UFP Industries (NASDAQ: UFPI) CFO receives new phantom stock grant

Rhea-AI Filing Summary

COLE MICHAEL R reported acquisition or exercise transactions in this Form 4 filing.

UFP Industries Chief Financial Officer Michael R. Cole reported receiving a grant of 15 phantom stock units on common stock, valued at $92.12 per unit. These units were accrued under the Company’s Deferred Compensation Plan, are payable in shares of common stock, and bring his reported phantom stock holdings to 32,397 units.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider COLE MICHAEL R

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Phantom Stock Unit	15	$92.12	$1K

Holdings After Transaction: Phantom Stock Unit — 32,397 shares (Direct)

Footnotes (1)

1. 1 for 1 The phantom stock units were accrued under the Company's Deferred Compensation Plan and are payable in shares of the Company's common stock until the reporting person's death, disability or retirement.

Key Figures

Phantom stock units granted: 15 units Grant valuation price: $92.12 per unit Total phantom units after grant: 32,397 units +1 more

4 metrics

Phantom stock units granted 15 units Grant on 2026-03-31 to CFO Michael R. Cole

Grant valuation price $92.12 per unit Value per phantom stock unit on grant date

Total phantom units after grant 32,397 units Phantom stock holdings following this transaction

Conversion ratio 1 for 1 Each phantom unit payable in one common share

Key Terms

Phantom Stock Unit, Deferred Compensation Plan, grant/award acquisition, underlying security

4 terms

Phantom Stock Unit financial

"security_title: "Phantom Stock Unit""

Deferred Compensation Plan financial

"accrued under the Company's Deferred Compensation Plan"

A deferred compensation plan is an arrangement where an employer agrees to pay part of an employee’s pay or bonus at a later date instead of immediately, often to reduce current tax bills or to tie rewards to long-term performance. For investors it matters because these promises create future cash obligations and influence executive incentives and retention; they can affect a company’s reported liabilities, cash flow planning and the risk profile if the business faces financial trouble.

grant/award acquisition financial

"transaction_action: "grant/award acquisition""

underlying security financial

"underlying_security_title: "Common Stock""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

COLE MICHAEL R

(Last) (First) (Middle)

2801 EAST BELTLINE, N.E.

(Street)

GRAND RAPIDS MICHIGAN 49525

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UFP INDUSTRIES INC [ UFPI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock Unit	(1)	03/31/2026		A		15		(2)	(2)	Common Stock	15	$92.12	32,397	D

Explanation of Responses:

1. 1 for 1

2. The phantom stock units were accrued under the Company's Deferred Compensation Plan and are payable in shares of the Company's common stock until the reporting person's death, disability or retirement.

	Katherine L. Karel	04/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UFP Industries (UFPI) report for its CFO?

UFP Industries’ CFO Michael R. Cole received 15 phantom stock units as a compensation grant. The units are tied to the company’s common stock and were valued at $92.12 each, increasing his total reported phantom stock holdings to 32,397 units.

Was the UFPI CFO’s Form 4 transaction a stock purchase or sale?

The Form 4 shows an acquisition through a grant, not a market trade. Michael R. Cole received 15 phantom stock units as a compensation award, classified as a grant or other acquisition rather than an open-market buy or sell transaction.

How are the UFPI phantom stock units for the CFO settled?

The phantom stock units are accrued under UFP Industries’ Deferred Compensation Plan and are payable in shares of the company’s common stock. They are scheduled to be delivered upon the reporting person’s death, disability, or retirement, according to the disclosure footnote.

What is the conversion rate of UFPI phantom stock units to common stock?

Each phantom stock unit converts into one share of UFP Industries common stock. The filing footnote specifies a 1-for-1 relationship, meaning 15 phantom stock units correspond to 15 underlying shares when ultimately settled under the plan.

How many phantom stock units does the UFPI CFO hold after this grant?

After the reported grant, Michael R. Cole holds 32,397 phantom stock units. This total reflects the newly awarded 15 units added to his existing deferred compensation balance, all tied to UFP Industries common stock on a 1-for-1 basis at settlement.