UnitedHealth Group (UNH) director receives 320 deferred stock units

Rhea-AI Filing Summary

Gil Kristen reported acquisition or exercise transactions in this Form 4 filing.

UnitedHealth Group director Kristen Gil received 320 deferred stock units of common stock as regular quarterly compensation for Board service. These units are immediately vested but must be held until her Board service ends. Following this grant, she holds 2,403 shares directly and 3,800 shares indirectly through a trust.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Gil Kristen

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	320	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 2,403 shares (Direct); Common Stock — 3,800 shares (Indirect, By Trust)

Footnotes (1)

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Key Figures

Deferred stock units granted: 320 units Direct common shares after grant: 2,403 shares Indirect common shares by trust: 3,800 shares +1 more

4 metrics

Deferred stock units granted 320 units Regular quarterly director compensation on 2026-04-01

Direct common shares after grant 2,403 shares Direct ownership following 320-unit award

Indirect common shares by trust 3,800 shares Indirect ownership classified as By Trust

Grant price per share $0.0000 per share Compensation grant, no cash paid by director

Key Terms

deferred stock units, immediately vested, indirect, By Trust, +1 more

5 terms

deferred stock units financial

"Represents deferred stock units that are granted as regular quarterly compensation for service as a director"

Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.

immediately vested financial

"Deferred stock units are immediately vested, but must be retained by the director"

indirect financial

"total_shares_following_transaction": "3800.0000" ... "ownership_type": "indirect""

By Trust financial

""direct_or_indirect": "I", "nature_of_ownership": "By Trust""

Grant, award, or other acquisition financial

""transaction_code_description": "Grant, award, or other acquisition""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gil Kristen

(Last) (First) (Middle)

C/O UNITEDHEALTH GROUP INCORPORATED

1 HEALTH DRIVE

(Street)

EDEN PRAIRIE MINNESOTA 55344

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITEDHEALTH GROUP INC [ UNH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/01/2026		A		320(1)	A	$0	2,403	D
Common Stock								3,800	I	By Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents deferred stock units that are granted as regular quarterly compensation for service as a director of UnitedHealth Group. Deferred stock units are immediately vested, but must be retained by the director until the director's completion of service on the Board.

Remarks:

	Faraz A. Choudhry, Attorney-in-Fact for Kristen L. Gil	04/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did UnitedHealth Group (UNH) director Kristen Gil report?

Kristen Gil reported receiving 320 deferred stock units of UnitedHealth Group common stock as regular quarterly compensation for serving on the Board. The filing also shows updated direct and indirect share holdings after this award.

How many UnitedHealth Group (UNH) shares does Kristen Gil hold after the reported grant?

After the grant, Kristen Gil holds 2,403 UnitedHealth Group common shares directly and 3,800 shares indirectly through a trust. These figures reflect her position immediately following the reported deferred stock unit award.

What are deferred stock units in the UnitedHealth Group (UNH) director compensation plan?

Deferred stock units are share-based awards granted as director compensation that track UnitedHealth Group common stock. They are immediately vested but cannot be sold and must be retained until the director’s Board service is completed, aligning directors with long-term shareholder interests.

Was Kristen Gil’s UnitedHealth Group (UNH) award a market purchase or sale?

The award was not a market trade. It was a grant of 320 deferred stock units reported with code A, meaning a grant, award, or other acquisition as part of director compensation, rather than an open-market buy or sell transaction.

How are Kristen Gil’s indirect UnitedHealth Group (UNH) holdings structured?

The filing shows 3,800 UnitedHealth Group common shares held indirectly in a trust. This is disclosed with an indirect ownership code and a “By Trust” notation, indicating the shares are held through a trust related to the reporting person.

Do the UnitedHealth Group (UNH) deferred stock units vest immediately for directors?

Yes. The deferred stock units granted as regular quarterly compensation to UnitedHealth Group directors are immediately vested. However, they must be retained and cannot be distributed until the director completes service on the Board, encouraging long-term alignment.