STOCK TITAN

[Form 4] United Community Banks Inc. Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Negative)
Form Type
4
Rhea-AI Filing Summary

Form 4 discloses that Richard Bradshaw, EVP & Chief Banking Officer of United Community Banks, Inc. (UCBI), executed three open-market sales of the company’s common stock on 07/28/2025 under a pre-arranged Rule 10b5-1 trading plan.

  • Shares sold: 1,594 @ $30.94, 20 @ $30.97, 2 @ $30.95  → total 1,616 shares.
  • Gross proceeds: ≈ $50,053.
  • Remaining direct ownership: 78,395 shares after the last transaction.

The filing records the transactions as code “S” (sale) and indicates no derivative security activity. Bradshaw remains a senior officer and is still a substantial shareholder; the reported disposals represent ~2.0 % of his prior direct holdings and do not alter his insider status.

No other material events, option exercises, or changes in indirect ownership are reported in this filing.

Il Modulo 4 rivela che Richard Bradshaw, EVP e Chief Banking Officer di United Community Banks, Inc. (UCBI), ha effettuato tre vendite sul mercato aperto di azioni ordinarie della società il 28/07/2025 nell'ambito di un piano di negoziazione predefinito secondo la Regola 10b5-1.

  • Azioni vendute: 1.594 a $30,94, 20 a $30,97, 2 a $30,95  → totale 1.616 azioni.
  • Proventi lordi: circa $50.053.
  • Partecipazione diretta residua: 78.395 azioni dopo l'ultima transazione.

La dichiarazione registra le transazioni con il codice “S” (vendita) e indica che non ci sono attività su strumenti derivati. Bradshaw rimane un dirigente senior e un azionista rilevante; le disposizioni segnalate rappresentano circa il 2,0% delle sue partecipazioni dirette precedenti e non modificano il suo status di insider.

Non sono riportati altri eventi significativi, esercizi di opzioni o variazioni nella proprietà indiretta in questa comunicazione.

El Formulario 4 revela que Richard Bradshaw, EVP y Director Bancario de United Community Banks, Inc. (UCBI), realizó tres ventas en el mercado abierto de acciones ordinarias de la compañía el 28/07/2025 bajo un plan de negociación preestablecido conforme a la Regla 10b5-1.

  • Acciones vendidas: 1,594 a $30.94, 20 a $30.97, 2 a $30.95  → total 1,616 acciones.
  • Ingresos brutos: aproximadamente $50,053.
  • Propiedad directa restante: 78,395 acciones después de la última transacción.

La presentación registra las transacciones con el código “S” (venta) e indica que no hubo actividad con valores derivados. Bradshaw sigue siendo un alto ejecutivo y un accionista importante; las disposiciones reportadas representan aproximadamente el 2.0 % de sus tenencias directas previas y no cambian su condición de insider.

No se reportan otros eventos materiales, ejercicios de opciones ni cambios en la propiedad indirecta en esta presentación.

양식 4에 따르면, United Community Banks, Inc.(UCBI)의 EVP 겸 최고은행책임자인 Richard Bradshaw2025년 7월 28일에 사전에 설정된 Rule 10b5-1 거래 계획에 따라 회사 보통주를 세 차례 공개 시장에서 매도했습니다.

  • 매도 주식 수: 1,594주 @ $30.94, 20주 @ $30.97, 2주 @ $30.95  → 총 1,616주.
  • 총 수익: 약 $50,053.
  • 최종 거래 후 직접 보유 주식: 78,395주.

이 신고서는 거래를 코드 “S”(매도)로 기록하며 파생상품 관련 활동은 없음을 나타냅니다. Bradshaw는 여전히 고위 임원이며 주요 주주로 남아있으며, 보고된 매도는 그의 이전 직접 보유 주식의 약 2.0%에 해당하며 내부자 지위에는 변함이 없습니다.

본 신고서에는 다른 중요한 사건, 옵션 행사 또는 간접 보유 지분 변동 사항이 보고되지 않았습니다.

Le formulaire 4 révèle que Richard Bradshaw, EVP et Directeur bancaire principal de United Community Banks, Inc. (UCBI), a réalisé trois ventes en marché libre d’actions ordinaires de la société le 28/07/2025 dans le cadre d’un plan de négociation préétabli selon la règle 10b5-1.

  • Actions vendues : 1 594 à 30,94 $, 20 à 30,97 $, 2 à 30,95 $  → total 1 616 actions.
  • Produit brut : environ 50 053 $.
  • Participation directe restante : 78 395 actions après la dernière transaction.

Le dépôt enregistre les transactions sous le code « S » (vente) et indique qu’aucune activité sur titres dérivés n’a eu lieu. Bradshaw reste un cadre supérieur et un actionnaire important ; les cessions déclarées représentent environ 2,0 % de ses participations directes antérieures et ne modifient pas son statut d’initié.

Aucun autre événement important, exercice d’options ou modification de propriété indirecte n’est signalé dans ce dépôt.

Formular 4 gibt bekannt, dass Richard Bradshaw, EVP und Chief Banking Officer von United Community Banks, Inc. (UCBI), am 28.07.2025 drei Verkäufe von Stammaktien des Unternehmens im offenen Markt im Rahmen eines vorab vereinbarten Rule 10b5-1 Handelsplans durchgeführt hat.

  • Verkaufte Aktien: 1.594 zu je 30,94 $, 20 zu je 30,97 $, 2 zu je 30,95 $  → insgesamt 1.616 Aktien.
  • Bruttoerlös: ca. 50.053 $.
  • Verbleibender Direktbesitz: 78.395 Aktien nach der letzten Transaktion.

Die Meldung verzeichnet die Transaktionen mit dem Code „S“ (Verkauf) und weist keine Aktivitäten mit Derivaten aus. Bradshaw bleibt ein leitender Angestellter und bedeutender Aktionär; die gemeldeten Veräußerungen entsprechen etwa 2,0 % seines vorherigen Direktbestands und ändern seinen Insider-Status nicht.

Es werden keine weiteren wesentlichen Ereignisse, Optionsausübungen oder Änderungen im indirekten Besitz in dieser Meldung berichtet.

Positive
  • None.
Negative
  • Insider selling, even if modest, can be interpreted as a short-term bearish signal by some investors.

Insights

TL;DR: Small insider sale (~$50k) under 10b5-1; negligible impact on ownership or thesis.

The transactions equate to roughly 1,616 shares, just 2 % of Bradshaw’s stake, executed around $31. Such modest, pre-scheduled selling generally signals personal liquidity rather than deteriorating fundamentals. With 78k shares still held, alignment of interests remains strong. From a valuation or earnings perspective, this Form 4 is immaterial; however, persistent insider buying/selling trends bear monitoring for sentiment shifts.

TL;DR: Scheduled sale compliant with Rule 10b5-1; governance risk minimal.

The use of a disclosed 10b5-1 plan indicates adherence to best practices, limiting opportunistic trading accusations. Volume is far below reporting thresholds that might raise red flags for control or signaling issues. No co-filers or complex derivative positions appear, reducing transparency concerns. Overall, the filing is routine and governance-neutral.

Il Modulo 4 rivela che Richard Bradshaw, EVP e Chief Banking Officer di United Community Banks, Inc. (UCBI), ha effettuato tre vendite sul mercato aperto di azioni ordinarie della società il 28/07/2025 nell'ambito di un piano di negoziazione predefinito secondo la Regola 10b5-1.

  • Azioni vendute: 1.594 a $30,94, 20 a $30,97, 2 a $30,95  → totale 1.616 azioni.
  • Proventi lordi: circa $50.053.
  • Partecipazione diretta residua: 78.395 azioni dopo l'ultima transazione.

La dichiarazione registra le transazioni con il codice “S” (vendita) e indica che non ci sono attività su strumenti derivati. Bradshaw rimane un dirigente senior e un azionista rilevante; le disposizioni segnalate rappresentano circa il 2,0% delle sue partecipazioni dirette precedenti e non modificano il suo status di insider.

Non sono riportati altri eventi significativi, esercizi di opzioni o variazioni nella proprietà indiretta in questa comunicazione.

El Formulario 4 revela que Richard Bradshaw, EVP y Director Bancario de United Community Banks, Inc. (UCBI), realizó tres ventas en el mercado abierto de acciones ordinarias de la compañía el 28/07/2025 bajo un plan de negociación preestablecido conforme a la Regla 10b5-1.

  • Acciones vendidas: 1,594 a $30.94, 20 a $30.97, 2 a $30.95  → total 1,616 acciones.
  • Ingresos brutos: aproximadamente $50,053.
  • Propiedad directa restante: 78,395 acciones después de la última transacción.

La presentación registra las transacciones con el código “S” (venta) e indica que no hubo actividad con valores derivados. Bradshaw sigue siendo un alto ejecutivo y un accionista importante; las disposiciones reportadas representan aproximadamente el 2.0 % de sus tenencias directas previas y no cambian su condición de insider.

No se reportan otros eventos materiales, ejercicios de opciones ni cambios en la propiedad indirecta en esta presentación.

양식 4에 따르면, United Community Banks, Inc.(UCBI)의 EVP 겸 최고은행책임자인 Richard Bradshaw2025년 7월 28일에 사전에 설정된 Rule 10b5-1 거래 계획에 따라 회사 보통주를 세 차례 공개 시장에서 매도했습니다.

  • 매도 주식 수: 1,594주 @ $30.94, 20주 @ $30.97, 2주 @ $30.95  → 총 1,616주.
  • 총 수익: 약 $50,053.
  • 최종 거래 후 직접 보유 주식: 78,395주.

이 신고서는 거래를 코드 “S”(매도)로 기록하며 파생상품 관련 활동은 없음을 나타냅니다. Bradshaw는 여전히 고위 임원이며 주요 주주로 남아있으며, 보고된 매도는 그의 이전 직접 보유 주식의 약 2.0%에 해당하며 내부자 지위에는 변함이 없습니다.

본 신고서에는 다른 중요한 사건, 옵션 행사 또는 간접 보유 지분 변동 사항이 보고되지 않았습니다.

Le formulaire 4 révèle que Richard Bradshaw, EVP et Directeur bancaire principal de United Community Banks, Inc. (UCBI), a réalisé trois ventes en marché libre d’actions ordinaires de la société le 28/07/2025 dans le cadre d’un plan de négociation préétabli selon la règle 10b5-1.

  • Actions vendues : 1 594 à 30,94 $, 20 à 30,97 $, 2 à 30,95 $  → total 1 616 actions.
  • Produit brut : environ 50 053 $.
  • Participation directe restante : 78 395 actions après la dernière transaction.

Le dépôt enregistre les transactions sous le code « S » (vente) et indique qu’aucune activité sur titres dérivés n’a eu lieu. Bradshaw reste un cadre supérieur et un actionnaire important ; les cessions déclarées représentent environ 2,0 % de ses participations directes antérieures et ne modifient pas son statut d’initié.

Aucun autre événement important, exercice d’options ou modification de propriété indirecte n’est signalé dans ce dépôt.

Formular 4 gibt bekannt, dass Richard Bradshaw, EVP und Chief Banking Officer von United Community Banks, Inc. (UCBI), am 28.07.2025 drei Verkäufe von Stammaktien des Unternehmens im offenen Markt im Rahmen eines vorab vereinbarten Rule 10b5-1 Handelsplans durchgeführt hat.

  • Verkaufte Aktien: 1.594 zu je 30,94 $, 20 zu je 30,97 $, 2 zu je 30,95 $  → insgesamt 1.616 Aktien.
  • Bruttoerlös: ca. 50.053 $.
  • Verbleibender Direktbesitz: 78.395 Aktien nach der letzten Transaktion.

Die Meldung verzeichnet die Transaktionen mit dem Code „S“ (Verkauf) und weist keine Aktivitäten mit Derivaten aus. Bradshaw bleibt ein leitender Angestellter und bedeutender Aktionär; die gemeldeten Veräußerungen entsprechen etwa 2,0 % seines vorherigen Direktbestands und ändern seinen Insider-Status nicht.

Es werden keine weiteren wesentlichen Ereignisse, Optionsausübungen oder Änderungen im indirekten Besitz in dieser Meldung berichtet.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person*
BRADSHAW RICHARD

(Last) (First) (Middle)
C/O UNITED COMMUNITY BANKS, INC.
200 EAST CAMPERDOWN WAY

(Street)
GREENVILLE SC 29601

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
UNITED COMMUNITY BANKS INC [ UCB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EVP, Chief Banking Officer
3. Date of Earliest Transaction (Month/Day/Year)
07/28/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 07/28/2025 S 1,594(1) D $30.94 78,417 D
Common Stock 07/28/2025 S 20(1) D $30.97 78,397 D
Common Stock 07/28/2025 S 2(1) D $30.95 78,395 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Reflects shares of United Community Banks, Inc. common stock sold pursuant to a 10b5-1 plan.
Remarks:
/s/ Melinda Davis Lux, Attorney in Fact 07/28/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many UCBI shares did EVP Richard Bradshaw sell?

He sold 1,616 shares of United Community Banks, Inc. common stock.

What was the average sale price of the UCBI shares?

Prices ranged from $30.94 to $30.97 per share.

What is Bradshaw’s remaining UCBI share ownership?

After the transactions, he directly owns 78,395 shares.

Was the sale part of a 10b5-1 trading plan?

Yes. The filing states the shares were sold pursuant to a Rule 10b5-1 plan.

Did the filing report any derivative security activity?

No. Table II shows no acquisitions or dispositions of derivative securities.

Does this insider sale materially affect UCBI’s ownership structure?

No. The sale represents roughly 2 % of Bradshaw’s prior holdings and is immaterial to total insider ownership.
United Community Banks Inc.

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