UnitedHealth (NYSE: UNH) legal chief uses shares to cover tax liability

Rhea-AI Filing Summary

UnitedHealth Group executive Christopher R. Zaetta reported two tax-related share dispositions. On February 20, 2026, he surrendered 130.851 and 312.436 shares of UnitedHealth common stock at a stated value of $290 per share to cover taxes by delivering shares rather than paying cash.

After these withholding transactions, his directly held balances reported in the filing were 9,984.430 shares following the first disposition and 9,671.994 shares following the second, reflecting routine administrative adjustments tied to equity compensation.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Zaetta Christopher R

Role EVP & Chief Legal Officer

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	130.851	$290.00	$38K
Tax Withholding	Common Stock	312.436	$290.00	$91K

Holdings After Transaction: Common Stock — 9,984.43 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Zaetta Christopher R

(Last) (First) (Middle)

C/O UNITEDHEALTH GROUP INCORPORATED

1 HEALTH DRIVE

(Street)

EDEN PRAIRIE MN 55344

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITEDHEALTH GROUP INC [ UNH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Legal Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/20/2026		F		130.851	D	$290	9,984.43	D
Common Stock	02/20/2026		F		312.436	D	$290	9,671.994	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	Faraz A. Choudhry, Attorney-in-Fact for Christopher R. Zaetta	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did UnitedHealth Group (UNH) executive Christopher R. Zaetta report in this Form 4?

Christopher R. Zaetta reported two share dispositions tied to tax withholding. He delivered UnitedHealth common stock instead of cash to satisfy tax obligations related to equity compensation, a routine administrative transaction rather than an open-market stock sale.

How many UnitedHealth (UNH) shares were involved in Zaetta’s tax-withholding dispositions?

Zaetta’s Form 4 shows two tax-withholding dispositions. One covered 130.851 UnitedHealth common shares and the other 312.436 shares, with both transactions using a stated value of $290 per share to satisfy tax liabilities by delivering stock.

What price per share was used for Christopher Zaetta’s UnitedHealth (UNH) Form 4 transactions?

The filing lists a price of $290.00 per share for both transactions. This value is used to calculate the tax liability satisfied by delivering UnitedHealth common stock, consistent with a Form 4 transaction code F for tax-withholding dispositions.

Did Christopher R. Zaetta conduct open-market sales of UnitedHealth (UNH) stock in this Form 4?

No, the transactions are coded F, indicating tax-withholding dispositions. Zaetta delivered UnitedHealth shares to cover exercise price or tax liabilities rather than selling stock in the open market for discretionary portfolio or liquidity purposes.

How many UnitedHealth (UNH) shares does Christopher Zaetta hold after the reported transactions?

After the first tax-withholding disposition, Zaetta directly held 9,984.430 UnitedHealth shares, and after the second, 9,671.994 shares. These figures reflect updated direct ownership following routine equity-related tax adjustments reported in the Form 4.