Director Murphy adds 786 UMB Financial (UMBF) shares

Rhea-AI Filing Summary

UMB Financial Corp director Timothy R. Murphy reported acquiring 786 shares of common stock on January 30, 2026 at $127.14 per share. Following this transaction, he directly beneficially owned 27,460 shares of UMB Financial common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Murphy Timothy R.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	786	$127.14	$100K

Holdings After Transaction: Common Stock — 27,460 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Murphy Timothy R.

(Last) (First) (Middle)

3521 W. 87TH ST.

(Street)

LEAWOOD KS 66206

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A		786	A	$127.14	27,460	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Debbie Lanemann, POA from Mr. Murphy	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UMB Financial (UMBF) report for Timothy R. Murphy?

UMB Financial reported that director Timothy R. Murphy acquired 786 shares of common stock. The shares were acquired on January 30, 2026 at $127.14 per share, increasing his directly held position to 27,460 shares.

At what price were the new UMB Financial (UMBF) shares acquired?

The newly acquired UMB Financial shares were reported at a price of $127.14 per share. This price applies to the 786 common shares acquired on January 30, 2026, as disclosed in the insider transaction filing.

How many UMB Financial (UMBF) shares does Timothy R. Murphy now own?

After the reported transaction, Timothy R. Murphy beneficially owns 27,460 UMB Financial common shares directly. This total reflects his holdings following the acquisition of 786 additional shares on January 30, 2026, as shown in the Form 4 filing.

What is the transaction code used in this UMB Financial (UMBF) Form 4?

The Form 4 lists the transaction code as “A,” indicating an acquisition of securities. This code applies to the 786 UMB Financial common shares acquired on January 30, 2026 at a reported price of $127.14 per share.

Is the UMB Financial (UMBF) insider ownership held directly or indirectly?

The filing shows that Timothy R. Murphy’s 27,460 UMB Financial common shares are held with direct ownership. The ownership form is marked “D” for direct, and no nature of indirect beneficial ownership is indicated in the reported transaction.