Planned sale of 576 UMBF shares and recent Kemper trust sales

Rhea-AI Filing Summary

A holder of the issuer’s common stock filed a notice of proposed sale of 576 shares, with an aggregate market value of 73307.52. The shares are part of 75,954,660 common shares outstanding and are expected to be sold around 02/02/2026 on NASDAQ through Capital Institutional Services.

The securities being sold were originally acquired as a gift of 173,627 common shares on 04/18/2008 from R.C. Kemper, Jr.. The filing also lists recent sales by several Kemper charitable and marital trusts, including transactions such as 15,367 common shares sold for 1,760,807.72 on 12/08/2025.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common Stock	Capital Institutional Services 1700 Pacific Ave. Suite 1000 Dallas TX 75201	576	73307.52	75954660	02/02/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common Stock	04/18/2008	Gift	R.C. Kemper, Jr.		01/05/1970	173627		NA

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	11/03/2025	1250	132699.25
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	11/03/2025	2550	270706.47
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	11/03/2025	576	61147.81
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	01/02/2026	1250	143999.25
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	01/02/2026	2550	293758.47
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	01/02/2026	576	66354.85
Bebe & Crosby Kemper Foundation for the Arts 1010 Grand Boulevard Kansas City MO 64106	Common Stock	12/01/2025	576	64274.00
R C Kemper Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	12/01/2025	1250	284546.34
R C Kemper Jr Charitable Trust and Foundation 1010 Grand Boulevard Kansas City MO 64106	Common Stock	12/01/2025	2550	284546.34
R C Kemper Marital Trust 1010 Grand Boulevard Kansas City MO 64106	Common Stock	12/08/2025	15367	1760807.72

144: Remarks and Signature

Remarks

Date of Notice

Date of Plan Adoption or Giving of Instruction, If Relying on Rule 10b5-1

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

How many UMBF common shares are proposed to be sold in this Form 144?

The notice covers a proposed sale of 576 shares of common stock. These shares have an aggregate market value of 73307.52 and are planned to be sold on NASDAQ around 02/02/2026 through Capital Institutional Services.

How many UMBF shares are outstanding compared with the planned Form 144 sale?

The issuer has 75,954,660 common shares outstanding. The Form 144 covers a proposed sale of 576 shares, a very small portion of the outstanding total, to be sold on NASDAQ via Capital Institutional Services.

How and when were the UMBF shares in this Form 144 originally acquired?

The common stock was acquired as a gift of 173,627 shares on 04/18/2008. The donor was R.C. Kemper, Jr., and the filing notes the donor originally acquired the securities on 01/05/1970.

Which broker will handle the proposed UMBF share sale in this Form 144?

The proposed sale will be handled by Capital Institutional Services. The broker’s address is listed as 1700 Pacific Ave., Suite 1000, Dallas, TX 75201, and the shares are expected to be sold on the NASDAQ market.

What recent UMBF stock sales by Kemper-related trusts are disclosed?

The filing lists several recent sales by Kemper charitable and marital trusts. One example is 15,367 common shares sold by the R C Kemper Marital Trust on 12/08/2025 for gross proceeds of 1,760,807.72.

Does the Form 144 include a representation about non-public adverse information?

Yes. The person for whose account the securities are to be sold represents by signing that they do not know any non-public, material adverse information about the issuer’s current or prospective operations related to the securities being sold.