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UMB Financial (UMBF) institutional banking president reports new stock awards

Filing Impact
(Neutral)
Filing Sentiment
(Negative)
Form Type
4

Rhea-AI Filing Summary

UMB Financial Corp President, Institutional Banking, Mason Phillip James reported equity compensation-related transactions in company stock. On February 9, 2026, he acquired 1,691 shares of common stock at $0 per share, reflecting dividends earned upon vesting of restricted stock units. On February 7, 2026, 241 shares were withheld at $134.32 per share in a transaction coded “F,” typically used for tax withholding on equity awards. After these transactions, he directly held 9,974.419 shares of common stock and indirectly held 851.896 shares through a 401(k) and 228.985 shares through an account labeled ESO{P.

Positive

  • None.

Negative

  • None.
Insider Mason Phillip James
Role President, Inst. Banking
Type Security Shares Price Value
Grant/Award Common Stock 1,691 $0.00 --
Tax Withholding Common Stock 241 $134.32 $32K
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 9,974.419 shares (Direct); Common Stock — 851.896 shares (Indirect, 401(k))
Footnotes (1)
  1. Reflects dividends earned upon vesting of the underlying restricted stock unit. These restricted share units vest: 33% on February 9, 2027; 33% February 9, 2028; and 34% on February 9, 2029.
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Mason Phillip James
(Last) (First) (Middle)
1010 GRAND BLVD.
(Street)
KANSAS CITY MO 64106
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
President, Inst. Banking
3. Date of Earliest Transaction (Month/Day/Year)
02/07/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 02/07/2026 F 241 D $134.32 8,277.419(1) D
Common Stock 02/09/2026 A 1,691(2) A $0 9,974.419 D
Common Stock 851.896 I 401(k)
Common Stock 228.985 I ESO{P
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Reflects dividends earned upon vesting of the underlying restricted stock unit.
2. These restricted share units vest: 33% on February 9, 2027; 33% February 9, 2028; and 34% on February 9, 2029.
/s/ Jason Bartel, attorney-in-fact for Mr. Mason 02/10/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What insider stock transactions did UMBF executive Mason Phillip James report?

Mason Phillip James reported routine equity compensation transactions in UMB Financial Corp common stock. He acquired 1,691 shares at $0 per share from restricted stock units and had 241 shares withheld at $134.32 per share, commonly associated with tax withholding on vesting.

How many UMBF shares does Mason Phillip James own after the reported Form 4 transactions?

After the reported transactions, Mason Phillip James directly owned 9,974.419 UMB Financial Corp common shares. He also indirectly held 851.896 shares through a 401(k) and 228.985 shares through an account labeled ESO{P, reflecting additional beneficial ownership outside his direct holdings.

What does the acquired 1,691 UMBF shares at $0 represent for Mason Phillip James?

The 1,691 UMB Financial Corp shares at $0 represent restricted stock units and related dividends that vested on February 9, 2026. This reflects stock-based compensation rather than an open-market purchase, aligning the executive’s interests with long-term company performance.

What is the significance of the 241 UMBF shares at $134.32 reported by Mason Phillip James?

The 241 UMB Financial Corp shares at $134.32 were reported with transaction code “F,” which is commonly used for shares withheld to cover taxes on vested equity awards. This reduces net shares delivered but does not reflect a discretionary open-market sale.

What role does Mason Phillip James hold at UMB Financial Corp (UMBF)?

Mason Phillip James serves as President, Institutional Banking at UMB Financial Corp. His Form 4 filing details changes in his beneficial ownership of UMBF common stock arising from the vesting of restricted stock units and associated tax-withholding activity.

How are Mason Phillip James’s indirect UMBF share holdings structured?

In addition to directly held shares, Mason Phillip James reported indirect ownership of 851.896 UMB Financial Corp shares through a 401(k) plan and 228.985 shares through an account labeled ESO{P, indicating additional retirement or employee-related stock program exposure.