Director adds 786 UMB Financial (UMBF) shares via reinvestment

Rhea-AI Filing Summary

UMB Financial Corporation director Tamara Peterman acquired 786 shares of common stock on 01/30/2026 at $127.14 per share. The filing notes these holdings include shares gained through participation in UMB Financial Corporation’s dividend reinvestment plan.

After this transaction, Peterman beneficially owned a total of 9,947.5618 shares of UMB Financial common stock in direct form.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Peterman Tamara

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	786	$127.14	$100K

Holdings After Transaction: Common Stock — 9,947.562 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Peterman Tamara

(Last) (First) (Middle)

3901 RAINBOW BOULEVARD

(Street)

KANSAS CITY KS 66160

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A		786	A	$127.14	9,947.5618(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through participation in the UMB Financial Corporation dividend reinvestment plan.

	/s/ Debbie Lanemann by POA from Ms. Peterman	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UMB Financial (UMBF) report for Tamara Peterman?

UMB Financial reported that director Tamara Peterman acquired 786 shares of common stock. The transaction occurred on January 30, 2026 and was coded as an acquisition, reflecting additional ownership in the company’s stock.

At what price did Tamara Peterman acquire UMB Financial (UMBF) shares?

Tamara Peterman acquired 786 UMB Financial common shares at $127.14 per share. This price comes directly from the Form 4 transaction table and reflects the value used to report the share acquisition.

How many UMB Financial (UMBF) shares does Tamara Peterman own after the transaction?

Following the reported acquisition, Tamara Peterman beneficially owns 9,947.5618 UMB Financial common shares. This total, listed in the Form 4, represents her direct ownership after including the new 786-share purchase.

What role does Tamara Peterman hold at UMB Financial (UMBF)?

Tamara Peterman is reported as a director of UMB Financial Corporation. The Form 4 identifies her relationship to the issuer by checking the director box, with no officer or 10% owner status indicated in the filing.

How were some of Tamara Peterman’s UMB Financial (UMBF) shares acquired?

The Form 4 notes that her holdings include shares acquired through participation in UMB Financial Corporation’s dividend reinvestment plan. This means part of her position has been built by automatically reinvesting cash dividends into additional shares.

Is Tamara Peterman’s UMB Financial (UMBF) ownership reported as direct or indirect?

Her 9,947.5618 UMB Financial common shares are reported as held in direct ownership form. The Form 4 designates the ownership type as “D,” and no indirect ownership entity or special nature of ownership is listed.