-time,” the platform surfaces what matters.

  • “UCBI insider trading Form 4 transactions” – track executive stock movements before broader markets react.
  • “UCBI proxy statement executive compensation” – see how pay aligns with return-on-equity.
  • “UCBI 8-K material events explained” – understand branch sales, M&A, or capital actions without legal jargon.
  • “UCBI earnings report filing analysis” – compare quarter-over-quarter trends, provision expenses and CECL impacts.

From community deposit flows to risk-weighted assets, our AI-powered summaries, expert annotations and real-time filing updates keep you ahead of every disclosure. Stop sifting through footnotes; start understanding UCBI SEC documents with AI and make informed decisions faster.

Rhea-AI Summary

United Community Banks insider Robert A. Edwards, EVP and Chief Risk Officer, reported a transaction on 09/03/2025 disposing of 200 shares of the issuer's common stock under transaction code G. Following the reported transaction, Mr. Edwards beneficially owns 54,347 shares directly. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person.

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United Community Banks (UCBI) reporting person Alan H. Kumler, SVP and Chief Accounting Officer, was granted 2,001 time-based restricted stock units on 09/01/2025. The award is listed as a non‑derivative acquisition at no cash price and increases his beneficial ownership to 33,125 shares. The restricted stock units vest 25% on November 15, 2026, and then 25% on each of August 15, 2027, August 15, 2028, and August 15, 2029. The Form 4 was signed by an attorney‑in‑fact on 09/02/2025.

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United Community Banks insider report: Terry Mark Aaron, Executive Vice President and Chief Information Officer, reported a transaction dated 08/15/2025 involving the issuer's common stock (UCB). The Form 4 shows a disposition coded "F" with an explanatory footnote that shares were withheld to satisfy tax withholding obligations upon vesting of time-based stock units. The transaction lists a price of $31.21 and, following the transaction, Mr. Aaron beneficially owned 21,715 shares of common stock in a direct ownership form. The filing was signed by an attorney-in-fact on behalf of the reporting person.

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United Community Banks, Inc. (UCB) Form 4 shows that Robert A. Edwards, EVP and Chief Risk Officer, had a reported transaction on 08/15/2025 involving the companys common stock. The filing reports a disposition of 214 shares at a price of $31.21 per share, leaving Mr. Edwards with 54,547 shares beneficially owned, held directly. The filing states the 214 shares were withheld to satisfy tax withholding obligations upon vesting of time-based stock units. The Form 4 is signed by an attorney-in-fact on 08/19/2025.

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United Community Banks insider sale and ownership update. The filing shows that on 08/15/2025 reporting person Harton H. Lynn disposed of 1,090 shares of common stock at a price of $31.21 per share. The form states the disposition reflects shares withheld to satisfy tax withholding when time-based stock units vested. After the reported transaction, Mr. Harton directly beneficially owns 213,734 shares and indirectly owns 109,123 shares through the Herbert Lynn Harton Revocable Trust dated 3/16/15. The report was filed individually and signed by an attorney-in-fact on 08/19/2025.

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Alan H. Kumler, SVP and Chief Accounting Officer of United Community Banks, Inc. (UCBI), reported a disposition of 572 shares of the issuer's common stock on 08/15/2025 at a price of $31.21 per share. The filing states the shares were withheld to satisfy tax withholding obligations upon vesting of time-based stock units. After the transaction, Mr. Kumler beneficially owned 31,124 shares of common stock, held directly. The Form 4 was signed by an attorney-in-fact on 08/19/2025.

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Melinda Davis Lux, Executive Vice President, Chief Administrative Officer and General Counsel of United Community Banks, Inc. (UCBI), reported a transaction dated 08/15/2025 on a Form 4. The filing shows 187 shares of common stock were disposed of under code F at a reported price of $31.21 per share. The filing explains these shares were withheld to satisfy tax-withholding obligations upon vesting of time-based stock units. After the withholding, Ms. Lux beneficially owns 34,575 shares of UCBI common stock. The Form 4 is signed by the reporting person on 08/19/2025.

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Harralson Jefferson L, Executive Vice President and Chief Financial Officer of United Community Banks, reported a routine dispositional transaction of the issuer's common stock. On 08/15/2025 he disposed of 227 shares via code F at a price of $31.21 per share, and the filing explains these shares were withheld to satisfy tax withholding obligations upon vesting of time-based stock units. After the transaction he beneficially owns 53,109 shares directly. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person.

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United Community Banks insider tax-withholding on vested equity reduced an officer's holdings. Richard Bradshaw, an Executive Vice President and Chief Banking Officer, reported on Form 4 that on 08/15/2025 178 shares of the issuer's common stock were disposed (withheld) to satisfy tax withholding associated with the vesting of time-based stock units at a per-share price of $31.21. Following the withholding, Mr. Bradshaw beneficially owns 76,749 shares directly. The Form 4 was signed on behalf of the reporting person by an attorney-in-fact on 08/19/2025. The filing expressly states the shares were withheld for tax obligations and contains no other transactions or derivative activity.

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FAQ

What is the current stock price of United Community Banks (UCBI)?

The current stock price of United Community Banks (UCBI) is $29.54 as of August 16, 2024.

What is the market cap of United Community Banks (UCBI)?

The market cap of United Community Banks (UCBI) is approximately 3.3B.
United Community Banks Inc.

NASDAQ:UCBI

UCBI Rankings

UCBI Stock Data

3.32B
119.14M
Commercial Banking
State Commercial Banks
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US
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