Director Janine Davidson adds 786 UMB Financial (UMBF) shares

Rhea-AI Filing Summary

UMB Financial Corp director Janine Davidson reported acquiring 786 shares of the company’s common stock on January 30, 2026 at a price of $127.14 per share. Following this transaction, she directly beneficially owns 4,826 shares of UMB Financial common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Davidson Janine

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	786	$127.14	$100K

Holdings After Transaction: Common Stock — 4,826 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Davidson Janine

(Last) (First) (Middle)

890 AURARIA PARKWAY

(Street)

DENVER CO 80204

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A		786	A	$127.14	4,826	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Debbie Lanemann, POA from Ms. Davidson	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UMB Financial (UMBF) director Janine Davidson report?

Director Janine Davidson reported acquiring 786 shares of UMB Financial common stock. The transaction occurred on January 30, 2026, and was reported as an acquisition, increasing her directly held, beneficial ownership in the company, as disclosed in a Form 4 insider filing.

At what price did Janine Davidson acquire UMB Financial (UMBF) shares?

Janine Davidson acquired 786 UMB Financial common shares at a price of $127.14 per share. This per-share price is disclosed in the Form 4 and applies to the full block of shares reported in the insider transaction table.

How many UMB Financial (UMBF) shares does Janine Davidson own after this transaction?

After the reported acquisition, Janine Davidson beneficially owns 4,826 shares of UMB Financial common stock. The Form 4 states this total as her directly held position following completion of the January 30, 2026 insider transaction.

What is Janine Davidson’s relationship to UMB Financial (UMBF)?

Janine Davidson is identified as a director of UMB Financial Corp. The Form 4 filing indicates her role by checking the director box and does not mark her as an officer or 10% owner of the company’s shares.

Was the UMB Financial (UMBF) insider transaction reported as direct or indirect ownership?

The shares reported in the Form 4 are held under direct ownership. The transaction table lists the ownership form as “D” for direct, and no separate nature of indirect beneficial ownership is provided in the filing for these particular shares.

Does the Form 4 for UMB Financial (UMBF) show any derivative securities for Janine Davidson?

The filing’s derivative securities table shows no entries for Janine Davidson. Only a non-derivative transaction in UMB Financial common stock is reported, with no options, warrants, or other derivative instruments listed in the Form 4 data.