At what price was the UMBF share grant to the director valued?

The 116-share grant to the UMB Financial director was valued at $129.24 per share . This price reflects the value used in the Form 4 for reporting the compensation-related stock award.

Does the UMBF Form 4 show any share sales by the director?

The Form 4 shows no share sales by the director. It reports only one non-derivative transaction: a grant of 116 common shares classified as a grant, award, or other acquisition.

UMB Financial (UMBF) director granted 116 shares in stock award

Q: Was the UMBF director’s transaction an open-market purchase or a grant?

The transaction was a grant or award acquisition , not an open-market purchase. It is coded as “A” on the Form 4, indicating shares received as compensation rather than bought on the open market.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Williams Leroy James Jr reported acquisition or exercise transactions in this Form 4 filing.

UMB Financial Corp director Leroy James Williams Jr received a grant of 116 shares of UMB Financial common stock as a compensation award. The shares were valued at $129.24 per share on the transaction date. Following this grant, he directly owns 7,696.3946 shares of the company’s common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Williams Leroy James Jr

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	116	$129.24	$15K

Holdings After Transaction: Common Stock — 7,696.395 shares (Direct, null)

Footnotes (1)

Key Figures

Shares granted: 116 shares Grant value per share: $129.24 per share Total holdings after grant: 7,696.3946 shares +1 more

4 metrics

Shares granted 116 shares Non-derivative stock grant to director

Grant value per share $129.24 per share Reported transaction price for the grant

Total holdings after grant 7,696.3946 shares Director’s direct ownership following transaction

Transaction date May 1, 2026 Date of non-derivative stock grant

Key Terms

Common Stock, Grant, award, or other acquisition, non-derivative, direct ownership

4 terms

Common Stock financial

"security_title: "Common Stock" for the reported transaction"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

non-derivative financial

"transaction_type: "non-derivative" for the stock grant"

direct ownership financial

"ownership_type: "direct" with code "D" for the holdings"

Form 4 Insider Transactions: What Each Field Means →

05/04/2026 - 06:12 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Williams Leroy James Jr

(Last)

(First)

(Middle)

CYBERTEKIQ CONSULTING, LLC

47029 SILVER FIR ST.

(Street)

PARKER

COLORADO

80138

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	05/01/2026		A		116	A	$129.24	7,696.3946	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

	/s/ Debbie A. Lanemann by POA from Mr. Williams	05/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did UMBF director Leroy James Williams Jr report?

Director Leroy James Williams Jr reported receiving 116 shares of UMB Financial common stock as a grant. This was recorded as a non-derivative award acquisition on the Form 4 insider trading report.

How many UMBF shares does the director hold after this grant?

After the 116-share grant, director Leroy James Williams Jr directly holds 7,696.3946 shares of UMB Financial common stock. This total includes the newly granted shares as reported in the Form 4 filing.

Was the UMBF director’s transaction an open-market purchase or a grant?

The transaction was a grant or award acquisition, not an open-market purchase. It is coded as “A” on the Form 4, indicating shares received as compensation rather than bought on the open market.