Director Joshua Sosland adds 786 UMB Financial (UMBF) shares

Rhea-AI Filing Summary

UMB Financial Corp director Joshua L. Sosland reported acquiring 786 shares of the company’s common stock on January 30, 2026 at a price of $127.14 per share. Following this transaction, he holds 14,495.5037 shares directly and 558 shares indirectly noted as "By Ira."

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider SOSLAND L JOSHUA

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	786	$127.14	$100K
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 14,495.504 shares (Direct); Common Stock — 558 shares (Indirect, By Ira)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SOSLAND L JOSHUA

(Last) (First) (Middle)

4800 MAIN STREET

SUITE 100

(Street)

KANSAS CITY MO 64112

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A		786	A	$127.14	14,495.5037	D
Common Stock								558	I	By Ira

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Debbie Lanemann, POA from Mr. Sosland	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction was reported for UMBF by Joshua L. Sosland?

Joshua L. Sosland reported acquiring 786 UMB Financial Corp shares. The common stock transaction occurred on January 30, 2026, at a price of $127.14 per share, and was reported on a Form 4 insider filing as a non-derivative acquisition.

How many UMB Financial (UMBF) shares does Joshua L. Sosland own after this filing?

After the transaction, Joshua L. Sosland directly holds 14,495.5037 UMB Financial shares. The Form 4 also shows an additional 558 shares reported as indirectly owned, described in the filing as held "By Ira," separate from his direct holdings.

Was the UMBF insider transaction by Joshua L. Sosland a purchase or sale?

The Form 4 reports an acquisition of UMB Financial common stock, not a sale. Transaction code "A" indicates 786 shares of common stock were acquired on January 30, 2026, at a reported price of $127.14 per share, increasing his reported holdings.

What price did Joshua L. Sosland pay per UMBF share in the reported transaction?

The reported price per UMB Financial share was $127.14. The Form 4 shows 786 shares of common stock acquired at this price on January 30, 2026, reflecting the value used to report the insider’s non-derivative stock acquisition in the filing.

Does the UMBF Form 4 show any indirectly owned shares for Joshua L. Sosland?

Yes, the Form 4 lists 558 UMB Financial shares as indirectly owned. These shares are categorized as indirect ownership with the notation "By Ira" in the filing, separate from the 14,495.5037 shares reported as directly owned by the director.