UNH director granted 388 deferred stock units

MCNABB FREDERICK WILLIAM III reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

MCNABB FREDERICK WILLIAM III reported acquisition or exercise transactions in this Form 4 filing.

UNITEDHEALTH GROUP INC director Frederick William McNabb III received a grant of 388 deferred stock units of common stock as regular quarterly compensation for Board service. These units are immediately vested but must be held until he completes his service on the Board, and his direct holdings after the award total 15,162 shares.

Insider Trade Summary

Grant/Award: 388 shares

Grant/Award 1 txn

Insider MCNABB FREDERICK WILLIAM III

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	388	$0.00	$0.00

Holdings After Transaction: Common Stock — 15,162 shares (Direct)

Footnotes (1)

1. F1. Represents deferred stock units that are granted as regular quarterly compensation for service as a director of UnitedHealth Group. Deferred stock units are immediately vested, but must be retained by the director until the director's completion of service on the Board.

Key Figures

Deferred stock units granted: 388 units Price per unit: $0.0000 Holdings after transaction: 15,162 shares +1 more

4 metrics

Deferred stock units granted 388 units Quarterly director compensation grant on April 1, 2026

Price per unit $0.0000 Non-cash grant of deferred stock units

Holdings after transaction 15,162 shares Direct ownership following the grant

Transaction code A Grant, award, or other acquisition of non-derivative security

Key Terms

deferred stock units, regular quarterly compensation, immediately vested

3 terms

deferred stock units financial

"Represents deferred stock units that are granted as regular quarterly compensation"

Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.

regular quarterly compensation financial

"granted as regular quarterly compensation for service as a director"

immediately vested financial

"Deferred stock units are immediately vested, but must be retained by the director"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UNH director Frederick McNabb report?

Frederick McNabb reported receiving a grant of 388 deferred stock units of UNITEDHEALTH GROUP INC common stock as regular quarterly compensation for serving on the Board. The award is a form of equity-based director compensation rather than an open-market share purchase or sale.

Are the 388 UNH deferred stock units for Frederick McNabb vested?

The 388 deferred stock units granted to Frederick McNabb are immediately vested upon grant. However, under the terms described, he must retain these deferred stock units until he completes his service on the UNITEDHEALTH GROUP INC Board, limiting his ability to access them earlier.

How many UNH shares does Frederick McNabb hold after this Form 4 transaction?

After this grant, Frederick McNabb is shown as directly holding 15,162 shares or units of UNITEDHEALTH GROUP INC common stock. This total reflects his position following the addition of 388 deferred stock units that were awarded as part of his quarterly director compensation package.

Did Frederick McNabb buy or sell UNH shares in the market in this filing?

This filing does not show any open-market buying or selling by Frederick McNabb. It reports a non-cash acquisition coded as a grant or award of 388 deferred stock units, provided as regular quarterly compensation for his service as a director of UNITEDHEALTH GROUP INC.

What does a grant of deferred stock units mean for UNH directors?

For UNH directors, deferred stock units represent equity compensation that is immediately vested but cannot be accessed until Board service ends. The grant of 388 units to Frederick McNabb aligns his interests with shareholders by tying part of his compensation to UNITEDHEALTH GROUP INC’s common stock performance over time.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/06/2026 - 05:04 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MCNABB FREDERICK WILLIAM III

(Last) (First) (Middle)

C/O UNITEDHEALTH GROUP INCORPORATED

1 HEALTH DRIVE

(Street)

EDEN PRAIRIE MINNESOTA 55344

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITEDHEALTH GROUP INC [ UNH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/01/2026		A		388(1)	A	$0	15,162	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents deferred stock units that are granted as regular quarterly compensation for service as a director of UnitedHealth Group. Deferred stock units are immediately vested, but must be retained by the director until the director's completion of service on the Board.

Remarks:

	Faraz A. Choudhry, Attorney-in-Fact for Frederick William McNabb III	04/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)