EVP Uma Wilson trims stake in UMB Financial (UMBF) via option exercise

Rhea-AI Filing Summary

UMB Financial Corp Executive Vice President Uma Wilson reported an exercise-and-sell transaction in company common stock. She exercised stock options for 922.0000 shares at $75.2500 per share, then sold 922.0000 shares in an open-market sale at $133.0500 per share. After these transactions, she holds 24,414.9167 shares directly and 294.8760 shares indirectly through an ESOP.

Insider Trade Summary

Net Seller: 922 shares ($122,672)

Net Sell 4 txns

Insider Wilson Uma

Role Executive Vice President

Sold 922 shs ($123K)

Type	Security	Shares	Price	Value
Exercise	Stock Option (Right to Buy)	922	$0.00	--
Exercise	Common Stock	922	$75.25	$69K
Sale	Common Stock	922	$133.05	$123K
holding	Common Stock	--	--	--

Holdings After Transaction: Stock Option (Right to Buy) — 0 shares (Direct, null); Common Stock — 25,336.917 shares (Direct, null); Common Stock — 294.876 shares (Indirect, By ESOP)

Footnotes (1)

Key Figures

Shares sold: 922.0000 shares Sale price: $133.0500 per share Option exercise price: $75.2500 per share +2 more

5 metrics

Shares sold 922.0000 shares Open-market sale of common stock

Sale price $133.0500 per share Price for 922.0000 common shares sold

Option exercise price $75.2500 per share Exercise of options for 922.0000 shares

Direct holdings after transaction 24,414.9167 shares Common stock held directly after transactions

Indirect ESOP holdings 294.8760 shares Common stock held indirectly by ESOP

Key Terms

open-market sale, derivative exercise/conversion, Stock Option (Right to Buy), ESOP

4 terms

open-market sale financial

"transaction_action: "open-market sale""

An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.

derivative exercise/conversion financial

"transaction_action: "derivative exercise/conversion""

Stock Option (Right to Buy) financial

"security_title: "Stock Option (Right to Buy)""

ESOP financial

"nature_of_ownership: "By ESOP""

An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wilson Uma

(Last) (First) (Middle)

1010 GRAND BLVD.

(Street)

KANSAS CITY MISSOURI 64106

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UMB FINANCIAL CORP [ UMBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/10/2026		M		922	A	$75.25	25,336.9167	D
Common Stock	06/10/2026		S		922	D	$133.05	24,414.9167	D
Common Stock								294.876	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (Right to Buy)	$75.25	06/10/2026		M			922	02/02/2019	02/02/2027	Common Stock	922	$0	0	D

Explanation of Responses:

	/s/ Jason Bartel, attorney-in-fact for Ms. Wilson	06/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UMBF executive Uma Wilson report?

Uma Wilson reported exercising stock options for 922.0000 UMB Financial Corp shares and selling 922.0000 shares in an open-market transaction. The filing shows both the option exercise and subsequent sale occurred on the same date.

How many UMBF shares did Uma Wilson sell in this Form 4?

Uma Wilson sold 922.0000 shares of UMB Financial Corp common stock. The shares were sold in an open-market transaction at a reported price of $133.0500 per share on the transaction date disclosed.

What option exercise did Uma Wilson report for UMBF stock?

She exercised stock options covering 922.0000 shares of UMB Financial Corp common stock. The options had an exercise price of $75.2500 per share and were reported as a derivative exercise/conversion transaction on the same date as the sale.

How many UMBF shares does Uma Wilson hold after the reported transactions?

After the reported transactions, Uma Wilson directly holds 24,414.9167 UMB Financial Corp common shares. She also has an indirect holding of 294.8760 shares through an ESOP, according to the ownership details in the filing.

What is the nature of Uma Wilson’s indirect ownership in UMBF?

Her indirect ownership consists of 294.8760 UMB Financial Corp common shares held “By ESOP.” This indicates the shares are associated with an employee stock ownership plan, rather than being held directly in her personal account.