Director Brad J. Henderson gets 116-share grant at UMB FINANCIAL CORP (UMBF)

Rhea-AI Filing Summary

Henderson Brad J. reported acquisition or exercise transactions in this Form 4 filing.

UMB Financial Corp director Brad J. Henderson reported receiving a grant of 116 shares of UMB Financial Corp common stock on May 1, 2026. The shares were valued at $129.24 per share for reporting purposes and represent an equity compensation award rather than an open-market purchase. Following this grant, Henderson directly owns 1,821 shares of UMB Financial Corp common stock.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Henderson Brad J.

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	116	$129.24	$15K

Holdings After Transaction: Common Stock — 1,821 shares (Direct, null)

Footnotes (1)

Key Figures

Shares granted: 116 shares Grant price per share: $129.24 per share Shares held after grant: 1,821 shares

3 metrics

Shares granted 116 shares Equity award of common stock on May 1, 2026

Grant price per share $129.24 per share Reported value for the 116-share award

Shares held after grant 1,821 shares Director’s direct holdings following the transaction

Key Terms

Common Stock, Grant, award, or other acquisition, Form 4

3 terms

Common Stock financial

"The transaction involved 116.0000 shares of Common Stock."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Grant, award, or other acquisition financial

"Transaction code A is described as Grant, award, or other acquisition."

Form 4 regulatory

"The insider reported this equity award on a Form 4 filing."

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Henderson Brad J.

(Last) (First) (Middle)

1010 GRAND BLVD.

(Street)

KANSAS CITY MISSOURI 64106

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/01/2026		A		116	A	$129.24	1,821	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Debbie Lanemann, POA from Mr. Henderson	05/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UMBF director Brad J. Henderson report?

Brad J. Henderson reported receiving a grant of 116 shares of UMB Financial Corp common stock. The award was recorded at $129.24 per share and increased his direct holdings to 1,821 shares, according to the Form 4 insider filing.

Was Brad J. Henderson’s UMBF transaction an open-market stock purchase?

The transaction was a grant or award acquisition, not an open-market stock purchase. The Form 4 uses code A, indicating Henderson received 116 shares of common stock as an equity award rather than buying them on the open market.

How many UMB Financial Corp shares does Brad J. Henderson now hold?

After the reported equity grant, Brad J. Henderson directly holds 1,821 shares of UMB Financial Corp common stock. This total reflects the addition of 116 granted shares reported in the Form 4 filing for the May 1, 2026 transaction.

What price was used for Brad J. Henderson’s UMBF stock grant?

The 116-share grant was reported at $129.24 per share. This figure is used for disclosure and valuation in the Form 4 and reflects the price per share applied to the common stock award Henderson received on May 1, 2026.

What does transaction code A mean in Brad J. Henderson’s UMBF Form 4?

Transaction code A on the Form 4 indicates a grant, award, or other acquisition of shares. For Brad J. Henderson, it shows that 116 UMB Financial Corp common shares were awarded as compensation, rather than bought or sold in market transactions.