UMBFP Rule 144 Notice: Insider Sale of 1,367 Shares Listed for 09/03/2025

Rhea-AI Filing Summary

Form 144 notice for UMB Financial Corporation (UMBFP): The filer intends to sell 1,367 shares of common stock on approximately 09/03/2025 through Merrill on NASDAQ, with an aggregate market value of $164,826. The issuer has 75,928,255 shares outstanding. The shares to be sold were acquired as restricted stock vesting on several dates between 2016 and 2020 (46 shares on 03/14/2016; 245 on 02/10/2017; 133 on 02/19/2019; 400 on 07/29/2019; 543 on 01/27/2020). The filer reports no securities sold in the past three months and attests there is no undisclosed material adverse information. This filing is marked LIVE/TEST as provided in the form.

Insights

Securities Analyst

TL;DR: Routine Rule 144 sale notice for 1,367 vested restricted shares, limited investor impact absent other disclosures.

The filing documents a proposed sale under Rule 144 of 1,367 common shares with aggregate market value of $164,826 via Merrill on NASDAQ. Acquisition dates and grant types are disclosed, indicating these are vested restricted shares rather than open-market purchases. The filer also states no sales in the prior three months, which supports compliance with aggregation rules. This notice alone provides transactional transparency but does not include financial performance or material issuer changes.

Corporate Governance Expert

TL;DR: Proper disclosure of beneficial holder transaction details and attestation, procedural filing under Rule 144.

The form includes specific vesting dates and share counts for the securities to be sold, the broker name and intended sale date, and a standard attestation about material information. These elements meet typical governance and disclosure expectations for insider or affiliated sales under securities rules. There is no indication in the filing of material governance events or exceptions to required certifications.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
common	Merrill 8890 Lyra Dr 5th Flr Columbus OH 43240	1367	164826.00	75928255	09/03/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
common	03/14/2016	Restricted stock vest	UMB Financial			46	03/14/2016	na
common	02/10/2017	restricted stock vest	UMB Financial			245	02/10/2017	na
common	01/27/2020	restricted stock vest	UMB Financial			543	01/27/2020	na
common	02/02/2019	restricted stock vest	UMB Financial			133	02/19/2019	na
common	07/29/2019	restricted stock vest	UMB Financial			400	07/29/2019	na

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What securities does the UMBFP Form 144 propose to sell?

The notice proposes sale of 1,367 shares of common stock of UMB Financial Corporation.

When and where is the proposed sale scheduled?

The sale is scheduled for approximately 09/03/2025 through Merrill on NASDAQ.

What is the aggregate market value of the shares to be sold?

The filing lists an aggregate market value of $164,826.00 for the 1,367 shares.

How were the securities acquired that are to be sold?

They were acquired as restricted stock vestings on dates from 03/14/2016 through 01/27/2020, in specified lot sizes.

Has the filer sold any issuer securities in the past three months?

The filing states Nothing to Report for securities sold during the past three months.

How many shares of the issuer are outstanding per the filing?

The filing reports 75,928,255 shares outstanding.