Every 10-Q that Union Bnkshrs (UNB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow UNB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UNB filings page.
Union Bankshares, Inc. reported higher profitability for the period ended June 30, 2026. Net income was $2.9 million for the quarter and $5.9 million for the first half, with diluted EPS of $0.60 and $1.25, respectively. Net interest income rose as average earning assets grew and the net interest margin improved to 3.01% for the quarter, up from 2.89% a year earlier, while the net interest spread increased to 2.60%. Noninterest income increased and expenses grew with higher salaries, benefits, and operating costs.
Total assets were $1.56 billion, with gross loans of $1.12 billion and deposits of $1.09 billion, resulting in a loan-to-deposit ratio of 102.54%. Borrowed funds rose to $337.1 million, and subordinated notes outstanding were $16.3 million. Stockholders’ equity increased to $90.4 million, lifting the equity-to-assets ratio to 5.80% and total capital to risk-weighted assets to 13.78%, with book value per share at $18.28. Nonperforming assets were 0.97% of total assets and the allowance for credit losses on loans was 0.75% of loans, while accumulated other comprehensive loss from available-for-sale securities reached $27.0 million. A quarterly cash dividend of $0.36 per share was declared for payment in August 2026.
Union Bankshares, Inc. reported stronger results for the quarter ended March 31, 2026. Net income rose to $3.0 million from $2.5 million a year earlier, and diluted EPS increased to $0.65 from $0.55, helped by higher net interest income.
Total assets were $1.63 billion, with gross loans of $1.18 billion and deposits of $1.20 billion. The fully tax-equivalent net interest margin improved to 2.99% from 2.88%, as asset yields outpaced funding costs. Asset quality remained solid, with nonperforming assets at 0.82% of total assets and the allowance for credit losses on loans at 0.69% of loans.
Total comprehensive income was lower than net income because of $1.9 million in after-tax unrealized losses on available-for-sale securities recorded in other comprehensive income, reflecting interest rate–driven valuation changes rather than realized losses.
Union Bankshares (UNB) reported stronger Q3 2025 results. Net income was $3.436 million versus $1.324 million a year ago, and diluted EPS was $0.75 versus $0.29. Net interest income rose to $11.156 million from $9.430 million as interest and fees on loans reached $16.996 million. Credit loss expense was $313 thousand versus $425 thousand.
Total assets were $1.574 billion at September 30, 2025. Loans were $1.174 billion versus $1.156 billion at December 31, 2024, while deposits totaled $1.190 billion. Time deposits increased to $311.123 million. Stockholders’ equity improved to $77.679 million from $66.480 million, aided by a smaller accumulated other comprehensive loss of $27.530 million versus $33.997 million. Noninterest income was $3.350 million versus $1.605 million, reflecting higher gains on loan sales and other income.
The company declared dividends per common share of $0.36 for the quarter and recorded comprehensive income of $7.137 million.
Union Bankshares, Inc. reported solid quarterly results with rising interest income and modest profit growth. Net income for the three months ended June 30, 2025 was $2.395 million, up from $2.019 million a year earlier, and for the six months was $4.896 million versus $4.436 million a year earlier. Basic EPS was $0.53 for the quarter and $1.08 for six months.
Total assets were $1.48 billion and total deposits were $1.103 billion at June 30, 2025. Gross loans were $1.103 billion with net loans of $1.097 billion after an allowance for credit losses of $8.307 million (0.75% of loans). Net interest income increased to $10.446 million for the quarter and $20.716 million for six months as loan volumes and yields rose. Noninterest expenses increased, driven by higher salaries and benefits. Nonperforming assets rose to 1.03% of assets, and accumulated other comprehensive loss on available-for-sale securities was $31.231 million. The company has an at-the-market equity program with approximately $39.7 million available and declared a $0.36 quarterly dividend on July 16, 2025.