UMB Financial (NASDAQ: UMBF) director adds shares through stock award

Rhea-AI Filing Summary

UMB Financial Corp director Tamara Peterman received a small stock award, increasing her direct holdings. On May 1, 2026, she acquired 116 shares of UMB Financial common stock at a reported value of $129.24 per share as a grant or award, not an open-market purchase. After this transaction, she directly holds 10,255.4635 shares of common stock. A footnote explains that this total includes shares acquired through participation in UMB Financial Corporation’s dividend reinvestment plan.

Insights

Equity compensation analyst

Routine director stock award modestly increases holdings.

Director Tamara Peterman acquired 116 shares of UMB Financial Corp common stock as a grant or award at a reference value of $129.24 per share. This is classified as a non-derivative acquisition under a Form 4 insider report.

The filing shows her direct ownership rising to 10,255.4635 shares after the award, indicating a relatively small increment to an existing equity position. The footnote notes that this total includes shares accumulated through a dividend reinvestment plan, underscoring an ongoing, programmatic ownership build rather than a one-time market trade.

No derivative positions are reported in the derivative summary, and there are no open-market buys or sells in this filing. Overall, the transaction appears to be a routine element of director compensation and dividend reinvestment, with limited standalone impact on the broader investment view of UMB Financial Corp.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Peterman Tamara

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	116	$129.24	$15K

Holdings After Transaction: Common Stock — 10,255.464 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Shares awarded: 116 shares Grant price: $129.24 per share Shares owned after: 10,255.4635 shares

3 metrics

Shares awarded 116 shares Non-derivative grant on May 1, 2026

Grant price $129.24 per share Reported value for common stock award

Shares owned after 10,255.4635 shares Direct common stock holdings following transaction

Key Terms

Form 4, dividend reinvestment plan, grant/award acquisition

3 terms

Form 4 regulatory

"The Form 4 classifies this as a non-derivative acquisition"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

dividend reinvestment plan financial

"Includes shares acquired through participation in the UMB Financial Corporation dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

grant/award acquisition financial

"she acquired 116 shares of UMB Financial common stock as a grant or award"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Peterman Tamara

(Last) (First) (Middle)

3901 RAINBOW BOULEVARD

(Street)

KANSAS CITY KANSAS 66160

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/01/2026		A		116	A	$129.24	10,255.4635(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through participation in the UMB Financial Corporation dividend reinvestment plan.

	/s/ Debbie Lanemann by POA from Ms. Peterman	05/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UMBF director Tamara Peterman report?

Tamara Peterman reported acquiring 116 shares of UMB Financial Corp common stock as a grant or award. The Form 4 classifies this as a non-derivative acquisition, not an open-market purchase, reflecting routine equity compensation rather than a discretionary stock buy or sale.

At what price were the awarded UMBF shares valued in the Form 4?

The 116 awarded UMB Financial Corp shares were reported at a value of $129.24 per share. This figure typically reflects a grant or reference price for compensation reporting purposes, rather than a price paid in a standard open-market purchase transaction on an exchange.

How many UMBF shares does Tamara Peterman own after this transaction?

Following the reported grant, Tamara Peterman directly owns 10,255.4635 shares of UMB Financial Corp common stock. The filing notes that this total includes shares accumulated through the company’s dividend reinvestment plan, indicating ongoing participation in that program in addition to the new award.

Does the UMBF Form 4 show any stock sales by Tamara Peterman?

The Form 4 for UMB Financial Corp shows no stock sales by Tamara Peterman. It reports only one acquisition transaction coded as a grant or award. There are no open-market sale codes or tax-withholding dispositions disclosed in this specific insider filing snapshot.

What does the dividend reinvestment footnote mean for UMBF shares held by Tamara Peterman?

The footnote explains that Peterman’s reported holdings include shares acquired through UMB Financial Corporation’s dividend reinvestment plan. This means some of her shares were gradually accumulated as cash dividends were automatically used to buy additional company stock over time.