Insider at UMB Financial (NASDAQ: UMBF) plans Rule 144 sale of 3,556 shares

Rhea-AI Filing Summary

UMB Financial Corp insider plans to sell common stock under Rule 144. The notice covers 3,556 common shares to be sold through Merrill at an aggregate market value of 458161.15, with an approximate sale date of 02/13/2026 on the NASDAQ.

The shares come from multiple restricted stock vesting events between 01/29/2024 and 02/10/2026, including lots such as 875 shares on 01/27/2025 and 836 shares on 07/29/2024. UMB Financial Corp had 75,954,660 shares outstanding at the time referenced.

Insights

Equity capital markets analyst

Routine Rule 144 notice for planned insider stock sale.

This filing outlines a planned sale of 3,556 UMB Financial common shares under Rule 144. The shares are to be sold on NASDAQ through Merrill, with an aggregate market value of 458161.15 and an approximate sale date of 02/13/2026.

The stock to be sold stems from restricted stock vesting grants acquired between 01/29/2024 and 02/10/2026, reflecting equity compensation rather than open‑market purchases. Prior sales over the past three months are not listed in the excerpt, suggesting this is the primary disclosed planned sale in that period.

Given total shares outstanding of 75,954,660, this transaction represents a small fraction of the equity base. Its impact depends on execution and market conditions, but the size relative to total shares suggests a routine liquidity event rather than a transformational ownership change.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
common	Merrill 8890 Lyra Dr 5th flr Columbus OH 43240	3556	458161.15	75954660	02/13/2026	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
common	01/29/2024	Restricted stock vest	UMB FInancial Corp			777	01/29/2024	NA
common	02/10/2024	Restricted stock vest	UMB FInancial Corp			164	02/10/2024	NA
common	02/11/2024	Restricted stock vest	UMB FInancial Corp			203	02/11/2024	NA
common	02/12/2024	Restricted stock vest	UMB FInancial Corp			117	02/12/2024	NA
common	07/29/2024	Restricted stock vest	UMB FInancial Corp			836	07/29/2024	NA
common	01/27/2025	Restricted stock vest	UMB FInancial Corp			875	01/27/2025	NA
common	02/12/2025	Restricted stock vest	UMB FInancial Corp			40	02/12/2025	NA
common	02/07/2026	Restricted stock vest	UMB FInancial Corp			201	02/07/2026	NA
common	02/09/2026	Restricted stock vest	UMB FInancial Corp			206	02/09/2026	NA
common	02/10/2026	Restricted stock vest	UMB FInancial Corp			137	02/10/2026	NA

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 filing for UMBF disclose?

The Form 144 discloses a planned sale of 3,556 UMB Financial common shares. The shares are expected to be sold on NASDAQ through Merrill, with an aggregate market value of 458161.15, under Rule 144 for resales of restricted or control securities.

How many UMBF shares are planned to be sold under this Rule 144 notice?

The notice covers a planned sale of 3,556 common shares of UMB Financial Corp. These shares will be sold through Merrill, with NASDAQ named as the exchange, and represent a small portion of the company’s 75,954,660 shares outstanding referenced in the document.

What is the source of the UMBF shares being sold on Form 144?

The shares come from restricted stock that vested over time at UMB Financial Corp. Vesting dates range from 01/29/2024 to 02/10/2026, reflecting equity compensation grants rather than open‑market purchases, with multiple individual vesting amounts listed in the filing.

What is the approximate sale date and market value for the UMBF Form 144 sale?

The filing lists an approximate sale date of 02/13/2026 for the 3,556 shares. The aggregate market value for this planned transaction is shown as 458161.15, with NASDAQ named as the exchange where the common stock will be sold.

How does the planned UMBF share sale compare to total shares outstanding?

The filing notes 75,954,660 UMB Financial common shares outstanding. The planned sale of 3,556 shares therefore represents a very small fraction of the total equity base, indicating a modest transaction size in relation to overall capitalization.

Which broker is handling the UMBF shares in this Form 144 filing?

Merrill is listed as the broker for the planned UMB Financial share sale. The address provided is 8890 Lyra Dr, 5th floor, Columbus, OH 43240, and NASDAQ is specified as the securities exchange for executing the sale of the common shares.