Welcome to our dedicated page for U-Haul Holding Company SEC filings (Ticker: UHAL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The U-Haul Holding Company (NYSE: UHAL, UHAL.B) SEC filings page on Stock Titan brings together the company’s regulatory disclosures, including Forms 10-K, 10-Q, 8-K, proxy statements and other submissions. U-Haul Holding Company, a Nevada corporation, reports on its Moving and Storage, Property and Casualty Insurance, and Life Insurance segments, giving investors a structured view of how its moving, self-storage and insurance activities perform over time.
In its periodic reports, the company presents consolidated revenues by major product lines such as self-moving equipment rentals, self-storage, product and service sales, property management fees, life insurance premiums, property and casualty insurance premiums, net investment and interest income, and other revenue. Segment tables show earnings from operations for Moving and Storage, property and casualty insurance and life insurance, along with eliminations. Additional disclosures detail depreciation, gains and losses on disposals of rental equipment and real estate, and self-storage portfolio statistics including unit counts, rentable square footage and occupancy rates.
Current reports on Form 8-K provide timely information on events such as quarterly earnings releases, dividend declarations, the filing of prospectus supplements for fixed rate secured notes under shelf registration statements, and the results of annual stockholder meetings. Definitive proxy statements (DEF 14A) describe proposals submitted to stockholders, including director elections, auditor ratification and stock option plans, and outline governance practices and executive compensation information.
On Stock Titan, AI-powered tools can help interpret these filings by summarizing key points, highlighting segment trends, and clarifying complex tables and definitions. Users can quickly locate quarterly 10-Q and annual 10-K reports, review 8-K announcements related to financial results or financing activities, and examine proxy materials, all while using AI summaries to understand how U-Haul Holding Company’s disclosures relate to its moving, self-storage and insurance businesses.
U-Haul Holding Company filed a current report to note that it has released financial results for the quarter ended December 31, 2025. The company issued a press release on February 4, 2026, and furnished that release as Exhibit 99.1, rather than treating it as formally filed with regulators.
U-Haul Holding Company reported higher revenue but sharply weaker profits for the quarter and nine months ended December 31, 2025. Quarterly revenue rose slightly to $1.42 billion from $1.39 billion, yet the company posted a net loss of $37 million versus net earnings of $67 million a year earlier.
The swing to loss was driven by significantly higher operating costs, especially depreciation of $325 million versus $246 million, and higher interest expense of $96 million versus $81 million. For the first nine months, revenue increased to $4.77 billion, but net earnings fell to $211 million from $449 million as costs, depreciation, and interest outpaced growth.
Total assets increased to $21.6 billion and stockholders’ equity to $7.74 billion, reflecting continued heavy capital investment of $2.6 billion in property, plant and equipment. Operating cash flow remained solid at $1.39 billion, while total debt rose to $8.02 billion, increasing ongoing interest costs.
U-Haul Holding Co advisory board member Laurence J. De Respino has filed an initial insider ownership report. The filing shows beneficial ownership of 1,000 shares of U-Haul Holding Co Series N Common Stock, held directly. This establishes his reported equity stake as an advisory board member but does not reflect any recent purchase or sale, only the shares he beneficially owns as of the reported date.
U-Haul Holding Company filed a prospectus supplement to its effective shelf registration statement covering $13,673,700 of Fixed Rate Secured Notes Series UIC-14N, 15N, 16N, 18N, 20N, 21N, 22N, 23N, 24N, 25N, 26N, 31N, 34N, 35N, 36N, 37N, 38N, 39N, 40N and 41N. These notes are issued under the company’s existing Form S-3 registration, allowing it to access capital through secured debt. The company also filed a legal opinion from DLA Piper LLP (US) confirming the validity of the notes, together with the related consent, as exhibits to this report.
U-Haul Holding Company is offering up to $13,673,700 aggregate principal amount of Fixed Rate Secured Notes through its U-Haul Investors Club. The notes are issued in up to 20 series, each with sub-series carrying different fixed terms from 2 to 8 years and interest rates ranging from 5.00% to 5.30%. The notes are fully amortizing, with principal and interest credited every three months to investors’ U-Haul Investors Club accounts.
The notes are secured by specific U-Haul equipment, including utility dollies, furniture pads and wooden U-Box containers, but each series is separately secured, not cross-collateralized. U-Haul may substitute or remove collateral under certain conditions, and the collateral’s value can decline over time. The notes are structurally subordinated to subsidiary creditors, may be redeemed at par plus accrued interest at U-Haul’s option, are unrated, will not be listed on any exchange, and are only transferable in limited private transactions between club members, making them an illiquid, hold-to-maturity investment.
U-Haul Holding Company has filed an automatic shelf registration statement on Form S-3ASR that includes $13,673,700 aggregate principal amount of unsold Fixed Rate Secured Notes Series UIC-14N, 15N, 16N, 18N, 20N, 21N, 22N, 23N, 24N, 25N, 26N, 31N, 34N, 35N, 36N, 37N, 38N, 39N, 40N and 41N as carry-forward securities from a prior registration. This filing also replaces the company’s existing Form S-3 registration statement, which will terminate upon effectiveness of the new one.
The automatic shelf allows U-Haul to offer and sell, from time to time, debt securities, voting and non-voting common stock, and preferred stock, with specific terms and pricing to be detailed in future prospectus supplements. The company indicates that net proceeds from any such offerings would generally be used for broad corporate purposes, and may be sold through underwriters, dealers, agents, or directly to investors on a continuous or delayed basis.
U-Haul Holding Co director and 10% owner Mark V. Shoen filed a Form 4 reporting a transaction in the company’s Series N Common Stock on 11/20/2025. The filing shows a disposition of 4,578 shares of Series N Common Stock at a reported price of $0 under transaction code G, with 186,013 Series N shares beneficially owned indirectly through the Shoen Family Revocable Trust after the transaction.
The form also lists substantial additional indirect holdings, including 425,196 Series N shares held by the MVS-029 Trust and 8,150,658 Series N shares held by Blackwater Investments, Inc. Other indirect holdings are reported through Willow Grove Holdings LP, EJS-028 Trust, Clarendon Strategies, LLC and SAC Holding Corporation, reflecting a significant aggregate beneficial ownership position tied to various trusts and entities associated with the reporting person.
U-Haul Holding Company furnished a press release announcing its financial results for the quarter ended September 30, 2025. The release, provided as Exhibit 99.1, was furnished under Item 2.02 and is not deemed filed under Section 18 of the Exchange Act or incorporated by reference unless expressly stated.
The company’s common stock trades on the NYSE under UHAL, and its Series N Non‑Voting Common Stock trades under UHAL.B.
U-Haul Holding Company reported higher revenue but significantly lower profit for the quarter ended September 30, 2025. Total revenues rose to $1.72 billion from $1.66 billion a year earlier, driven mainly by growth in self-moving equipment rentals and self-storage, which reached $1.11 billion and $246.3 million, respectively.
Despite this, net earnings available to common stockholders fell to $105.6 million from $186.8 million. Basic and diluted earnings per share of Common Stock declined to $0.49 from $0.91, while Series N Non-Voting Common Stock earnings per share dropped to $0.54 from $0.96. The six-month period showed a similar pattern, with revenues increasing to $3.35 billion but net earnings decreasing to $247.9 million from $382.2 million.
Profitability was pressured by higher costs, particularly depreciation of $340.6 million for the quarter and $644.6 million for six months, along with increased interest expense of $90.3 million for the quarter. Even with heavy capital expenditures of $1.91 billion year-to-date, the company generated strong operating cash flow of $1.15 billion and ended the period with $1.08 billion in cash and cash equivalents and total stockholders' equity of $7.77 billion.
SHOEN EDWARD J reported open-market purchase transactions in a Form 4 filing for UHAL. The filing lists transactions totaling 229,515 shares. Following the reported transactions, holdings were 8,150,658 shares.