Welcome to our dedicated page for United Community Banks SEC filings (Ticker: UCBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to SEC filings for United Community Banks, Inc., historically associated with the ticker UCBI and now listed on the New York Stock Exchange under UCB for its common stock and UCB PRI for its preferred depositary shares. These regulatory documents offer detailed insight into the company’s financial condition, capital structure, and significant corporate actions.
Investors can review annual and quarterly reports (such as Forms 10-K and 10-Q) to see information on net interest revenue, noninterest income, loan and deposit balances, asset quality, capital ratios, and reconciliations of non-GAAP performance measures. These filings expand on the metrics highlighted in the company’s earnings releases, including return on assets, return on equity, net interest margin, efficiency ratio, and provisions for credit losses.
Current reports on Form 8-K document material events. For example, an 8-K filing describes United Community’s decision to redeem all outstanding shares of its 6.875% Series I Non-Cumulative Perpetual Preferred Stock and the associated depositary shares, including the redemption date, redemption price, aggregate liquidation preference, and the role of the Depository Trust Company in processing the redemption.
Filings also identify the company’s registered securities and listing venues, confirming that United Community’s common stock and depositary shares are listed on the New York Stock Exchange. Through this page, users can track changes in the company’s capital instruments, follow disclosures about dividends and redemptions, and review other governance and financial information.
Stock Titan enhances these SEC documents with AI-powered summaries that highlight key points and explain complex sections in plain language. Real-time updates from EDGAR, combined with simplified explanations of long-form filings, help readers quickly understand what each report means for United Community Banks, Inc. and its shareholders.
United Community Banks insider Robert A. Edwards, EVP and Chief Risk Officer, reported a transaction on 09/03/2025 disposing of 200 shares of the issuer's common stock under transaction code G. Following the reported transaction, Mr. Edwards beneficially owns 54,347 shares directly. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person.
United Community Banks (UCBI) reporting person Alan H. Kumler, SVP and Chief Accounting Officer, was granted 2,001 time-based restricted stock units on 09/01/2025. The award is listed as a non‑derivative acquisition at no cash price and increases his beneficial ownership to 33,125 shares. The restricted stock units vest 25% on November 15, 2026, and then 25% on each of August 15, 2027, August 15, 2028, and August 15, 2029. The Form 4 was signed by an attorney‑in‑fact on 09/02/2025.
United Community Banks insider report: Terry Mark Aaron, Executive Vice President and Chief Information Officer, reported a transaction dated 08/15/2025 involving the issuer's common stock (UCB). The Form 4 shows a disposition coded "F" with an explanatory footnote that shares were withheld to satisfy tax withholding obligations upon vesting of time-based stock units. The transaction lists a price of $31.21 and, following the transaction, Mr. Aaron beneficially owned 21,715 shares of common stock in a direct ownership form. The filing was signed by an attorney-in-fact on behalf of the reporting person.
United Community Banks, Inc. (UCB) Form 4 shows that Robert A. Edwards, EVP and Chief Risk Officer, had a reported transaction on 08/15/2025 involving the companys common stock. The filing reports a disposition of 214 shares at a price of $31.21 per share, leaving Mr. Edwards with 54,547 shares beneficially owned, held directly. The filing states the 214 shares were withheld to satisfy tax withholding obligations upon vesting of time-based stock units. The Form 4 is signed by an attorney-in-fact on 08/19/2025.
United Community Banks insider sale and ownership update. The filing shows that on 08/15/2025 reporting person Harton H. Lynn disposed of 1,090 shares of common stock at a price of $31.21 per share. The form states the disposition reflects shares withheld to satisfy tax withholding when time-based stock units vested. After the reported transaction, Mr. Harton directly beneficially owns 213,734 shares and indirectly owns 109,123 shares through the Herbert Lynn Harton Revocable Trust dated 3/16/15. The report was filed individually and signed by an attorney-in-fact on 08/19/2025.
Alan H. Kumler, SVP and Chief Accounting Officer of United Community Banks, Inc. (UCBI), reported a disposition of 572 shares of the issuer's common stock on 08/15/2025 at a price of $31.21 per share. The filing states the shares were withheld to satisfy tax withholding obligations upon vesting of time-based stock units. After the transaction, Mr. Kumler beneficially owned 31,124 shares of common stock, held directly. The Form 4 was signed by an attorney-in-fact on 08/19/2025.
Melinda Davis Lux, Executive Vice President, Chief Administrative Officer and General Counsel of United Community Banks, Inc. (UCBI), reported a transaction dated 08/15/2025 on a Form 4. The filing shows 187 shares of common stock were disposed of under code F at a reported price of $31.21 per share. The filing explains these shares were withheld to satisfy tax-withholding obligations upon vesting of time-based stock units. After the withholding, Ms. Lux beneficially owns 34,575 shares of UCBI common stock. The Form 4 is signed by the reporting person on 08/19/2025.
Harralson Jefferson L, Executive Vice President and Chief Financial Officer of United Community Banks, reported a routine dispositional transaction of the issuer's common stock. On 08/15/2025 he disposed of 227 shares via code F at a price of $31.21 per share, and the filing explains these shares were withheld to satisfy tax withholding obligations upon vesting of time-based stock units. After the transaction he beneficially owns 53,109 shares directly. The Form 4 was signed by an attorney-in-fact on behalf of the reporting person.
United Community Banks insider tax-withholding on vested equity reduced an officer's holdings. Richard Bradshaw, an Executive Vice President and Chief Banking Officer, reported on Form 4 that on 08/15/2025 178 shares of the issuer's common stock were disposed (withheld) to satisfy tax withholding associated with the vesting of time-based stock units at a per-share price of $31.21. Following the withholding, Mr. Bradshaw beneficially owns 76,749 shares directly. The Form 4 was signed on behalf of the reporting person by an attorney-in-fact on 08/19/2025. The filing expressly states the shares were withheld for tax obligations and contains no other transactions or derivative activity.
United Community Banks, Inc. announced it will redeem all outstanding 6.875% Series I Non-Cumulative Perpetual Preferred Stock. The redemption is scheduled for September 15, 2025 and will provide holders a cash payment of
At the same time, the depository will redeem 3,661,650 depositary shares, each representing a 1/1000th interest in a preferred share. A previously declared dividend is excluded from the redemption price and will still be paid to holders of record immediately before the redemption, after which holders’ rights in these preferred and depositary shares will cease, other than certain expressly surviving rights.