Director Leroy James Williams Jr. adds 786 UMBF shares in reported stock purchase

Rhea-AI Filing Summary

UMB Financial Corp director Leroy James Williams Jr. reported acquiring additional common stock. On January 30, 2026, he acquired 786 shares of UMB Financial Corp common stock at $127.14 per share. Following this transaction, he beneficially owned 7,580.3946 common shares held in direct ownership.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Williams Leroy James Jr

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	786	$127.14	$100K

Holdings After Transaction: Common Stock — 7,580.395 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Williams Leroy James Jr

(Last) (First) (Middle)

CYBERTEKIQ CONSULTING, LLC

47029 SILVER FIR ST.

(Street)

PARKER CO 80138

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A		786	A	$127.14	7,580.3946	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Debbie Lanemann by POA from Mr. Williams	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UMBF director Leroy James Williams Jr. report?

Director Leroy James Williams Jr. reported acquiring 786 shares of UMB Financial Corp common stock. The transaction occurred on January 30, 2026, and was coded as an acquisition, increasing his directly held beneficial ownership in the company.

At what price did the UMBF director acquire the reported shares?

The director acquired the 786 UMB Financial Corp shares at $127.14 per share. This stated price reflects the cost per share for the reported acquisition on January 30, 2026, as disclosed in the insider ownership filing.

How many UMB Financial Corp shares does the director own after this Form 4 transaction?

After the reported acquisition, the director beneficially owned 7,580.3946 UMB Financial Corp common shares. The filing specifies this total as the amount of securities beneficially owned following the transaction, all held in direct ownership form.

Is the UMBF director’s reported ownership direct or indirect in this filing?

The filing identifies the director’s ownership as direct, marked with the code “D.” No nature of indirect beneficial ownership is listed, and footnotes provide no indication of an intermediary entity holding these specific shares.

What type of security was involved in the UMBF insider transaction?

The transaction involved UMB Financial Corp common stock. The Form 4 shows the security title as common stock in Table I, which covers non-derivative securities acquired, disposed of, or beneficially owned by the reporting person.