Director Susan Murphy buys 786 UMB Financial (UMBF) shares

Rhea-AI Filing Summary

UMB Financial Corp director Susan G. Murphy reported acquiring common stock in the company. On January 30, 2026, she acquired 786 shares of UMB Financial Corp common stock at a price of $127.14 per share, bringing her direct holdings to 11,896 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Murphy Susan G

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	786	$127.14	$100K

Holdings After Transaction: Common Stock — 11,896 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Murphy Susan G

(Last) (First) (Middle)

1010 GRAND BLVD

(Street)

KANSAS CITY MO 64106

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A		786	A	$127.14	11,896	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Debbie Lanemann, POA from Ms. Murphy	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider trade did UMBF director Susan G. Murphy report?

Director Susan G. Murphy reported acquiring 786 shares of UMB Financial Corp common stock. The transaction occurred on January 30, 2026 at a price of $127.14 per share, increasing her directly held position to a total of 11,896 shares after the purchase.

When did the reported UMBF insider transaction take place?

The reported UMB Financial Corp insider transaction took place on January 30, 2026. On that date, director Susan G. Murphy acquired 786 shares of the company’s common stock, at a reported transaction price of $127.14 per share, as disclosed in the Form 4 filing.

How many UMB Financial (UMBF) shares does Susan G. Murphy own after the trade?

After the reported transaction, Susan G. Murphy beneficially owns 11,896 shares of UMB Financial Corp common stock. This total reflects her direct ownership following the acquisition of 786 additional shares on January 30, 2026 at a price of $127.14 per share.

Was the January 30, 2026 UMBF insider transaction a purchase or sale?

The January 30, 2026 UMB Financial Corp insider transaction was a purchase. Director Susan G. Murphy acquired 786 shares of common stock at a reported price of $127.14 per share, increasing her directly held beneficial ownership to 11,896 shares after the transaction.

How is Susan G. Murphy related to UMB Financial Corp in this Form 4?

In this Form 4, Susan G. Murphy is identified as a director of UMB Financial Corp. The filing indicates the form is filed by one reporting person and shows her direct ownership of 11,896 common shares following the January 30, 2026 share acquisition transaction.