United Fire (UFCS) COO withholds stock to cover RSU tax bill

Rhea-AI Filing Summary

United Fire Group Inc Executive VP & COO Julie A. Stephenson reported a tax-related share disposition connected to restricted stock units. On the transaction date, 1,191 shares of common stock were withheld to satisfy tax liabilities upon RSU vesting, a non‑open‑market event. Following this withholding, her directly held common stock position was 54,744 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Stephenson Julie A

Role Executive VP & COO

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	1,191	$38.53	$46K

Holdings After Transaction: Common Stock — 54,744 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Stephenson Julie A

(Last) (First) (Middle)

118 2ND AVE SE

(Street)

CEDAR RAPIDS IA 52401

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITED FIRE GROUP INC [ UFCS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive VP & COO

3. Date of Earliest Transaction (Month/Day/Year)
02/21/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/21/2026		F(1)		1,191	D	$38.53	54,744	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents payment of tax liability by withholding shares incident to the vesting of restricted stock units ("RSU").

Remarks:

	Sarah Madsen, as attorney in fact for Stephenson Julie	02/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did United Fire (UFCS) executive Julie Stephenson report in this Form 4?

Julie A. Stephenson reported a tax-withholding disposition of 1,191 shares of United Fire common stock. The shares were withheld to cover taxes when restricted stock units vested, rather than sold on the open market, leaving her with 54,744 directly held shares.

Was the UFCS insider transaction by Julie Stephenson an open-market sale?

No, the transaction was not an open-market sale. It was coded as an "F" transaction, meaning shares were withheld to pay tax liabilities tied to vesting restricted stock units, rather than actively sold into the market by the executive.

How many United Fire (UFCS) shares were withheld for Julie Stephenson’s taxes?

A total of 1,191 common shares were withheld to satisfy Julie Stephenson’s tax liability upon vesting of restricted stock units. This reduced her reported direct holdings but reflects a standard administrative mechanism for handling equity award tax obligations.

How many UFCS shares does Julie Stephenson hold after the reported transaction?

After the tax-withholding disposition, Julie Stephenson directly holds 54,744 shares of United Fire common stock. This figure represents her remaining direct ownership position following the withholding of 1,191 shares to cover RSU-related tax obligations.

What does transaction code "F" mean in the UFCS Form 4 for Julie Stephenson?

Transaction code "F" indicates payment of a tax liability or exercise price by delivering or withholding securities. In this case, 1,191 United Fire shares were withheld when restricted stock units vested, covering taxes instead of using cash.