Welcome to our dedicated page for Umb Financial SEC filings (Ticker: UMBF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
UMB Financial Corporation (UMBF) filings document a financial services holding-company record focused on operating results, capital returns and governance. Form 8-K reports furnish quarterly and annual earnings releases, investor presentation materials, common-stock dividends and Series B preferred-stock dividends.
Proxy and annual-meeting filings cover director elections, shareholder voting results, executive compensation and governance matters. Other current reports address executive change-in-control agreements, while the filings also identify the company’s common stock and preferred-stock securities as part of its public capital structure.
UMB Financial Corp Schedule 13G: Vanguard Portfolio Management reports beneficial ownership of 4,176,256 shares of Common Stock, representing 5.48% of the class. The filing states Vanguard Portfolio Management LLC and affiliated business units exercise dispositive power over these shares.
The report lists 40,036 shares as sole voting power and certifies holdings on behalf of pooled investment vehicles and managed accounts. The filing is signed by Ashley Grim as Head of Global Fund Administration.
UMB Financial Corporation reported sharply stronger first-quarter 2026 results. GAAP net income available to common shareholders was $255.6 million, or $3.35 per diluted share, up 222.3% from the first quarter of 2025 and higher than the linked quarter. Revenue reached $739.2 million, a 31.1% year-over-year increase, driven by net interest income of $534.4 million, up 34.4%, and noninterest income of $204.8 million, up 23.2%.
Profitability improved meaningfully, with return on average assets at 1.47% and return on average common equity at 13.70%. The GAAP efficiency ratio improved to 48.4%, versus 65.2% a year earlier. Average loans rose 21.9% year over year to $39.4 billion, while average deposits increased 14.5% to $57.6 billion. Credit quality remained solid, as net charge-offs were $18.9 million, or 0.19% of average loans, down from 0.45% a year ago.
The board declared a quarterly common dividend of $0.43 per share, payable on July 1, 2026, to shareholders of record on June 10, 2026. It also declared a Series B preferred stock dividend of $193.75 per share, or $0.484375 per depositary share, payable July 15, 2026, to holders of record on June 30, 2026, and authorized the repurchase of up to two million shares of common stock.
UMB Financial Corporation reported sharply stronger first-quarter 2026 results. GAAP net income available to common shareholders was $255.6 million, or $3.35 per diluted share, up 222.3% from the first quarter of 2025 and higher than the linked quarter. Revenue reached $739.2 million, a 31.1% year-over-year increase, driven by net interest income of $534.4 million, up 34.4%, and noninterest income of $204.8 million, up 23.2%.
Profitability improved meaningfully, with return on average assets at 1.47% and return on average common equity at 13.70%. The GAAP efficiency ratio improved to 48.4%, versus 65.2% a year earlier. Average loans rose 21.9% year over year to $39.4 billion, while average deposits increased 14.5% to $57.6 billion. Credit quality remained solid, as net charge-offs were $18.9 million, or 0.19% of average loans, down from 0.45% a year ago.
The board declared a quarterly common dividend of $0.43 per share, payable on July 1, 2026, to shareholders of record on June 10, 2026. It also declared a Series B preferred stock dividend of $193.75 per share, or $0.484375 per depositary share, payable July 15, 2026, to holders of record on June 30, 2026, and authorized the repurchase of up to two million shares of common stock.
UMBF insiders reported proposed and recent sales of common stock. The filing lists multiple charitable trusts and individuals offering shares for sale and shows transactions in January, February and April 2026. Several rows list share counts and dollar values for individual sales, including a 15,214-share sale by the R C Kemper Marital Trust on 02/02/2026.
UMBF insiders reported proposed dispositions of Common Stock under Form 144. Multiple affiliated trusts and individuals listed planned sales across brokerage accounts, with examples including 15,214 shares by R C Kemper Marital Trust and 3,500 shares by J Mariner Kemper. The filing shows 76,135,481 shares outstanding as of 04/01/2026.
Proposed affiliate sales of Common Stock were reported under a Form 144 notice. The filing lists multiple proposed dispositions by affiliated trusts and individuals with transaction dates in 01/02/2026 through 03/02/2026, including examples of 15,214 shares and 3,500 shares.
The entries show per‑trade share counts and dollar amounts for each sale; these records are notices of intended sales rather than confirmations of completed open‑market transactions.
The Vanguard Group filed Amendment No. 15 to a Schedule 13G/A reporting 0 shares of Common Stock of UMB Financial Corp (CUSIP 902788108). The filing explains that an internal realignment on January 12, 2026 caused certain subsidiaries or business divisions to report beneficial ownership separately in reliance on SEC Release No. 34-39538. The amendment is signed by Ashley Grim, Head of Global Fund Administration, dated 03/27/2026.
UMB Financial Corporation Chairman and CEO J. Mariner Kemper filed an amended ownership statement showing he beneficially owns 3,660,852 shares of UMB Financial common stock, or about 4.81% of the shares treated as outstanding as of March 2, 2026.
The filing explains that on March 14, 2025 UMB Financial physically settled forward sale agreements covering 3,220,000 shares. After this forward settlement, Kemper ceased to be the beneficial owner of more than 5% of the company’s common stock, so this amendment functions as an exit filing from 5% holder status.
UMB Financial Corporation is asking shareholders to vote at its 2026 virtual annual meeting on April 28, 2026, at 9:00 a.m. CDT. Items include electing 14 directors, an advisory say‑on‑pay vote, ratifying KPMG LLP as auditor for 2026, and approving an amended and restated omnibus incentive compensation plan.
The proxy materials describe UMB’s virtual-only meeting logistics, majority and cumulative voting standards, and extensive governance framework, including a 16‑member board (moving to 14), with 15 independent directors and a long‑tenured lead independent director. UMB highlights 2025 as a pivotal year, completing the Heartland Financial USA acquisition, reaching about $73 billion in total assets, and delivering record annual net income of $702.4 million, net interest income of $1.86 billion, and noninterest income of $790.0 million. Executive pay is positioned as heavily performance-based, with significant equity and robust stock ownership guidelines.
UMB Financial Corporation notices proposed and recent Rule 144 sales of Common Stock by affiliated trusts and family members. The excerpt lists multiple sales over December 2025–February 2026, including R C Kemper Marital Trust sales of 15,367 shares on 12/08/2025 for $1,760,807.72 and 15,214 shares on 02/02/2026 for $1,956,328.70. The excerpt also shows sales by J Mariner Kemper of 3,500 shares on 02/02/2026 for $451,695.30.
UMB Financial Group-related trust and individuals reported multiple sales of Common Stock under Form 144.
The excerpt lists specific transactions by related parties and trusts with share counts and dates, including sales by the R C Kemper Marital Trust of 15,367 shares on 12/08/2025 and 15,214 shares on 02/02/2026. Other reported sales include recurring transfers by the R C Kemper Charitable Trust and Foundation, R C Kemper Jr Charitable Trust and Foundation, and the Bebe & Crosby Kemper Foundation for the Arts in late 2025 and early 2026, with individual line‑item share counts and dollar values listed in the excerpt.