Welcome to our dedicated page for Union Bnkshrs SEC filings (Ticker: UNB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Union Bankshares, Inc. (UNB) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret them. As a Vermont-incorporated bank holding company for Union Bank, Union Bankshares files annual reports on Form 10-K, quarterly reports on Form 10-Q, and current reports on Form 8-K under Commission File Number 001-15985.
These filings provide detailed information on Union Bankshares’ commercial, retail, and municipal banking and wealth management activities in northern Vermont and New Hampshire. Investors can review discussions of loan growth, deposit composition, asset quality, credit loss expense, and the available-for-sale investment securities portfolio, including unrealized losses recorded in accumulated other comprehensive loss. Filings also describe the company’s use of brokered deposits, Federal Home Loan Bank advances, and, in certain periods, borrowings under the Federal Reserve’s Bank Term Funding Program.
Current reports on Form 8-K for UNB document material events such as quarterly and annual earnings releases, regular cash dividend declarations, balance sheet repositioning transactions, changes in independent auditors, amendments to the insider trading policy, and board-level changes at Union Bankshares and Union Bank. These disclosures can be useful for evaluating governance practices, auditor relationships, and policy frameworks.
Stock Titan enhances this data with AI-generated summaries that highlight key points from lengthy 10-K and 10-Q reports, explain technical sections in plain language, and call out trends in net interest income, credit costs, and capital metrics. The platform also surfaces Form 4 insider transaction reports and other relevant filings in real time as they appear on EDGAR, helping users quickly see how executives and directors are trading UNB shares and how new disclosures may affect their view of the company.
Union Bankshares Inc. insider transaction: On 12/16/2025, the company’s President & CEO and Director, David S. Silverman, reported a disposition of 453.73 shares of Union Bankshares common stock at a price of $23.13 per share, coded as transaction type "F" in the filing. Following this transaction, he reported beneficial ownership of 39,711.17 shares, held in direct form. The filing is made on Form 4 for one reporting person and covers non-derivative equity securities only, with no derivative securities reported in Table II.
Union Bankshares, Inc. reported several governance updates. The Audit Committee dismissed Berry, Dunn, McNeil & Parker, LLC as independent auditor on
The Insider Trading Policy was amended so blackout periods now begin on the 20th day of the last month of each fiscal quarter, and a designee may assist in notifying insiders. In addition, Union Bank’s Board appointed Walter B. Frame III, a hospitality and real estate executive in the bank’s local markets, as a director of the subsidiary bank.
Union Bankshares (UNB) reported stronger Q3 2025 results. Net income was $3.436 million versus $1.324 million a year ago, and diluted EPS was $0.75 versus $0.29. Net interest income rose to $11.156 million from $9.430 million as interest and fees on loans reached $16.996 million. Credit loss expense was $313 thousand versus $425 thousand.
Total assets were $1.574 billion at September 30, 2025. Loans were $1.174 billion versus $1.156 billion at December 31, 2024, while deposits totaled $1.190 billion. Time deposits increased to $311.123 million. Stockholders’ equity improved to $77.679 million from $66.480 million, aided by a smaller accumulated other comprehensive loss of $27.530 million versus $33.997 million. Noninterest income was $3.350 million versus $1.605 million, reflecting higher gains on loan sales and other income.
The company declared dividends per common share of $0.36 for the quarter and recorded comprehensive income of $7.137 million.
Union Bankshares, Inc. furnished an update on operations by distributing its unaudited Third Quarter 2025 Report to Shareholders. The report covers results for the three and nine months ended September 30, 2025, and includes the declaration of a regular quarterly dividend.
The materials were furnished under Item 2.02 and attached as Exhibit 99.1, consistent with General Instruction B.2, meaning they are not deemed filed under Section 18 of the Exchange Act unless specifically incorporated by reference.
Union Bankshares, Inc. reported that it furnished a press release announcing net income and net income per share for the third quarter and nine months ended September 30, 2025. The company also declared a regular quarterly cash dividend of $0.36 per share, payable on November 6, 2025 to shareholders of record as of October 25, 2025. The earnings information was provided via an exhibit designated as furnished, not filed.
Union Bankshares, Inc. reported solid quarterly results with rising interest income and modest profit growth. Net income for the three months ended June 30, 2025 was $2.395 million, up from $2.019 million a year earlier, and for the six months was $4.896 million versus $4.436 million a year earlier. Basic EPS was $0.53 for the quarter and $1.08 for six months.
Total assets were $1.48 billion and total deposits were $1.103 billion at June 30, 2025. Gross loans were $1.103 billion with net loans of $1.097 billion after an allowance for credit losses of $8.307 million (0.75% of loans). Net interest income increased to $10.446 million for the quarter and $20.716 million for six months as loan volumes and yields rose. Noninterest expenses increased, driven by higher salaries and benefits. Nonperforming assets rose to 1.03% of assets, and accumulated other comprehensive loss on available-for-sale securities was $31.231 million. The company has an at-the-market equity program with approximately $39.7 million available and declared a $0.36 quarterly dividend on July 16, 2025.
Union Bankshares announced that Director Joel S. Bourassa, age 67, will retire from the company's board and from Union Bank's board effective August 20, 2025. The company stated his retirement is not due to any disagreement with the company's operations, policies, or practices. Mr. Bourassa joined the holding company board in 2019 and has served on Union Bank's board since 2018. The filing notes his tourism industry experience and community service gave the board useful insight into the Grafton County market.
The board's Director Succession Subcommittee of the Nominating and Governance Committee, formed May 21, 2025, will conduct a search to fill the vacancy. Mr. Bourassa served on the company's Compensation Committee.
Union Bankshares, Inc. (UNB) filed an 8-K on 7 Aug 2025 to furnish its unaudited Second-Quarter 2025 Report to Shareholders. Under Item 2.02, the company states that the report, attached as Exhibit 99.1, contains operating results and financial condition for the three- and six-month periods ended 30 Jun 2025. The filing also discloses the board’s declaration of a regular quarterly cash dividend, although the per-share amount and payment dates are not included in the 8-K text.
The information is being furnished, not filed, meaning it is not subject to liability under Section 18 and will not be incorporated by reference unless specifically cited in future filings. No other material events, guidance revisions, or transaction details are presented. Management signatures from CEO David S. Silverman and CFO Karyn J. Hale confirm the disclosure.