Planned 1,250-share UMBF sale and recent Kemper trust sales (NASDAQ: UMBF)

Rhea-AI Filing Summary

UMB Financial (UMBF) filed a Form 144 notice for a planned sale of 1,250 shares of common stock through Capital Institutional Services on the NASDAQ, with an aggregate market value of $159,087.50. The issuer had 75,954,660 shares outstanding in connection with this notice.

The shares trace back to a larger block of 291,643 common shares acquired as a gift on 12/31/1971 from R.C. Kemper, Sr., who acquired them on 12/31/1965. The filing also lists multiple recent sales of UMBF common stock by several Kemper-related trusts and foundations over the prior three months, including a 15,367‑share sale by the R C Kemper Marital Trust.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common Stock	Capital Institutional Services 1700 Pacific Ave. Suite 1000 Dallas TX 75201	1250	159087.50	75954660	02/02/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common Stock	12/31/1971	Gift	R.C. Kemper, Sr.		12/31/1965	291643		NA

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	11/03/2025	1250	132699.25
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	11/03/2025	2550	270706.47
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	11/03/2025	576	61147.81
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	01/02/2026	1250	143999.25
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	01/02/2026	2550	293758.47
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	01/02/2026	576	66354.85
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	12/01/2025	576	64274.00
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	12/01/2025	1250	284546.34
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	12/01/2025	2550	284546.34
R C Kemper Marital Trust 1010 Grand Boulevard Kansas City MO 64106	Common Stock	12/08/2025	15367	1760807.72

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the UMBF Form 144 filing disclose?

The Form 144 for UMB Financial (UMBF) discloses a planned sale of 1,250 shares of common stock. It also details how the shares were originally acquired and lists several recent common stock sales by Kemper-related trusts and foundations over the past three months.

How many UMBF shares are planned to be sold under this Form 144?

The notice covers a planned sale of 1,250 shares of UMBF common stock through Capital Institutional Services. The filing lists an aggregate market value of $159,087.50 for this block, with UMBF shares trading on the NASDAQ at the time of the notice.

When were the UMBF shares originally acquired for this planned sale?

The 1,250 shares planned for sale come from a larger position of UMB Financial common stock acquired on 12/31/1971 by gift. The donor, R.C. Kemper, Sr., originally acquired those shares on 12/31/1965, according to the Form 144 disclosure.

How many UMBF shares were outstanding in this Form 144 notice?

The Form 144 states that 75,954,660 shares of UMBF common stock were outstanding in connection with this notice. This figure provides context for the planned 1,250‑share sale, showing the relative size of the transaction versus the total share count.

Which Kemper-related entities recently sold UMBF shares and in what amounts?

Recent sellers include R C Kemper Charitable Trust and Foundation, R C Kemper Jr Charitable Trust and Foundation, Bebe & Crosby Kemper Foundation for the Arts, and the R C Kemper Marital Trust, with individual transactions ranging from 576 shares to 15,367 shares of common stock.

What proceeds were generated by recent UMBF stock sales by Kemper trusts?

The filing lists multiple transactions, such as the R C Kemper Marital Trust selling 15,367 shares of UMBF common stock on 12/08/2025 for $1,760,807.72. Other Kemper-related trusts and foundations also reported six-figure gross proceeds from smaller sales during November 2025 through January 2026.