Form 4: UMBF director now holds 9,127.5437 common shares

Rhea-AI Filing Summary

UMB Financial Corp (UMBF) reported an insider share purchase by a director. On November 3, 2025, the director bought 185.0199 shares of common stock at $106.41 per share (transaction code P).

After this trade, the director directly owned 9,127.5437 shares. The filing notes that this total includes shares acquired through the company’s dividend reinvestment plan.

Insider Trade Summary

Net Buyer: 185.0199 shares

Net Buy 1 txn

Insider Peterman Tamara

Role Director

Bought 185.0199 shs ($20K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	185.0199	$106.41	$20K

Holdings After Transaction: Common Stock — 9,127.5437 shares (Direct)

Footnotes (1)

1. F1. Includes shares acquired through participation in the UMB Financial Corporation dividend reinvestment plan.

FAQ

What did UMBF disclose in this Form 4?

A director purchased 185.0199 shares of UMB Financial Corp common stock at $106.41 on November 3, 2025.

How many UMBF shares does the insider own after the transaction?

The director directly owned 9,127.5437 shares following the reported transaction.

What was the transaction code and what does it indicate?

The transaction code was P, which indicates an open market or private purchase of securities.

What is the relationship of the reporting person to UMBF?

The reporting person is a Director of UMB Financial Corp.

Does the ownership reflect shares from a dividend reinvestment plan (DRIP)?

Yes. The filing states the total includes shares acquired through the company’s dividend reinvestment plan.

Is the ownership direct or indirect?

The filing lists the shares as held Direct (D).

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 11/05/2025 - 08:47 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Peterman Tamara

(Last) (First) (Middle)

3901 RAINBOW BOULEVARD

(Street)

KANSAS CITY KS 66160

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/03/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/03/2025		P		185.0199	A	$106.41	9,127.5437(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes shares acquired through participation in the UMB Financial Corporation dividend reinvestment plan.

	/s/ Jason Bartel, attorney-in-fact for Ms. Peterman	11/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.