STOCK TITAN

UMB Financial (UMBF) CAO sells 145 shares at $147.30 in insider trade

(Neutral)
(Negative)
Form Type
4

Rhea-AI Filing Summary

UMB Financial Corp Chief Accounting Officer David Carl Odgers sold 145 shares of common stock at $147.30 per share on 2026-08-05 in a reported open-market or private transaction. After this sale, he held 6,538.41 shares directly, plus indirect holdings of 307.686 shares via a 401K and 306.886 shares via an ESOP.

Positive

  • None.

Negative

  • None.
Insider Odgers David Carl
Role Chief Accounting Officer
Sold 145 shs ($21K)
Type Security Shares Price Value
Sale Common Stock 145 $147.30 $21K
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 6,538.41 shares (Direct); Common Stock — 307.686 shares (Indirect, By 401K); Common Stock — 306.886 shares (Indirect, By ESOP)
Shares Sold 145.0000 shares Common Stock sale on 2026-08-05
Sale Price $147.3000 per share Price for 145.0000 shares of Common Stock
Direct Holdings After Sale 6538.4100 shares Direct ownership of Common Stock following the transaction
Indirect 401K Holdings 307.6860 shares Indirect ownership by 401K after reported transactions
Indirect ESOP Holdings 306.8860 shares Indirect ownership by ESOP after reported transactions
Form 4 regulatory
""form_type": "4""
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
indirect ownership financial
"ownership_type": "indirect", "ownership_code": "I""
ESOP financial
"nature_of_ownership": "By ESOP""
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
401K financial
"nature_of_ownership": "By 401K""
An employer-sponsored retirement savings plan in the United States that lets workers set aside part of their paycheck into investments with tax advantages; some plans also include employer matching contributions, which is like free money added to your savings. It matters to investors because 401(k) balances represent a large pool of household retirement assets that influence personal financial security, investor behavior, and long-term demand for stocks and bonds.
Sale in open market or private transaction financial
"transaction_code_description": "Sale in open market or private transaction""

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FAQ

What insider transaction did UMBF report for its Chief Accounting Officer?

UMB Financial Corp reported that Chief Accounting Officer David Carl Odgers sold 145 shares of common stock on 2026-08-05 at $147.30 per share. Following the sale, he reported 6,538.41 shares held directly, plus additional indirect holdings via benefit plans.

At what price were the UMBF shares sold by the insider?

The reported sale by UMBF’s Chief Accounting Officer was executed at $147.30 per share. The transaction involved 145 shares of common stock on 2026-08-05, classified as a sale in an open market or private transaction.

How many UMBF shares does the insider hold after the reported sale?

After the 145-share sale, David Carl Odgers held 6,538.41 UMBF shares directly. He also reported indirect ownership of 307.686 shares through a 401K and 306.886 shares through an ESOP as of the same report.

What types of ownership does the UMBF insider report in this Form 4?

David Carl Odgers reports both direct and indirect ownership of UMBF common stock. He directly owns 6,538.41 shares and indirectly owns 307.686 shares via a 401K and 306.886 shares via an ESOP.

Was the UMBF insider transaction classified as a purchase or sale?

The transaction reported for UMBF’s Chief Accounting Officer is classified as a sale of common stock. Code "S" identifies it as a sale in an open market or private transaction, covering 145 shares at $147.30 per share.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Odgers David Carl

(Last)(First)(Middle)
1010 GRAND BOULEVARD

(Street)
KANSAS CITY MISSOURI 64106

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Accounting Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/05/2026S145D$147.36,538.41D
Common Stock307.686IBy 401K
Common Stock306.886IBy ESOP
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
/s/ Jason D. Bartel, attorney-in-fact for Mr. Odgers08/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)