Director Kris Robbins boosts UMB Financial (UMBF) share stake

Rhea-AI Filing Summary

UMB Financial Corp director Kris A. Robbins reported acquiring 786 shares of common stock on January 30, 2026 at $127.14 per share. Following this transaction, Robbins directly owns 4,675 common shares and has an additional 2,910 shares reported as indirectly owned through an entity identified as “By Ira.”

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider ROBBINS KRIS A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	786	$127.14	$100K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 4,675 shares (Direct); Common Stock — 2,910 shares (Indirect, By Ira)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

ROBBINS KRIS A

(Last) (First) (Middle)

14914 LANDMARK DRIVE

(Street)

LOUISVILLE KY 40245

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A		786	A	$127.14	4,675	D
Common Stock								2,910	I	By Ira

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Debbie Lanemann, POA from Mr. Robbins	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did UMBF director Kris A. Robbins report?

Kris A. Robbins reported acquiring 786 shares of UMB Financial Corp common stock. The transaction occurred on January 30, 2026 at a price of $127.14 per share, as disclosed in the insider trading report.

How many UMBF shares does Kris A. Robbins own after this transaction?

After the reported transaction, Kris A. Robbins directly owns 4,675 UMB Financial Corp common shares. The filing also shows 2,910 additional shares reported as indirectly owned through an entity described as “By Ira.”

Was the UMBF insider transaction a purchase or a sale?

The filing shows an acquisition (code A) of UMB Financial Corp common stock. Kris A. Robbins obtained 786 shares on January 30, 2026 at a reported price of $127.14 per share.

What does indirect ownership 'By Ira' mean in the UMBF Form 4?

The Form 4 lists 2,910 UMBF shares as indirectly owned, with the nature of ownership noted as “By Ira.” This indicates those shares are held through a separate related holder rather than directly by Kris A. Robbins.

What role does Kris A. Robbins hold at UMB Financial Corp (UMBF)?

Kris A. Robbins is reported as a director of UMB Financial Corp. The Form 4 identifies the reporting person’s relationship to the issuer with the director box checked and no officer or 10% owner status indicated.

On what date was the earliest UMBF transaction reported for this Form 4?

The earliest transaction date reported is January 30, 2026. On that day, director Kris A. Robbins acquired 786 shares of UMB Financial Corp common stock at a reported price of $127.14 per share.