UMB Financial Corp (UMBF) executive sells 4,145 shares at $148

Rhea-AI Filing Summary

UMB Financial Corp Executive Vice President Uma Wilson reported selling 4,145 shares of Common Stock on August 4, 2026 at $148 per share in a sale described as an open market or private transaction. After this sale, Wilson directly holds 20,269.9167 shares and indirectly holds 294.876 shares through an ESOP. The transaction is not reported as being made under a Rule 10b5-1 trading plan.

Insider Trade Summary

Net Seller: 4,145 shares

Net Sell 2 txns

Insider Wilson Uma

Role Executive Vice President

Sold 4,145 shs ($613K)

Type	Security	Shares	Price	Value
Sale	Common Stock	4,145	$148.00	$613K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 20,269.9167 shares (Direct); Common Stock — 294.876 shares (Indirect, By ESOP)

Key Figures

Shares sold: 4,145 shares Sale price per share: $148.00 Direct holdings after sale: 20,269.9167 shares +2 more

5 metrics

Shares sold 4,145 shares Common Stock sale on August 4, 2026

Sale price per share $148.00 Common Stock transaction on August 4, 2026

Direct holdings after sale 20,269.9167 shares Direct Common Stock ownership following the reported sale

Indirect ESOP holdings 294.8760 shares Common Stock held indirectly by ESOP after the transaction

Net insider share change -4,145 shares Net shares sold across reported non-derivative transactions

Key Terms

Executive Vice President, ESOP, open market or private transaction

3 terms

Executive Vice President financial

"Reporting person serves as Executive Vice President"

An executive vice president is a high-ranking leader within a company who oversees major parts of its operations or strategies. Think of them as senior managers responsible for important areas, similar to a vice principal in a school hierarchy. Their role matters to investors because they help guide the company's success and decision-making at the top level.

ESOP financial

"Indirect ownership nature is listed as By ESOP"

An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

open market or private transaction financial

"Code description states Sale in open market or private transaction"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/04/2026 - 05:35 PM Accepted by SEC EDGAR 08/04/2026 - 05:35 PM Learn about SEC filing dates

FAQ

What insider transaction did UMBF executive Uma Wilson report?

Executive Vice President Uma Wilson sold 4,145 shares of UMB Financial Corp Common Stock on August 4, 2026 at $148 per share in a sale described as an open market or private transaction.

How many UMBF shares did Uma Wilson sell and at what price?

Uma Wilson reported selling 4,145 shares of UMB Financial Corp Common Stock at $148.00 per share on August 4, 2026, according to the Form 4 insider trading report.

How many UMBF shares does Uma Wilson own after the reported sale?

Following the sale, Uma Wilson directly owns 20,269.9167 shares of UMB Financial Corp Common Stock and indirectly holds 294.876 shares through an ESOP, as reported in the Form 4.

Was Uma Wilson’s UMBF share sale under a Rule 10b5-1 plan?

The Form 4 indicates the transaction is not reported under a Rule 10b5-1 trading plan, as the Rule 10b5-1 checkbox is not affirmed for this sale.

What type of transaction code was used for Uma Wilson’s UMBF trade?

The transaction is coded as “S”, described as a sale in open market or private transaction, covering 4,145 shares of UMB Financial Corp Common Stock on August 4, 2026.

Does Uma Wilson hold any UMBF shares indirectly through an ESOP?

Yes. The Form 4 shows an indirect position of 294.876 shares of UMB Financial Corp Common Stock, held “By ESOP”, in addition to Wilson’s direct holdings.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wilson Uma

(Last) (First) (Middle)

1010 GRAND BLVD.

(Street)

KANSAS CITY MISSOURI 64106

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	08/04/2026		S		4,145	D	$148	20,269.9167	D
Common Stock								294.876	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Jason Bartel, attorney-in-fact for Ms. Wilson	08/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)